Software Alternatives, Accelerators & Startups

Splitwise VS Paystub Hero

Compare Splitwise VS Paystub Hero and see what are their differences

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Paystub Hero logo Paystub Hero

Maximize efficiency with Paystub Hero comprehensive paystub maker and checkstub maker solutions, including free paystub generator support.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Paystub Hero Best Paystub Generator
    Best Paystub Generator //
    2025-06-15
  • Paystub Hero Online Secure Paystub Generator
    Online Secure Paystub Generator //
    2025-06-15

Paystub Hero

$ Details
paid $7.5 / One-off (Use "Welcome10" for 10% off first order)
Platforms
Web Android iPhone Windows Phone Windows Firefox Google Chrome Safari Internet Explorer

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Paystub Hero features and specs

  • Template library
    Paystub Hero offer 10 professional templates for contractors & business owners to choose from
  • Earnings and deductions
    Paystub Hero uses up-to-date IRS tax calculations to ensure customers always have accurate earnings & deductions on their pay stubs.
  • Automatic tax calculation
    Built within their generator is automatic tax calculations pulled from IRS that compliance and accuracy.
  • Customization options
    Paystub Hero has many customization options when creating ones pay stub, ensuring all of their needs are met
  • Pay stubs for employees & contractors
    Whether you're creating pay stubs for your employees or contractors, Paystub Hero has the software that can get the job done
  • Pay stubs for multiple pay periods
    No matter what your pay period is, Paystub Hero paystubs allows your to select the appropriate pay frequency for your pay stubs

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Paystub Hero videos

Secure Paystub Generator - Paystub Hero

More videos:

  • Review - Get PaystubsNow from Paystub Hero - Paystub Hero Testimonial
  • Review - ADP Paystub from Paystub Hero - Paystub Hero Testimonial
  • Review - Paystub Maker - Paystub Hero Testimonial
  • Review - Proof Of Income Testimonial - Paystub Hero Testimonial

Category Popularity

0-100% (relative to Splitwise and Paystub Hero)
Personal Finance
100 100%
0% 0
Paystub Generator
0 0%
100% 100
Expense Tracking
100 100%
0% 0
Billing & Invoicing
0 0%
100% 100

Questions and Answers

As answered by people managing Splitwise and Paystub Hero.

What makes your product unique?

Paystub Hero's answer:

Paystub Hero stands out as the best paystub generator on the market with several game-changing features that set us apart from competitors:

โšก Lightning-Fast Generation: Our top-tier platform creates professional paystubs in under 2 minutes - faster than any other service available.

๐Ÿ”’ Bank-Level Security: We use advanced SSL/TLS encryption and secure 3D payment systems to protect your sensitive data, making us the most secure paystub solution available.

๐Ÿ’ฐ Unbeatable Value: At just $7.50 per paystub (compared to competitors charging $8.99+), we offer the best pricing with superior features that others simply can't match.

๐ŸŽฏ Precision Accuracy: Our advanced algorithms ensure 100% accurate calculations for federal taxes, state taxes, FICA, and all deductions - eliminating costly errors.

๐ŸŒŸ 24/7 Premium Support: Unlike competitors, we provide live chat support even at 1 AM, ensuring you get help exactly when you need it.

๐Ÿ“ฑ Zero Setup Required: No software downloads, no subscriptions, no hidden fees - just instant, professional results.

Why should a person choose your product over its competitors?

Paystub Hero's answer:

Choosing Paystub Hero means choosing the #1 rated paystub generator that delivers superior results at the best price:

๐Ÿ’ก Proven Track Record: With thousands of satisfied customers and outstanding reviews, we're the most trusted name in paystub generation.

๐Ÿš€ Industry-Leading Speed: While competitors make you wait, we deliver instant results with professional-quality paystubs in minutes, not hours.

๐Ÿ’Ž Premium Features at Budget Prices: - Customizable templates with your company logo - Personal profile management for easy document retrieval - First-time user discounts (10% off with code WELCOME10) - 7-day error correction guarantee

๐Ÿ›ก๏ธ Enterprise-Grade Security: Your data is protected by the most advanced security measures in the industry, giving you complete peace of mind.

๐Ÿ† Best-in-Class Support: Our A-1 customer service is legendary - we're available 24/7 via live chat, unlike competitors who leave you hanging.

โœ… Compliance Guaranteed: All paystubs are fully compliant with federal and state regulations, ensuring acceptance by banks, lenders, and landlords.

How would you describe your primary audience?

Paystub Hero's answer:

Our diverse and growing customer base includes the smartest professionals who demand top-quality financial documentation:

๐Ÿ’ผ Savvy Entrepreneurs & Freelancers: Self-employed professionals who need legitimate proof of income for loans, mortgages, and rental applications.

๐Ÿข Forward-Thinking Small Business Owners: Companies with 2-200+ employees who want efficient payroll management without the complexity of enterprise software.

