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Splitwise VS GilFlow

Compare Splitwise VS GilFlow and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Promote on VibeVoted
Alternatives Is it good?
GilFlow

GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android.

Rating
0 reviews
Pricing
Freemium Free trial $4 / Monthly (Pro)
1 VibeVoted session
Alternatives Is it good?
BuyKeep by PlenDesk
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs. sponsored

Which is more popular?

Personal Finance popularity
99% vs 1%
alternatives listed
240+ vs 10

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
GilFlow
Website splitwise.com gilflow.com
Pricing —
Freemium Free trial $4 / Monthly (Pro)
Platforms —
Web Android
Company — Startup from the United States · 1 - 9 employees · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Finance Personal Finance Financial Planner Budgeting +1

About Splitwise and GilFlow

In their own words, as submitted to SaaSHub.

Splitwise
GilFlow

No description of Splitwise yet.

GilFlow is a web and Android app for tracking income, expenses and cash flow, for individuals and teams. You keep separate workspaces for personal finances, a business or a client, and everyone you invite gets a role that controls what they can do.

Read more about GilFlow

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
GilFlow 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Dashboards and Visualizations
    Customizable dashboard for easy visualization
  • Expense Tracking
    Expense Tracking
  • Income Tracking
    Income Tracking
  • Team Collaboration
    Create workspaces for personal use or to share with other users and collaborate
  • Google Integration
    Google Authentication, use your gmail account to register/access.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
GilFlow

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of GilFlow yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
GilFlow 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No GilFlow videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
GilFlow
99% 99%
Personal Finance
1% 1%
0% 0%
Financial Planner
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Budgeting
100% 100%

Questions & Answers

As answered by people managing Splitwise and GilFlow.

What makes your product unique?

GilFlow's answer:

Simple to use for individuals, but customizable enough to be used by teams. Has a fully functional free tier for personal use. You can use the application both on the Web or using an android application

Why should a person choose your product over its competitors?

GilFlow's answer:

  • Simple to use
  • Cheap paid plans
  • Customizable Dashboard for visualization

How would you describe the primary audience of your product?

GilFlow's answer:

Individuals or small teams who want to keep track of their expenses and income.

What's the story behind your product?

GilFlow's answer:

I'm the developer of GilFlow, a project I've been building on my own for the last few months(I believe I started on April this year), Im a professional enterprise developer(full stack) with close to 20 years of experience, and like many people I often find difficult to track my expenses and subscriptions, getting to the end of the month not knowing exactly were my money went -_-, I saw very few options available in the market for this, so I decided to try to build an application to tackle this issue, I wanted to build something simple to use for regular people but customizable/useful enough for small teams.

Which are the primary technologies used for building your product?

GilFlow's answer:

ASP.NET Core 8(C#) SQL Server Android: Kotlin + Jetpack Compose (IDE - Android Studio)

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
GilFlow no reviews yet

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