Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, Cargo
seems to be more popular. It has been mentioned
37 times
since March 2021.
social mentions
0 vs 37
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 224
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Design Flexibility Cargo offers a wide range of customizable templates, allowing users to create visually appealing and unique websites.
User-Friendly Interface The platform features an intuitive drag-and-drop interface, making it accessible for users with varying levels of technical expertise.
Integrated E-commerce Cargo provides tools for setting up online stores, including options for product management, payment processing, and more.
Responsive Design Websites built with Cargo are automatically optimized for mobile devices, ensuring a good user experience across all screen sizes.
Custom Domains Users can connect their own custom domain names to their Cargo websites, enhancing branding and professionalism.
Possible disadvantages
Cost Cargo is a premium service with subscription fees, which may be a barrier for some users, especially those looking for a free solution.
Limited Blogging Tools Compared to other website builders, Cargo's blogging features are relatively basic and may not meet the needs of prolific bloggers.
Learning Curve While the interface is user-friendly, some advanced customization options can be complex, requiring time to learn and master.
Feature Limitations Some advanced features might be missing or limited compared to competitors, potentially requiring additional tools or plugins.
Customer Support While support is available, some users report slower response times or less comprehensive assistance compared to other services.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseCargo
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Cargo is a good option for individuals and small businesses seeking a visually driven website builder that emphasizes design and customization. It may not be the best choice for those prioritizing e-commerce or complex backend functionalities, but for portfolio and creative sites, it stands out as a solid choice.
Why this product is good
Cargo is a website builder known for its aesthetically pleasing and minimalist design options, making it a popular choice among artists, designers, and other creatives. It offers a range of customizable templates and a user-friendly interface that caters to both beginners and professionals. The platform provides flexibility, allowing users to easily change the structure and design of their websites, and it supports various media types, enhancing its appeal for portfolios and visually oriented projects.
Recommended for
Artists
Designers
Photographers
Creative professionals looking to showcase portfolios
Individuals who value design and aesthetics in their web presence
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsCargo37 mentions
Tracking Splitwise since Mar 2021.
Do I really have to choose between a working mail and working SSL?
I have a domain with a mail on strato.de (S) and a website on cargo.site (C).
Source:
almost 3 years ago
How to point A-Record to an IP & NS-Record mail problem
I had struggles adding my webmail to a mail service and according to my webhost that was because I had the NS-Records pointed to my external website-host (where I built my website: https://cargo.site/). So I pointed the NS-Records back...
Source:
almost 3 years ago
As u/purpleornavy commented, you can use https://builtwith.com/ to find out what technologies were used to create a website.
It appears the website you linked is created with cargo.site. If you look on their wesite in the templates...
Source:
over 3 years ago
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