๐ŸŽฏ Independent Contractors & Gig Workers: Modern professionals in the booming gig economy who require professional paystubs for financial verification.

๐Ÿ“Š HR Professionals: Busy HR teams who need reliable, accurate payroll documentation that saves time and eliminates errors.

๐Ÿ  Rental Applicants: Individuals who need instant, professional income verification to secure their dream apartment or home.

Our customers choose us because they're results-oriented professionals who value speed, accuracy, and security above all else.

What's the story behind your product?

Paystub Hero's answer:

Paystub Hero was born from a revolutionary vision: to democratize access to professional-grade payroll documentation for everyone, not just large corporations.

๐ŸŒŸ The Problem We Solved: Traditional payroll services like ADP were designed for big businesses with complex needs and hefty budgets. Meanwhile, freelancers, small businesses, and independent contractors were left with expensive, complicated solutions that didn't fit their needs.

๐Ÿ’ก Our Breakthrough Moment: We realized that 62.8 million freelancers in the US alone needed a simple, affordable, yet professional solution for paystub generation.

๐Ÿš€ The Paystub Hero Solution: We created the most advanced yet user-friendly paystub generator that combines:

  • Enterprise-level accuracy with small-business simplicity
  • Bank-grade security at unbeatable prices
  • Instant delivery with 24/7 support

๐Ÿ† Our Mission: To empower every professional with top-tier financial documentation that opens doors to loans, rentals, and financial opportunities.

Today, Paystub Hero is the trusted choice for thousands of users who need reliable, professional paystubs without the corporate hassle or premium pricing.

Which are the primary technologies used for building your product?

Paystub Hero's answer:

Paystub Hero is powered by cutting-edge technology that ensures we deliver the most advanced and secure paystub generation platform available: ๐Ÿ” Advanced Security Infrastructure:

  • SSL/TLS encryption with 256-bit security protocols
  • 3D Secure payment processing for maximum transaction safety
  • Zero data storage policy - we don't keep your payment information

โšก High-Performance Computing:

  • Cloud-based SaaS architecture for instant scalability
  • Advanced calculation algorithms for 100% accurate tax computations
  • Real-time processing engines for sub-2-minute document generation

๐ŸŽจ User Experience Excellence:

  • Responsive web design optimized for all devices
  • Intuitive interface technology requiring zero technical knowledge
  • Professional template engines with customization capabilities

๐Ÿ“ง Automated Delivery Systems:

  • Instant email delivery with tracking capabilities
  • PDF generation technology for professional document quality
  • USPS integration for physical document shipping (1-2 business days)

๐Ÿ›ก๏ธ Compliance & Accuracy:

  • Federal and state tax calculation engines updated in real-time
  • FICA, Social Security, and Medicare automated processing
  • Year-to-date tracking systems for comprehensive record-keeping

Our state-of-the-art technology stack ensures you get enterprise-grade results with consumer-friendly simplicity.

Who are some of the biggest customers of your product?

Paystub Hero's answer:

While we respect our customers' privacy and maintain strict confidentiality, we're proud to serve thousands of satisfied professionals across diverse industries:

๐Ÿš€ Thriving Small Businesses:

  • Startups with 2-50 employees who need reliable payroll documentation
  • Growing companies with 50-200+ staff requiring efficient HR solutions
  • Service-based businesses seeking professional employee documentation

๐Ÿ’ผ Independent Professionals:

  • Top-performing freelancers in marketing, design, consulting, and technology
  • Successful contractors in construction, healthcare, and professional services
  • Entrepreneurs running multiple income streams and businesses

๐Ÿข Industry Leaders:

  • Real estate professionals requiring income verification for client transactions
  • Financial consultants who need proof of income for their own applications
  • Healthcare workers and traveling professionals with variable income

๐ŸŽฏ Success Stories:

  • Freelancers securing car loans and mortgages with our professional documentation
  • Small business owners streamlining payroll processes and saving hours weekly
  • Contractors getting approved for rentals with our instant income verification
  • Entrepreneurs building business credit with legitimate financial records

What Our Customers Say:

  • "Paystub Hero saved my life! Fast, accurate, and easy to use."
  • "Best customer service I've ever experienced - A-1 support!"
  • "This is the best paystub generator I've tried - user-friendly and affordable."

Our customers choose us because we deliver professional results that get approved by banks, lenders, and landlords every time.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Paystub Hero

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Paystub Hero Reviews

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What are some alternatives?

When comparing Splitwise and Paystub Hero, you can also consider the following products

Tricount - Manage and share expenses with friends

ThePayStubs - A simple way to make check stubs online. Generate, print and use. Itโ€™s that simple!

Splid - Splid helps friends manage their money.

Paystub.org - Build your own paystubs online with our paystub generator. We'll help you to create professional payroll online!

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

The Best Paystubs - We offer real paycheck stubs and the most up-to-date federal and state tax forms. Create paystubs and payroll documents quickly. Youโ€™ll receive an email in minutes with a secure link to download a print-ready PDF.