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Splitwise VS Gately

Compare Splitwise VS Gately and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Gately

Build, launch, and scale powerful applications with seamless integrations. Gately works for every type of business and creator.

Rating
0 reviews
Pricing
Free $32 / Monthly
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Alternatives Is it good?
Deciphrfi
The intelligent crypto financial operation system. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 10

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Gately
Website splitwise.com usegately.com
Pricing —
Free $32 / Monthly Official pricing
Platforms —
React Native Webflow Framer Custom Wix Notion +3
Company — 2025
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Membership Management Membership Billing Billing & Invoicing Authentication +1

About Splitwise and Gately

In their own words, as submitted to SaaSHub.

Splitwise
Gately

No description of Splitwise yet.

Create powerful gated experiences with built-in authentication, customizable forms, payment processing, email campaigns, and helpdesk support — all in one place.

Read more about Gately

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Gately 3 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Helpdesk
    Manage customers support directly in Gately's provided tools
  • Email campaings
    Send campaigns, transactional email, SMPT to members
  • Authentication
    Add gated experiences to you platform with Gately's SDK

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Gately

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Gately appears to be a niche tool aimed at helping agencies and teams manage client onboarding, approvals, and communication in one place; it can be a good fit if you need a lightweight, centralized client-facing workflow tool, but you should verify current features and reviews since I don't have verified, up-to-date data on this specific product.

Why this product is good

  • Offers a centralized dashboard for client onboarding and communication, reducing scattered emails and files
  • Designed with agency/team workflows in mind, which can save time on repetitive client management tasks
  • Likely provides templates or structured processes for onboarding, which can improve consistency
  • May integrate with existing tools to fit into current workflows

Recommended for

  • Small to medium agencies looking to streamline client onboarding
  • Teams that manage multiple clients and need a consistent process
  • Businesses seeking to reduce email back-and-forth during project kickoffs
  • Consultants or freelancers wanting a professional client-facing portal

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Gately 1 video + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Gately Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Gately
100% 100%
Personal Finance
0% 0%
0% 0%
Membership Management
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Authentication
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Gately no reviews yet

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