Software Alternatives & Startups

Splitwise VS Grapple

Compare Splitwise VS Grapple and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Grapple

Do-It-Yourself Data Analytics & Business Intelligence, Powered by AI

Rating
0 reviews
Pricing
Freemium $99 / Monthly (Per Editor, Unlimited Viewers)
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 37

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Grapple
Website splitwise.com askgrapple.com
Pricing —
Freemium $99 / Monthly (Per Editor, Unlimited Viewers) Official pricing
Platforms —
Web Google Chrome Safari Firefox +1
Company — Startup from the United States · 1 - 9 employees · 2025
Listed in

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Grapple 7 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Automatic Data Refresh
    Hourly data refresh from your favorite apps like Salesforce, Hubspot, Zendesk, Stripe, and more!
  • Universal Data Library
    Automatic data modeling ensures your data is clean and queryable
  • Natural Language
    Filter, visualize, and calculate with just your words—no SQL required.
  • Map Data
    Combine, merge, and map data from across disparate sources for a full picture of your business.
  • AI Data Scientist
    Create custom calculations and aggregations across multiple sources without writing any SQL or formulas
  • Unlimited Sharing
    Share with your team, view-only users are completely free
  • Dashboard Templates
    Build new dashboards from curated templates so you're never starting from scratch

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Grapple

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Grapple (askgrapple.com) can be a solid choice for teams and individuals seeking an AI-powered tool to streamline their workflows, though its suitability depends on your specific needs and budget. As with any SaaS product, it's best to verify current features and pricing directly and take advantage of any free trial before committing.

Why this product is good

  • Offers AI-driven automation that can help save time on repetitive tasks
  • Designed with an intuitive interface aimed at reducing the learning curve
  • Can integrate into existing workflows to boost overall productivity
  • Typically provides responsive customer support and onboarding resources
  • May offer flexible pricing tiers to suit different team sizes

Recommended for

  • Small to medium-sized businesses looking to automate routine processes
  • Teams seeking to improve collaboration and productivity
  • Individuals or startups exploring AI tools on a budget
  • Users who value ease of use and quick setup over complex configurations

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Grapple 4 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Ask Grapple: DIY Data Platform

More videos

  • - Watch this Before Buying a Grapple
  • - Don't Waste Your Money! Episode 1. Land Pride Grapple.
  • - Tractor Grapple Review

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Grapple
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splitwise and Grapple.

Why should a person choose your product over its competitors?

Grapple's answer:

Grapple is built for small to medium-sized companies who haven't successfully implemented traditional BI software like Looker, Power BI, Tableau, or other solutions like DataRails and Domo. Traditional BI software requires a lot of technical knowledge to setup, maintain, and they often make it really difficult for less technical users to customize. This means your dashboards either 1) don't work, or 2) aren't flexible and easy to use enough to let operators adjust them as they need during the course of businesses.

Grapple is designed from the beginning for non-technical operators across marketing, sales, and finance.

How would you describe the primary audience of your product?

Grapple's answer:

Grapple is great for data savvy operators who love working with data. We're particularly helpful for companies with 25 to 500 employees who serve other businesses (B2B) and are focused on improving their CRM analytics and SaaS metrics. If you're using apps like Salesforce, Hubspot, Zendesk, Stripe, or Asana, Grapple is for you!

If you want to write data notebooks in python or SQL and want under-the-hood control of your data stack, Grapple is not for you. We recommend you try Omni or Hex.

What's the story behind your product?

Grapple's answer:

Jack, co-founder/CEO, had the idea for Grapple a couple years ago after spending almost a decade building in Tableau, Looker, Google Data Studio, Trevor.io, and the list goes on! Jack spent a lot of time collaborating with non-technical users in sales, marketing, bizops, finance on dashboards and after one particularly simple report that was still difficult to generate, he thought there must be a better way! Turns out, most data platforms require a ton of other tools and a ton of other people all of which are slow and expensive—delaying your time-to-insight. Jack had the idea to compress the data stack into a single tool, that maybe couldn't do everything, but would be the fastest, easiest way to pull the types of reports he pulled all the time over the last 10 years. Fast-forward to today, Andrew joined as co-founder/CTO and Grapple is now generally available and includes a suite of AI features to take Grapple's speed and ease of use even further. Let us know what you think!

What makes your product unique?

Grapple's answer:

Grapple is a fully vertically integrated data platform and does not require any additional tooling. Unlike competitors Looker and PowerBI, Grapple includes everything you need to get started. Frustrated by your slow data team? Get started with Grapple right away.

In nerd speak, Grapple seamlessly bundles the following tools, you won't even need to manage them: - An ETL and data warehouse for centralizing your data - Automatic data modeling so your data is queryable right away - Visualization and analytics UI

And on top of all that, Grapple provides modern functionality too: - Unlimited Viewers: share your dashboards with as many users as you want, just like a Google Docs - AI/Natural Language: customize your dashboard with natural language instead of SQL or spreadsheet formulas - Straightforward pricing: pay as you go with monthly per user pricing

Which are the primary technologies used for building your product?

Grapple's answer:

Grapple's application layer is written in React + Laravel and under the hood uses a mixture of PostgreSQL and No-SQL to deliver data warehousing and analytics capabilities.

User comments

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Reviews and articles

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