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Splitwise VS Join Secret

Compare Splitwise VS Join Secret and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Join Secret

Unlock $1M+ in software savings with Secret — the ultimate startup perks platform. Access 700+ exclusive discounts on top tools like AWS, Notion, and HubSpot. Join 100K+ startups and grow faster with the best software, resources, and partner offers.

Rating
4.0 · 1 review
Pricing
Freemium $149 / Annually (Unlimited access to all deals)
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Alternatives Is it good?
Hyperview
DCIM software reinvented. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Join Secret seems to be more popular. It has been mentioned 2 times since March 2021.

social mentions
0 vs 2
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 88

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Join Secret
Website splitwise.com joinsecret.com
Pricing —
Freemium $149 / Annually (Unlimited access to all deals) Official pricing
Company — Startup from France · 1 - 9 employees · 2019
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
SaaS Startups Product Deals App Deals Software Deals Tech Deals +3

About Splitwise and Join Secret

In their own words, as submitted to SaaSHub.

Splitwise
Join Secret

No description of Splitwise yet.

Secret gives you instant access to hundreds of deals and thousands of savings through promo codes and free credits on must-have software and services for startups and small businesses. From cloud to e-mail marketing, Secret gathers all the best tools to kickstart and grow your startup. We...

Read more about Join Secret

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Join Secret 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Cost Savings
    Join Secret offers startups access to significant discounts on software and services, helping them reduce operational costs and stretching limited budgets.
  • Wide Range of Products
    The platform provides a diverse selection of deals on various types of software and tools, offering startups access to resources that can support different aspects of their business operations.
  • Ease of Use
    The platform is user-friendly, making it simple for startups to browse, access, and redeem deals without complicated procedures.
  • Exclusive Deals
    Join Secret often features exclusive deals that are not typically available elsewhere, providing additional value to its users.
  • Great for Early-Stage Startups
    It targets early-stage startups that need to leverage numerous software tools at a reduced cost, helping them grow efficiently during initial phases.

Possible disadvantages

  • Membership Cost
    Access to Join Secret's full range of deals often requires a paid membership, which might be a deterrent for very early-stage startups with minimal budgets.
  • Limited to Online Services
    The platform primarily focuses on software and online services, which may not suffice for startups seeking discounts in other operational areas such as hardware or physical goods.
  • Overlapping Offers
    Some deals available on Join Secret might also be found through other means or directly from the providers, which could lead to questions about the platform's exclusivity.
  • Variable Value
    The actual value of the deals can vary significantly depending on a startup's specific needs, meaning not all startups will find equal benefit in the available offers.
  • Saturation Risk
    As more startups tap into the platform's deals, there may be concerns about market saturation, where the competitive edge provided by these deals diminishes over time.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Join Secret

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Join Secret is a worthwhile platform for startups seeking to leverage discounts and make their resources go further. It provides substantial value by aggregating relevant deals and allowing cost savings on popular business tools and services.

Why this product is good

  • Join Secret is a platform that offers startups access to exclusive deals and discounts on software and tools needed to grow their business. Companies can benefit from significant savings on essential services like cloud hosting, marketing tools, and more. The platform is beneficial for new businesses looking to reduce operational costs while accessing high-quality resources.

Recommended for

    Join Secret is recommended for early-stage startups, entrepreneurs, and small businesses that need to be budget-conscious while seeking access to industry-standard software and services. It's particularly useful for those looking to explore new tools without a significant financial commitment upfront.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Join Secret 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No Join Secret videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Join Secret
100% 100%
Personal Finance
0% 0%
0% 0%
Software Deals
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Startups
100% 100%

Questions & Answers

As answered by people managing Splitwise and Join Secret.

What makes your product unique?

Join Secret's answer:

Join Secret is all about helping startups and small businesses save money on the tools they actually use every day. Instead of endless coupon sites, we negotiate directly with SaaS companies so our members get real, exclusive discounts they can’t usually find elsewhere. On top of that, we’ve built a community and support system around it, so it’s not just “here’s a code”; it’s a way to make your software stack way more affordable without wasting hours hunting deals.

Why should a person choose your product over its competitors?

Join Secret's answer:

Most “deal” platforms just throw up offers anyone can Google. Secret goes further. We’ve locked in partnerships with companies like AWS, Notion, Stripe, and JetBrains — the kind of tools you’d be paying full price for anyway. The savings usually pay back the membership fee in a single day. Plus, our team is hands-on and actually helps if you run into eligibility issues, which is rare in this space.

How would you describe the primary audience of your product?

Join Secret's answer:

Our core audience is founders, early-stage startups, and small businesses trying to grow on a budget. But it’s not just them! We also work with VCs, incubators, and accelerators who want to give their startups extra perks, and even agencies that want access to better deals for the software they rely on every day.

What's the story behind your product?

Join Secret's answer:

Secret started with a simple frustration: startups spend a ton on software, and most discounts are either hidden behind accelerators or impossible to find. So the idea was to create one place where any founder could get access to those same perks without needing to be part of Y Combinator or have a huge network. Over time, it’s grown into a platform that helps tens of thousands of entrepreneurs save millions collectively, while also serving communities like VCs and accelerators.

Which are the primary technologies used for building your product?

Join Secret's answer:

Secret runs on a custom-built web platform that manages all the deals, eligibility checks, and redemption flows. There’s also the behind-the-scenes stuff that makes partnerships work, like our vendor dashboard, affiliate tracking, and the private community setup. Basically, it’s a mix of marketplace tech, automation, and support tools all stitched together to make claiming deals super simple.

Who are some of the biggest customers of your product?

Join Secret's answer:

Our community is pretty broad; over 30,000 entrepreneurs and startups worldwide. That includes founders at early-stage SaaS companies, agency owners, and teams inside accelerators and incubators. You’ll also see testimonials from founders at places like The Saasy People and InsuredNomads who talk about saving thousands through the platform.

User comments

Share your experience with using Splitwise and Join Secret. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Join Secret 4.0 · 1 review

View more

  • Rated 4/5 by stef
    SaaSHub review
    · May 2022

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Join Secret 2 mentions

Tracking Splitwise since Mar 2021.

  • Agency jobs/Workflow Software
    Joinsecret.com has a great deal for Airtable-- over $1k in free credits (not affiliated, but I use them both). Cheers!! Source: over 5 years ago
  • Business Plan - Proposal and also Angel Investor Seed Round Capital
    Have you looked at joinsecret.com ? We have deals on both Stripe Atlas & Clerky. Cheers! Source: over 5 years ago

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