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Splitwise VS Make.com

Compare Splitwise VS Make.com and see what are their differences

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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Make.com logo Make.com

Tool for workflow automation (Former Integromat)
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Make.com Landing page
    Landing page //
    2022-07-05

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Make.com features and specs

  • Ease of Use
    Make.com offers a user-friendly interface with drag-and-drop functionality, making it accessible for non-technical users.
  • Integration Options
    The platform supports a wide array of integrations with popular apps and services, enabling complex workflows.
  • Custom Workflows
    Users can create highly customized workflows tailored to specific business needs, allowing for greater flexibility.
  • Scalability
    Make.com is built to handle both small-scale and enterprise-level tasks, providing a scalable solution as your business grows.
  • Community and Support
    There is an active community and comprehensive support, including documentation and forums, to help users troubleshoot and optimize their usage.
  • Real-time Monitoring and Analytics
    The platform offers real-time monitoring and analytics, allowing users to track the performance of their workflows and make data-driven decisions.
  • Versatile Triggers and Actions
    Make.com offers a variety of triggers and actions that can be used to automate a wide range of tasks across different services.

Possible disadvantages of Make.com

  • Pricing
    The pricing structure can be expensive for small businesses or individual users, especially for advanced features and high-volume usage.
  • Learning Curve
    Despite its user-friendly design, there is still a learning curve for newcomers to understand all the capabilities and features.
  • Occasional Bugs
    Users have reported occasional bugs and issues, which can disrupt workflows and require troubleshooting.
  • Limited Offline Support
    Make.com heavily relies on internet connectivity, which can be a drawback for users requiring offline functionality.
  • Complexity for Advanced Features
    While basic workflows are easy to set up, leveraging more advanced features may require a deeper understanding of the platform and potentially some coding knowledge.
  • Dependency on Third-party Services
    The platform’s effectiveness is influenced by the reliability and performance of third-party services it integrates with, making it susceptible to external issues.
  • Data Privacy Concerns
    Storing and processing data through third-party services may raise privacy and compliance issues for businesses dealing with sensitive information.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Make.com

Overall verdict

  • Overall, Make.com is considered a good platform for those looking to streamline processes and improve efficiency through automation. Its flexible and powerful features cater to a wide range of needs, although there may be a learning curve for those new to automation or with limited technical knowledge.

Why this product is good

  • Make.com, formerly known as Integromat, is a popular platform for automating workflows and integrating various software tools. It offers a visual interface that allows users to connect different applications and automate repetitive tasks, enhancing productivity. Its ability to create complex multi-step automations with various conditions and triggers makes it a robust tool for both small businesses and larger enterprises.

Recommended for

  • small business owners
  • project managers
  • IT professionals
  • digital marketers
  • anyone looking to automate tasks without extensive coding knowledge

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Make.com videos

+ Add

Zapier vs Integromat - Quick Comparison Review

More videos:

  • Review - Integromat feature tour
  • Review - Introduction to Integromat

Category Popularity

0-100% (relative to Splitwise and Make.com)

Splitwise

Make.com

Personal Finance
100 100%
Personal Finance
0% 0
Automation
0 0%
Automation
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Workflow Automation
0 0%
Workflow Automation
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Make.com

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Make.com Reviews

Best Zapier alternatives for technical teams in 2026
If you want the strongest option for technical control, start with n8n. If you want a more flexible but still approachable managed platform, test Make. If the decision is broader than one direct replacement, compare the category through AI automation tools and n8n vs Zapier.
Source: flowmationhq.com
Autonomous Automation Platforms: Aident VS n8n VS Make
Aident AI is the leading autonomous automation platform for users who prefer building workflows through natural language conversation rather than complex visual maps. While n8n and Make serve developers and visual thinkers with powerful node-based editors, Aident's agentic engine eliminates the steep learning curve by compiling plain English instructions into executable...
Source: aident.ai
The Best n8n.io Alternatives for Workflow Automation in 2025
Make, formerly known as Integromat, is a versatile no-code platform that enables users to create sophisticated workflows with ease. It offers a visual workflow builder that allows users to connect various applications and services, define conditional logic, and manipulate data without writing any code. Make's strengths lie in its ability to handle complex workflows and its...
Source: latenode.com
N8n.io Alternatives
One of the standout features of Integromat is its flexibility and customization options. Users can set up multi-step workflows with conditional logic, ensuring that each automation is tailored to their specific needs. Additionally, Integromat offers advanced error handling and data manipulation capabilities, providing robust solutions for complex automation requirements. For...
Source: apix-drive.com
The Best MuleSoft Alternatives [2024]
Make (formerly Integromat) is an integration solution that allows you to automate and connect applications, databases, web services, chatbots, and other systems.
Source: exalate.com

What are some alternatives?

When comparing Splitwise and Make.com, you can also consider the following products

Tricount - Manage and share expenses with friends

Zapier - Connect the apps you use everyday to automate your work and be more productive. 1000+ apps and easy integrations - get started in minutes.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

n8n.io - Free and open fair-code licensed node based Workflow Automation Tool. Easily automate tasks across different services.

Splid - Splid helps friends manage their money.

ifttt - IFTTT puts the internet to work for you. Create simple connections between the products you use every day.

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