Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, Listmonk
seems to be more popular. It has been mentioned
33 times
since March 2021.
social mentions
0 vs 33
Personal Finance popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Open Source Listmonk is free to use, modify, and distribute. This can offer significant cost savings compared to proprietary email marketing solutions.
Self-Hosted Allows you to have full control over the software and your data, providing enhanced security and customization possibilities.
Scalability Designed to handle millions of subscribers and messages effectively, making it suitable for both small and large-scale email marketing campaigns.
Multilingual Support Supports multiple languages, making it accessible for users from different linguistic backgrounds.
API Access Provides a comprehensive API, allowing for excellent integration with other software and platforms.
Flexible Database Supports both PostgreSQL and SQLite, catering to different user needs and technical requirements.
Possible disadvantages
Technical Expertise Required Being a self-hosted solution, it requires a certain level of technical knowledge for setup, maintenance, and troubleshooting.
Hosting Costs Although the software itself is free, you will need to incur costs for hosting and maintaining the server where Listmonk is installed.
Limited Built-In Templates May not come with a wide variety of pre-designed email templates, requiring users to create their own or import from other sources.
Community Support Unlike commercial solutions, support is primarily community-driven, which may lead to slower issue resolution compared to dedicated support teams.
Learning Curve The initial setup and configuration can be complex and may require a time investment to understand all its features and functionalities.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseListmonk
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Yes, Listmonk is a good option for those who prefer a self-hosted, open-source mailing list manager. It provides powerful features without recurring subscription costs and allows for full control over your data.
Why this product is good
Listmonk is a self-hosted newsletter and mailing list manager that is appreciated for its open-source nature, flexibility, and robust features. It offers advanced segmentation, analytics, and a user-friendly interface, making it suitable for businesses looking for a customizable and privacy-focused solution.
Recommended for
Businesses or individuals looking for a cost-effective solution without recurring fees
Those who require a high degree of customization and flexibility
Organizations that prioritize data privacy and security
Developers or tech-savvy users comfortable with self-hosting applications
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsListmonk33 mentions
Tracking Splitwise since Mar 2021.
How to send Listmonk newsletters through OwnMailServer
To send newsletters and campaigns with OwnMailServer, run Listmonk for your contacts, lists and campaigns, and point its SMTP settings at us: smtp.ownmailserver.com, port 587, STARTTLS, with an API key as the password. Then slow Listmonk...
- Source: dev.to
/
17 days ago
Email Marketing Automation in 2026: 5 Tools (and 1 Self-Hosted) Through Their APIs
Listmonk is open-source, Go-based, single-binary or Docker. No task counter, no contact limit, no premium feature gates. Drop this on a $6 VPS:.
- Source: dev.to
/
6 months ago
Email marketing platforms are another category where the commercial pricing has drifted well above the value delivered for most use cases. Listmonk is a self-hosted newsletter and mailing list manager written in Go that handles...
- Source: dev.to
/
7 months ago
Innovative online Email Marketing solution to manage your contacts, create & send your newsletters and track your results. More than 80 000 clients. Best prices and attractive features.
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