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Splitwise VS Gumstack

Compare Splitwise VS Gumstack and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Gumstack logo Gumstack

Integrate video calling on your website in under 5 minutes. Have face-to-face conversations with your customers, directly on your website or app.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Gumstack Landing page
    Landing page //
    2022-08-04

Gumstack makes it easy to have Face-to-face conversations with customers on your website. No coding required, you can integrate Gumstack in under 5 minutes on any website or part of the website. It is built to seamlessly work across browsers and devices.

Thereโ€™s more - you can invite your team members and route calls to them, or let your customers schedule calls when youโ€™re not around. Office hours, team calendars, notifications - weโ€™ve got many aspects covered as we launch this.

We are live on our website, to help people see how easy it is to connect. We welcome people to come to http://gumstack.com/saas and click on "Talk to us", to see how easy it is to connect with people.

Splitwise

Website
splitwise.com
Pricing URL
-
$ Details
-
Platforms
-
Release Date
-
Edit details

Gumstack

Website
gumstack.com
Pricing URL
Official Gumstack Pricing
$ Details
freemium $14.99 / Monthly (Beta pricing)
Platforms
Browser Android iOS Google Chrome Windows Mac OSX Firefox Safari Cross Platform
Release Date
2021 April
Edit details

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Gumstack features and specs

  • Routing calls
  • Easy Scheduling
  • Presence and Office Hours
  • Live Video Calls
  • CRM Integration

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Gumstack

Overall verdict

  • Gumstack appears to be a useful digital product platform, though as with any service you should verify its current features, pricing, and reviews directly before committing.

Why this product is good

  • It offers tools designed to simplify online business operations and product management
  • Digital platforms like this typically save time through automation and streamlined workflows
  • May provide integrations with common tools and payment systems used by online sellers

Recommended for

  • Small business owners looking to manage or sell products online
  • Entrepreneurs and creators seeking to streamline digital operations
  • Users who want an all-in-one solution rather than juggling multiple tools

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Gumstack videos

No Gumstack videos yet. You could help us improve this page by suggesting one.

Add video

Category Popularity

0-100% (relative to Splitwise and Gumstack)

Splitwise

Gumstack

Personal Finance
100 100%
Personal Finance
0% 0
Video Calls
0 0%
Video Calls
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Sales
0 0%
Sales
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Gumstack

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Gumstack Reviews

We have no reviews of Gumstack yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Gumstack seems to be more popular. It has been mentiond 1 time since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Gumstack mentions (1)

  • 1-Click video calling on your website in under 5 minutes
    Hey...I am posting regarding my startup Gumstack. Many a time, we have website visitors, even repeat visitors who come to our site, but drop off, since some of their questions are never answered. And in a world of digital overload, wouldn't it be great to have an easy face to face interaction, that can elevate the conversation and make it more authentic? Source: about 5 years ago

What are some alternatives?

When comparing Splitwise and Gumstack, you can also consider the following products

Tricount - Manage and share expenses with friends

Daily.co for Intercom - Free video calls & screen shares embedded in Intercom

Splid - Splid helps friends manage their money.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Spliit - Free and Open Source Alternative to Splitwise. Share expenses with your friends and family.

Splitser - Splitser is the app for tracking, calculating and settling group expenses. โœ“ Payment App โœ“ Group Expenses โœ“ Spend app

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