Software Alternatives & Startups

Splitwise VS ChatExport

Compare Splitwise VS ChatExport and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
ChatExport

Turn an iPhone backup, or a WhatsApp export file, into a court-ready PDF. Runs entirely on your own Windows PC. No cloud, no account, no subscription.

Rating
0 reviews
Pricing
Paid Free trial $34.99 / One-off
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 22

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
ChatExport
Website splitwise.com getchatexport.com
Pricing —
Paid Free trial $34.99 / One-off Official pricing
Company — Startup from Polska · 1 - 9 employees
Listed in

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
ChatExport 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Simple export process
    ChatExport is designed to make it easy to export chat conversations from platforms like WhatsApp into readable, organized formats such as PDF or HTML, without requiring technical expertise.
  • Preserves media and formatting
    The tool typically retains media attachments like images, videos, and voice notes along with text formatting, helping create a more complete record of the original conversation.
  • Useful for record-keeping
    It provides a convenient way to archive important conversations for legal, personal, or business purposes, such as saving evidence, memories, or documentation.
  • Cross-platform accessibility
    Exported files can often be viewed on multiple devices and platforms since formats like PDF are widely supported, making it easy to share or store exported chats.
  • No need for manual screenshotting
    Users can avoid the tedious process of taking multiple screenshots to document a conversation, saving time when needing to preserve chat history.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
ChatExport

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of ChatExport yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
ChatExport 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No ChatExport videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
ChatExport
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splitwise and ChatExport.

What makes your product unique?

ChatExport's answer:

It does one thing: it turns a conversation into a document somebody else will accept. ChatExport reads a local iPhone backup, or the chat file WhatsApp exports itself, and writes a PDF, TXT, HTML, CSV or RSMF. The PDF is a real document rather than a database dump: title page, table of contents, PDF bookmarks by month, date separators, photos, attachments and read receipts. A second theme, Court View, drops the blue bubbles for a formal monochrome transcript. Every export is stamped with a SHA256 hash and gets a sidecar file next to it, and the document's own integrity page lists the checksums of the source files as they sit in the backup. The document language is chosen separately from the interface language, across fourteen languages, so you can work in your own language and file in another. Everything runs on your own Windows PC: no cloud, no account, nothing uploaded.

Why should a person choose your product over its competitors?

ChatExport's answer:

Because of what comes out of it, and because of what it refuses to guess. Most alternatives fall into two groups: all-in-one phone managers that do thirty things and this one worst of all, and screenshot or OCR apps that photograph a screen instead of reading the record. ChatExport reads Apple's own database, including the attributedBody field that holds the text of many messages from iOS 16 onwards, where a tool reading only the plain text column returns messages with no words in them. It exports the whole thread or a date range, including the parts that do not help you, because selective screenshots are the first thing the other side attacks. It tells you when the history is incomplete, for example when Messages was set to delete after 30 days or when older messages may be sitting in iCloud rather than in the backup, instead of quietly handing you a shorter conversation. Encrypted backups are read with your password. The licence is one payment of 34.99 USD, never a subscription, with 30 days to get your money back, and there is a registered business behind it that you can look up before you pay.

How would you describe the primary audience of your product?

ChatExport's answer:

People who need a conversation in a form somebody else will accept, usually by a date that is already fixed. The largest group is parents in a custody or child support case, where the handover arrangements and the promises about money were all agreed by text and exist nowhere else. Alongside them: family and civil lawyers who would rather hand a judge a paginated transcript with a hash than a client folder full of screenshots, people in workplace and HR disputes, investigators and claims handlers who need the same backup to produce the same document every time, and journalists keeping a readable record of a source exchange on a machine that never uploads it. A smaller group has no deadline at all and is simply changing phones, and wants fifteen years of family messages in one PDF that will still open when the phone, the account and the app are long gone. In practice they are Windows users with an iPhone, or with a WhatsApp export from either phone.

What's the story behind your product?

ChatExport's answer:

I wrote the first version for myself. After my divorce I was preparing for a child support and custody case, and almost everything that had been agreed over those months existed only as messages: dates, arrangements, who said they would do what and when. It had to go in front of a court, so I started taking screenshots. I took 150 of them and ended up with a folder of images carrying no dates, in no particular order, half of them cut off mid sentence. Any one of them falls apart under a single question: what was above it, and what came after? I looked at what else there was, and the programs that read an iPhone did thirty things at once and this one thing worst of all. I have written software for years, so I sat down and built it myself. The first PDF ChatExport ever produced was filed in my own case, and my lawyer was impressed by it. What a court accepts is always the court's decision, but the difference between a folder of screenshots and one ordered document is visible from the first page. Then it occurred to me how many people are in exactly the same position, so I finished it properly and put it out for everyone.

Which are the primary technologies used for building your product?

ChatExport's answer:

A desktop app in Electron and TypeScript, with React in the interface and electron-vite for the build. Messages are read with better-sqlite3 from a read-only working copy of the backup's database, never from the backup itself, with a compatibility layer for the different layouts Apple shipped across iOS 11 to 26. Apple's binary property lists, including the attributedBody field, are decoded with plist and bplist-parser. The PDF is composed as HTML and CSS and printed by Electron's bundled Chromium, then assembled and stamped with pdf-lib and fontkit, which is what makes the output look like a document rather than a report generator's idea of one. Photos go through heic-convert and sharp, with the heavy work moved off the main process into worker threads. WhatsApp exports and the RSMF container are handled with yauzl and yazl, emoji are drawn from vector Twemoji bundled with the app, the interface is translated with i18next, and the tests run under Vitest. The installer is NSIS via electron-builder, signed with Azure Trusted Signing. There is no server side and no telemetry anywhere in it. The website is a separate, static Astro build.

Who are some of the biggest customers of your product?

ChatExport's answer:

There are none to list, and I would rather say that than invent one. Two reasons, and both are deliberate. The licence went on sale on 25 August 2026, so the product is at the very beginning of its commercial life. More importantly, ChatExport contains no telemetry of any kind: it runs entirely offline, licences are verified on the machine without contacting a server, and nothing about who runs it, or what they export, ever reaches me. That is the core promise of the product, and knowing my users by name would mean breaking it. The people using it are individuals and small law practices working on family and employment cases, which is not the kind of work anyone wants their name attached to in a marketing list. When there are customers who are happy to be named, they will appear here with their permission and not before.

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