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Splitwise VS Habit List

Compare Splitwise VS Habit List and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Habit List logo Habit List

Create good habits and break bad ones with the app that keeps you focused.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Habit List Landing page
    Landing page //
    2021-07-26

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Habit List features and specs

  • Streaks
    Habit List uses streaks to motivate users by showing how long they have consistently completed a habit. This can encourage continued adherence to building new habits.
  • Flexibility
    The app allows users to set habits with variable schedules (daily, weekly, specific days), providing flexibility to tailor habit tracking to individual needs.
  • Reminders
    Habit List offers reminder notifications, which can help users remember to complete their habits throughout the day.
  • Clean Interface
    The app has a clean and user-friendly interface that is easy to navigate, making the habit-tracking process smooth and hassle-free.
  • Progress Visualization
    Users can see detailed statistics and progress reports that help them visualize how well they are maintaining their habits over time.

Possible disadvantages of Habit List

  • iOS Exclusivity
    Habit List is only available on iOS, which excludes Android users from benefiting from the appโ€™s features.
  • No Free Version
    Habit List is a paid app with no free version, which may deter users who are looking for a cost-free habit tracking solution.
  • Limited Integration
    The app doesnโ€™t offer integration with other productivity tools or health apps, limiting its functionality in a broader ecosystem of digital tools.
  • Basic Features
    Compared to other habit-tracking apps, Habit List may have fewer advanced features, such as gamification elements or community support.
  • Manual Data Entry
    Users must manually check off their habits, and there is no automation for habit completion, which can be less convenient for some users.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Habit List videos

No Habit List videos yet. You could help us improve this page by suggesting one.

Add video

Category Popularity

0-100% (relative to Splitwise and Habit List)

Splitwise

Habit List

Personal Finance
100 100%
Personal Finance
0% 0
Productivity
0 0%
Productivity
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Habit Building
0 0%
Habit Building
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Habit List

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Habit List Reviews

We have no reviews of Habit List yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Habit List seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Habit List mentions (2)

  • [NeedAdvice] Any beautiful android habit-tracker with backup, free or one-time buy?
    I found another Https://habitlist.com/ I can see it's kind of similar. Source: about 5 years ago
  • How to get yourself to do things (2015)
    I've had good results for the past ~6 months using Habit List [0]. What's worked for me is to slowly add 1-2 new items, being thoughtful about prioritizing them. Then when I'm consistent with those, adding more. [0] https://habitlist.com/ (ios only, just a happy user). - Source: Hacker News / about 5 years ago

What are some alternatives?

When comparing Splitwise and Habit List, you can also consider the following products

Tricount - Manage and share expenses with friends

Streaks - The to-do list that helps you form good habits.

Splid - Splid helps friends manage their money.

Habitify - The easiest way to keep track of your habits

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Habitica - Habitica is a free habit building and productivity application.

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