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Splitwise VS Kiwi.com

Compare Splitwise VS Kiwi.com and see what are their differences

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GDPR-compliant meeting scheduling hosted in Germany. Booking pages, built-in video calls, lead routing, CRM and payments in one tool, with all data stored in Frankfurt and a data processing agreement (DPA/AVV) included. sponsored
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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Kiwi.com logo Kiwi.com

Find and book the best low-cost flights all around the world
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Kiwi.com Landing page
    Landing page //
    2023-07-24

Splitwise

Website
splitwise.com
Release Date
-
Edit details

Kiwi.com

Website
kiwi.com
Release Date
2012 January
Startup details
Country
Czech Republic
State
Jihomoravsky kraj
City
Brno
Founder(s)
Jiri Hlavenka
Employees
1,000 - 1,999
Edit details

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Kiwi.com features and specs

  • Comprehensive Search Engine
    Kiwi.com provides a powerful search engine that aggregates flights, trains, and buses worldwide, offering a wide array of travel options.
  • Virtual Interlining
    Kiwi.com's Virtual Interlining technology allows users to book multi-airline itineraries at competitive prices, even if the airlines do not have codeshare agreements.
  • Kiwi.com Guarantee
    The Kiwi.com Guarantee ensures coverage in cases of connection disruptions, offering assistance with rebooking and accommodation, which adds security to complex travel itineraries.
  • User-Friendly Interface
    The platform features an intuitive and user-friendly interface that simplifies the process of searching, comparing, and booking travel.
  • Mobile App
    Kiwi.com offers a mobile app that enhances the user experience by providing convenient access to bookings, real-time updates, and travel management tools.

Possible disadvantages of Kiwi.com

  • Customer Service Issues
    Some users have reported difficulties in reaching Kiwi.com's customer service, as well as experiencing delays in receiving support and resolutions.
  • Hidden Fees
    There have been reports of hidden fees or unexpected charges during the booking process, which can lead to higher-than-anticipated costs.
  • Refund and Cancellation Policies
    Kiwi.com’s refund and cancellation policies can be restrictive, and users have reported challenges in receiving refunds in a timely manner.
  • Complex Itinerary Risks
    While Virtual Interlining offers more travel options, it can also introduce complexity and risk, especially if the user misses a connection or if one leg of the journey is disrupted.
  • Third-Party Bookings
    Since Kiwi.com operates as an intermediary, there can be complications or confusion when dealing directly with airlines or other service providers for changes or issues related to bookings.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Kiwi.com

Overall verdict

  • While Kiwi.com can be a good choice for budget-conscious travelers seeking flexible itineraries and unique travel combinations, it may come with downsides such as limited customer service and strict change or cancellation policies. Some users report issues with after-sales support and additional fees.

Why this product is good

  • Kiwi.com is generally well-regarded for its user-friendly platform that aggregates flights from various airlines, including low-cost carriers, allowing users to find and book budget-friendly travel options. It has a sophisticated search engine that includes multi-city itineraries and features like 'Nomad' that can help find cheaper alternatives. Customers appreciate the potential cost savings and unique travel combinations.

Recommended for

  • Budget travelers looking for deals
  • Flexible travelers who can handle complex itineraries
  • Tech-savvy users comfortable navigating online booking platforms

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Kiwi.com videos

+ Add

Customer Testimonial: Skypicker

More videos:

  • Review - Avoid This HUGE Mistake When Booking Flights - Kiwi.com
  • Review - Kiwi.com Reviews - Avoid at all costs buying travel through KIWI

Category Popularity

0-100% (relative to Splitwise and Kiwi.com)

Splitwise

Kiwi.com

Personal Finance
100 100%
Personal Finance
0% 0
Travel
0 0%
Travel
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Travel & Tourism
0 0%
Travel & Tourism
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Kiwi.com

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Kiwi.com Reviews

Best Tools for Planning a Vacation to Ireland in 2025
Based in the Czech Republic, Kiwi's claim to fame is that they can combine flights and other forms of transportation into a single booking, all for a low price.
Source: irelandonabudget.com
17 Best Skyscanner Alternatives Sites
In addition to prompt alerts, daily deals, and a clean layout, Kiwi.com delivers an accessible pricing map, allowing you to see fares from various airports all over the globe. One might say that this flight comparison site quite literally puts the world at your fingertips. It also covers you in the case of schedule changes or delays by way of the Kiwi guarantee.
Source: manofmany.com
The 9 Best Skyscanner Alternatives To Book Cheap Travel
Kiwi.com is a bit different than most of the other search engines. It is a tool you can use just like Skyscanner, but it is an OTA. An OTA is an online travel agent. There are customer service people who have a slight guarantee to help you out. They will book flights for you as a travel agent will.
Source: thefrugalexpat.com
Third Party Airfare Booking Sites: The Power Rankings - who to trust, who to avoid
It does not appear that Kiwi has any sort of 24 hour cancellation policy. It's best to assume you cannot cancel your flight within 24 hours of booking without paying a hefty fee.
Source: www.yyzdeals.com

What are some alternatives?

When comparing Splitwise and Kiwi.com, you can also consider the following products

Tricount - Manage and share expenses with friends

Skyscanner - Skyscanner.com compares over 1000 airlines to find you the cheapest airfares, fast.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

KAYAK - KAYAK is a travel search engine that searches hundreds of other travel sites at once. Our helpful tools & features find you the information you need to make the right decisions on flights, hotels, rental cars and vacation packages.

Splid - Splid helps friends manage their money.

Google Flights - Find cheap flights in seconds, explore destinations on a map, and sign up for fare alerts on Google Flights.

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