
Tricount
Settle Up
Splid
Spliit
YNAB
ihatemoney
Splitser
Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Vanna AI
Wren
ThoughtSpot
AI2sql
Chat2DB Pro
SafeQL
soarSQL
Open source, self-hosted NL2SQL. Plain-English questions become SQL validated against your real schema, for eight databases, from the CLI, Python, or any MCP client.

Which is more popular?
Website, pricing, platforms and company facts side by side.
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| Website | splitwise.com | nlqueries.com |
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| Listed in |
What each product offers, as listed by its team.


Possible disadvantages
An editorial look at what each product does well and who it suits.


Overall verdict
Why this product is good
Recommended for
No analysis of NLQueries yet.
Walkthroughs and reviews on video.
Splitwise - iPhone App Review! [2020]
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How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Splitwise and NLQueries.
NLQueries's answer:
NLQueries is an open-source, self-hosted Natural Language to SQL (NL2SQL) engine that validates every generated query against the live database schema before it runs. While most text-to-SQL tools act as black-box wrappers around an LLM, NLQueries guarantees deterministic safety, transparency, and context accuracy through five distinct capabilities:
- Pre-execution AST validation: Generated SQL is parsed and checked column-by-column against your live database schema using sqlglot before execution. Users can preview and validate SQL via nlqueries ask without touching the database, or execute it safely in read-only mode via nlqueries query. - Self-updating YAML knowledge base: Rather than relying solely on static schema introspection, NLQueries learns from actual query history—capturing how teams define business metrics, which tables are trusted, and which joins are valid—storing this context in a human-readable, version-controllable YAML file.
- Unified database + document querying: A multi-agent orchestrator routes questions across structured SQL databases and unstructured documents (PDF, Word, Excel, Notion, and Confluence) simultaneously, returning one coherent answer with exact SQL and document citations.
- Native MCP server instead of another chat silo: It ships with a full Model Context Protocol (MCP) interface, allowing developers and analysts to query their data warehouse directly inside Claude Desktop, Cursor, or any MCP-compatible assistant.
- Sub-50ms semantic caching: Questions with 0.97 or higher cosine similarity to previously validated queries bypass both the LLM and database round-trip, cutting token costs and latency.
NLQueries's answer:
Most competing AI data tools fail in production because they hallucinate column names, use the wrong department's join logic, or require sending sensitive enterprise schemas to a third-party SaaS cloud. You should choose NLQueries over competitors (such as Vanna AI, Defog, Chat2DB, or cloud BI chat add-ons) because:
NLQueries's answer:
The primary audience spans technical builders who need a programmable, hallucination-free NL2SQL engine and enterprise leaders who require strict data governance:
NLQueries's answer:
NLQueries was founded by Pankaj Goswami (Founder & Director of Theorence Labs Private Limited), drawing on over two decades of experience building enterprise data platforms, semantic layers, and generative AI systems at organizations like Amazon and Wipro.
The idea was born from a simple realization dubbed "The second after the SQL": while any modern LLM can generate a SQL query in one second, almost none of the real-world difficulty of enterprise data lives in that second. In a real company, the difficulty lies in the twelve different tables that all plausibly mean "customer," the join that is right for Finance but wrong for Sales, the undocumented varchar column whose creator left years ago, and the fact that when a number lands in a board deck, someone has to defend exactly how it was calculated.
Existing AI tools skipped this unglamorous reality, producing plausible-looking numbers that could not be verified. Theorence Labs created NLQueries to build the opposite: a self-hosted, deterministic system that learns how a team actually works, validates every query via AST before execution, shows its exact work, and keeps all data strictly inside the customer's own infrastructure.
NLQueries's answer:
NLQueries is built on a modern, modular Python and data engineering stack designed for low latency and strict schema safety:
NLQueries's answer:
Self-Hosted & Privacy-First Adoption: Because NLQueries Core (pip install nlqueries-core) requires no account, no license key, and collects zero telemetry, it is adopted organically by independent data engineering teams, fintech and quantitative analysts, and AI software engineers running self-hosted workloads across PostgreSQL, DuckDB, Snowflake, and BigQuery.
Enterprise Design Partners & Regulated Teams: NLQueries Enterprise serves mid-market and enterprise data, finance, and operations teams across cloud and on-premises environments (AWS, Azure, and GCP) that require strict data residency, RBAC/row-level security, and immutable audit logs without exposing proprietary data to external SaaS vendors.
Share your experience with using Splitwise and NLQueries. For example, how are they different and which one is better?
External articles and on-site reviews we used to compare the two products.


Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
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