Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Notivo is a private, per-person notebook for managers. Capture feedback, commitments, and 1:1 context as it happens — from web, iOS, WhatsApp, email, ChatGPT, or Claude — then get it back later, organized by person.
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Which is more popular?
Based on our record, Foam
seems to be more popular. It has been mentioned
49 times
since March 2021.
social mentions
0 vs 49
Personal Finance popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Open Source Foam is an open-source tool, which means it is free to use and allows for community-driven development and contributions. Users can modify the source code to fit their specific needs.
Markdown Support Foam uses Markdown, a lightweight and easy-to-read syntax, making it simple to create and manage notes. This also allows for easy integration with other Markdown-based tools and platforms.
Integration with Visual Studio Code Foam is designed to work seamlessly with Visual Studio Code (VS Code). This provides users with a powerful and familiar text editor environment, complete with extensions and customization options.
Graph View Foam includes a graph visualization feature that helps users see and navigate the relationships between their notes, making it easier to understand and manage complex information.
Bidirectional Links Foam supports bidirectional links, allowing users to create connections between notes in both directions. This enhances the note-taking experience by enabling a more interconnected and dynamic information structure.
Community and Documentation Foam has a growing community of users and contributors, as well as comprehensive documentation. This support network helps users troubleshoot issues, share tips, and improve their knowledge of the tool.
Possible disadvantages
Limited to VS Code Foam relies on Visual Studio Code as its primary environment. Users who prefer different text editors or platforms might find this limitation restrictive and less convenient.
Learning Curve Although Foam leverages Markdown, users may still face a learning curve, especially if they are not familiar with VS Code or the specific features and extensions required to maximize Foam's capabilities.
Performance with Large Datasets Foam can struggle with performance issues when handling large datasets or a high number of notes. This can lead to slow response times and inefficient workflows.
Limited Mobile Support Foam is primarily designed for desktop use within VS Code, which means that mobile support is limited. Users looking for a seamless cross-platform experience might find this aspect lacking.
Customization Complexity While Foam offers a high degree of customization, setting up and configuring the tool to meet personal preferences and workflows can be complex and time-consuming for some users.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseFoam
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Yes, Foam is a good tool for those seeking an open-source environment for note-taking and knowledge management, particularly if they appreciate an approach based on markdown files and integration within a powerful text editor like Visual Studio Code. Its flexibility and user-driven customization make it suitable for users who enjoy tweaking and optimizing their workspace according to their workflow.
Why this product is good
Foam is a personal knowledge management and sharing system inspired by Roam Research, offering an open-source solution built on top of Visual Studio Code. It provides users with capabilities to create and interlink notes using markdown files, offering flexibility and customization suited to personal preferences. Foam supports features like backlinking, graph visualization of notes, and integration with VS Code extensions, making it a robust tool for managing interconnected information effectively.
Recommended for
Individuals preferring markdown-based note-taking systems
Developers familiar with Visual Studio Code
Users who appreciate open-source software and community-driven projects
People interested in managing complex, interconnected knowledge bases
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Choose a local Markdown tool like Obsidian, Logseq, Foam, or Tolaria to store all your knowledge as plain .md files you own and control.
- Source: dev.to
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6 months ago
I've been using foam instead of obsidian for my personal knowledge base. It works rather well. And it's completely free and ultimately just markdown. While I might wish it was djot, I don't wish hard enough to make that so myself...
- Source: Hacker News
/
about 2 years ago
I Use Obsidian
I gave up on Obsidian and just use Foam (https://foambubble.github.io/foam/) and/or vimwiki. I just can’t get into overwrought, arbitrarily designed organization schemes or proprietary apps (Foam-managed content is just plain Markdown,...
- Source: Hacker News
/
over 2 years ago
Tricount
Settle Up
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YNAB
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