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Splitwise VS GroupTogether

Compare Splitwise VS GroupTogether and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
GroupTogether

Let everyone sign a group card online, collect money for a gift or send 1–1000 eGift Cards in minutes. Loved by over 5 million users. It's fun, fast and super easy!

Rating
0 reviews
Pricing
Open source Freemium Free trial $5.5 / One-off
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Alternatives Is it good?
BuyKeep by PlenDesk
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 33

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
GroupTogether
Website splitwise.com grouptogether.com
Pricing —
Open source Freemium Free trial $5.5 / One-off Official pricing
Company — Startup from the United States · 20 - 49 employees
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
eGift Cards Gift Cards Personalized Gifting Gift Voucher Gifts Group Gift Group Egift Card Group Cards Group Greeting Cards +6

About Splitwise and GroupTogether

In their own words, as submitted to SaaSHub.

Splitwise
GroupTogether

No description of Splitwise yet.

Let everyone sign a group card online, collect money for a gift or send 1–1000 eGift Cards in minutes. Loved by over 5 million users. It's fun, fast and super easy!

Read more about GroupTogether

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
GroupTogether 3 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Unlimited messages on the card.
    Unlimited messages on the card.
  • photos and GIFs
    Add photos and GIFs to the card.
  • Download
    Download the card as a PDF to print, or send it digitally.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
GroupTogether

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • I don't have verified, up-to-date information about GroupTogether (grouptogether.com) to make a confident quality assessment. I cannot confirm details about its features, pricing, reliability, or user satisfaction, so I'd recommend researching current reviews, checking the site directly, and looking for third-party feedback before forming a judgment.

Why this product is good

  • Unable to verify specific features or functionality of this service
  • No confirmed data on user reviews, ratings, or customer satisfaction
  • Cannot confirm pricing structure, business legitimacy, or how long the service has been operating
  • No verified information about customer support quality or company reputation

Recommended for

  • Anyone considering this service should independently verify its legitimacy and current offerings by visiting the site directly
  • Users should check recent third-party reviews on trusted platforms like Trustpilot, Google Reviews, or relevant forums
  • Potential customers should look for BBB ratings or complaints if it's a business-facing tool
  • Those interested should test any free trial or demo before committing financially

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
GroupTogether 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No GroupTogether videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
GroupTogether
100% 100%
Personal Finance
0% 0%
0% 0%
Greeting Cards
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Group Greeting Cards
100% 100%

Questions & Answers

As answered by people managing Splitwise and GroupTogether.

Why should a person choose your product over its competitors?

GroupTogether's answer:

The platform is designed for distributed and hybrid teams — anyone with an email address can participate, solving the problem of chasing a card left on someone's desk when staff work remotely. There are no platform fees and no minimum spend, and over 1 million people have used it with industry-standard encryption and trusted payment providers. → grouptogether.com/how-it-works

What makes your product unique?

GroupTogether's answer:

GroupTogether lets everyone sign the card and chip in for a gift all in one place — no passing around envelopes or creating multiple payment links. It includes an AI Message Writer to help people craft messages quickly, and features a virtual gift unwrapping experience for recipients. The platform combines group cards, money collection, and gift redemption all in one seamless flow. → grouptogether.com

What's the story behind your product?

GroupTogether's answer:

Founders Julie Tylman and Ali Linz have 7 kids between them including two sets of twins. They were spending a huge amount of time shopping, wrapping, and giving gifts that weren't necessarily wanted or needed — so they used simple tech to handle the coordination and "avoid the awkward." GroupTogether was created in 2015 with the mission to help people give better and with less waste. → grouptogether.com/our-story

How would you describe the primary audience of your product?

GroupTogether's answer:

GroupTogether's corporate market — employees collecting funds for farewells and staff gift packages — accounts for 50% of the platform's user base. The other half is everyday consumers celebrating birthdays, baby showers, teacher appreciation, and more. → grouptogether.com/us/faqs

Which are the primary technologies used for building your product?

GroupTogether's answer:

The top technologies used by GroupTogether include Microsoft Azure, Typeform, and jsDelivr, across 61 technologies in 15 categories. Payments are processed securely via Checkout.com (Australia) and Stripe (USA), and the website is hosted on Microsoft Azure's secure server infrastructure. → grouptogether.com

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
GroupTogether no reviews yet

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Alternatives to Splitwise and GroupTogether

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