Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
BLOOM is an autoregressive Large Language Model (LLM), trained to continue text from a prompt on vast amounts of text data using industrial-scale computational resources.
EU VAT and OSS preparation for creators and small SaaS. Brings your sales from each platform into one view, applies the right VAT rate per country, and prepares quarterly OSS figures for you or your accountant to review and file.
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Which is more popular?
Based on our record, BLOOM
seems to be more popular. It has been mentioned
5 times
since March 2021.
social mentions
0 vs 5
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 186
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Open Access BLOOM is openly accessible to researchers and developers, allowing them to explore and use state-of-the-art language model capabilities without any restrictive limitations.
Multilingual Capabilities BLOOM is designed to be multilingual, supporting numerous languages which enhances its usability and inclusivity for non-English applications.
Research Collaboration Developed through the collaborative efforts of the BigScience project, BLOOM fosters a community-driven approach to AI research and encourages collective problem-solving.
Ethical Considerations The model is developed with ethical guidelines in mind, addressing concerns around bias and ensuring a more responsible deployment in various applications.
Cutting-edge Technology BLOOM leverages the latest advancements in NLP, providing users access to a model that performs well across a variety of complex language tasks.
Possible disadvantages
High Resource Consumption Running BLOOM requires significant computational resources, which can be a barrier for smaller organizations or individual developers with limited access to high-performance hardware.
Complexity Due to its size and capabilities, integrating and fine-tuning BLOOM can be complex and may require substantial expertise in machine learning and natural language processing.
Potential Bias Despite attempts to address bias, BLOOM, like other large language models, may still exhibit biases present in its training data, posing challenges for ensuring fairness in its outputs.
Latency Real-time applications may experience latency issues due to the model's large size and computational demands, affecting performance in time-sensitive tasks.
Environmental Impact The computational intensity required to utilize and train such extensive models contributes to a larger carbon footprint, raising concerns about their environmental sustainability.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseBLOOM
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
For example, some of the other popular conversation AI tools include Chatsonic, DialoGPT, Chinchilla, Bloom, LaMDA, and Jasper Chat. Each offers different features and capabilities, so it's important to understand the...
Social recommendations and mentions
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsBLOOM5 mentions
Tracking Splitwise since Mar 2021.
How feasible would it be to build a pc for higher parameter models like (quantized) Bloom 176b?
According to https://huggingface.co/bigscience/bloom it has 70 layers, so that's not a perfect split, but even so that should still fit.
Source:
over 3 years ago
Do Foundation Model Providers Comply with the EU AI Act?
It's notable that Hugging Face's BLOOM (https://huggingface.co/bigscience/bloom) might already be compliant (ignoring the 'member states' requirement which I'm sure they could comply with easily enough, it's about disclosing EU member...
- Source: Hacker News
/
over 3 years ago
Ask HN: Where to start in playing with open source generative AI models?
I've been reading a lot of the latest posts on hacker news, but a little lost on where to actually start. I'd like to run something on my local macbook pro to play around and does anyone have recommendation of like a top 5 links of who...
- Source: Hacker News
/
over 3 years ago
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