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Splitwise VS ESG Flo

Compare Splitwise VS ESG Flo and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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ESG Flo

ESG Flo, the leading ESG software, leverages artificial intelligence to seamlessly automate the collection and transformation of ESG data into audit-ready metrics.

Rating
0 reviews
Pricing
Paid
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Alternatives Is it good?
BuyKeep by PlenDesk
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 19

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
ESG Flo
Website splitwise.com esgflo.com
Pricing —
Paid Official pricing
Company — Startup from the United States · 20 - 49 employees · 2022
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Environmental, Social And Governance (ESG) ESG Sustainability Carbon Management +1

About Splitwise and ESG Flo

In their own words, as submitted to SaaSHub.

Splitwise
ESG Flo

No description of Splitwise yet.

ESG Flo is a software-as-a-service (SaaS) solution developed within Bain & Company. Its platform leverages AI to enable enterprises to automatically generate ESG audit-ready metrics from raw data, including PDFs, spreadsheets, legacy systems, and other sources. This solution helps...

Read more about ESG Flo

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
ESG Flo 0 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

No features have been listed yet.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
ESG Flo

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • ESG Flo is a solid choice for organizations seeking to streamline their environmental, social, and governance data management and reporting, offering automation and audit-ready outputs that reduce manual effort and improve accuracy.

Why this product is good

  • Automates the collection and processing of ESG data from disparate sources, saving significant manual effort
  • Produces audit-ready and compliance-focused reporting aligned with major frameworks and evolving regulations
  • Leverages AI and data infrastructure to improve accuracy and reduce errors in sustainability metrics
  • Scales to handle complex, enterprise-level data needs across multiple facilities and business units
  • Helps companies stay ahead of regulatory requirements like CSRD and other emerging ESG mandates

Recommended for

  • Mid-to-large enterprises with complex ESG reporting obligations
  • Sustainability and finance teams needing audit-ready data infrastructure
  • Companies subject to regulations such as CSRD, SEC climate disclosures, or other ESG mandates
  • Organizations looking to automate manual, spreadsheet-heavy ESG data workflows
  • Businesses with multiple facilities or fragmented data sources requiring centralized ESG management

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
ESG Flo 1 video + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

ESG Flo Product Overview

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
ESG Flo
100% 100%
Personal Finance
0% 0%
0% 0%
Environmental, Social And Governance (ESG)
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Carbon Management
100% 100%

Questions & Answers

As answered by people managing Splitwise and ESG Flo.

What's the story behind your product?

ESG Flo's answer:

ESG Flo was established to help companies navigate the complexities of the evolving ESG landscape. Founded by Patrick Obeid, who brings extensive expertise in environmental engineering and over a decade of leadership in sustainability and energy initiatives at Bain & Company, the idea for ESG Flo originated during his tenure there. Obeid identified the growing global need for transparent ESG disclosures and recognized the challenges in data management faced by sustainability teams. Motivated by these insights, he collaborated with Bain & Company’s Founder’s Studio, their venture studio, to develop an advanced SaaS platform tailored for ESG data management and compliance.

What makes your product unique?

ESG Flo's answer:

ESG Flo is revolutionizing ESG data management with an ERP 2.0 approach. The goal is to create a business environment where discussions on ESG topics are as pivotal as financial considerations. ESG Flo provides an ESG compliance platform enhanced by leading AI-driven data integration capabilities and thorough traceability features for third-party validation. This platform streamlines ESG reporting, promotes informed decision-making, and ensures regulatory adherence. These distinctive attributes have enabled ESG Flo to secure $5.25 million in seed funding from notable VCs like Rho Ignition, Tola Capital, and Contour Ventures.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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ESG Flo no reviews yet

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Alternatives to Splitwise and ESG Flo

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