Splitwise VS eSIMs

• User-Friendly Interface
  Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
• Multi-Platform Availability
  Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
• Expense Tracking
  The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
• Flexible Split Options
  Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
• Currency Conversion
  Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
• Bill Reminders
  The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
• Integration with Payment Platforms
  Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

• Privacy Concerns
  Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
• Subscription-Based Features
  Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
• Manual Entry Requirement
  Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
• Limited Automatic Reconciliation
  While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
• Dependency on Group Honesty
  The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
• Potential for Confusion
  The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

• Convenience
  eSIMs allow users to switch carriers and plans without needing a physical SIM card. This is especially useful for frequent travelers as they can easily change to a local carrier.
• Space-Saving
  eSIMs take up less space in the phone, allowing manufacturers to use that space for other components or to make the device slimmer.
• Environmental Impact
  eSIMs eliminate the need for physical SIM cards, thereby reducing plastic waste and the carbon footprint associated with the production and distribution of SIM cards.
• Enhanced Security
  eSIMs can potentially offer enhanced security features as they cannot be physically removed from the device, making it harder for thieves to steal data by swapping SIM cards.
• Remote Provisioning
  eSIMs enable remote provisioning and management, allowing users to activate their phones much more rapidly compared to waiting for a physical SIM.

Possible disadvantages

• Compatibility Issues
  Not all carriers and devices support eSIMs, limiting their usability. Users might need to ensure that both their phone and carrier offer eSIM support.
• Migration Challenges
  Transferring service from one eSIM-capable device to another can be more complex than simply moving a physical SIM card between devices. This may require additional steps or carrier support.
• Limited Availability
  eSIM technology is still relatively new and may not be available in all regions, constraining its widespread adoption.
• Potential for Hacking
  As with any digital solution, eSIMs have the potential to be targeted by hackers, posing risks if vulnerabilities are discovered.
• Carrier Lock-In
  Some carriers may lock eSIMs to their network, making it difficult for users to switch providers or use multiple carriers easily unless the device is unlocked.

Splitwise - iPhone App Review! [2020]

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Tracking Splitwise since Mar 2021.

• Can you test a European esim before arrival? (when still in the US)?

  Esim.net do a Vodafone UK esim that also works in USA so you should be able to test before travel. Source: over 3 years ago

• eSIM.net super travel SIM problems (no service!)

  No dice, that's also what esim.net suggested. Source: over 3 years ago

• IOS app suggestions for 2nd phone line- local for UK/Scotland?

  Looks like the esim.net does provide a UK number for your phone if you use the O2 esim. Source: over 3 years ago

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