Splitwise VS Abode Money

Compare Splitwise VS Abode Money and see what are their differences

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Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Abode Money helps homeowners save thousands by automating property tax appeals. Combining AI and local expertise, it’s the first platform to automate property tax appeals nationwide, and now helps homeowners save on insurance, utilities, and more

Landing page //
2023-01-23

Abode Money website //
2025-10-27
Abode Money - save on property taxes //
2025-10-27
Abode Money homeownership savings //
2025-10-27

Abode Money is an American financial-technology company based in Austin, Texas. It provides homeowners with digital tools to manage and lower homeownership costs. The company’s platform uses artificial intelligence to automate property tax appeals and other recurring home expenses such as insurance, utilities, and mortgage costs.

Abode Money offers a suite of AI-driven services designed to help homeowners monitor and reduce recurring housing expenses: * Property Tax Appeals – Helps homeowners save thousands by automating the appeal process through self-service filing or full-service representation. * Utility Switching – Analyzes local utility plans and automates switching to lower cost providers. * Insurance Monitoring – Continuously tracks homeowners insurance premiums and coverage to identify potential savings or better options. * PMI and Mortgage Monitoring – Assesses eligibility for private mortgage insurance removal and improved financing terms.

Splitwise

Website: splitwise.com
Release Date: -

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Abode Money

Website: abodemoney.com
Release Date: 2023 April
Startup details
Country: United States
State: Texas
City: Austin
Founder(s): Tyler Bliha
Employees: 1 - 9

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Splitwise features and specs

User-Friendly Interface
Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability
Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking
The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options
Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion
Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders
The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms
Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

Privacy Concerns
Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features
Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement
Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation
While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty
The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion
The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Abode Money features and specs

Property Tax Appeals
If your property is overvalued, you’re paying more than you should. Abode Money makes it easy to check if you’re overpaying and helps you get a fair tax bill without the hassle.
Home Insurance Monitoring
Insurance rates change frequently, and the policy that was a great deal last year might not be the best option today. Abode Money automatically checks for better rates, so you don’t have to spend hours shopping around. When we find savings, you get an alert—simple as that.
Energy Rate Switching
In Texas, electricity rates are deregulated, meaning you can shop around for the best deal. With so many options, it’s easy to overpay. Abode Money compares all available rates and makes it easy to switch to a cheaper plan, saving you time and money.

Analysis of Splitwise

Overall verdict

Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

Abode Money videos

+ Add

Abode Money: Lower property taxes without the hassle.

Category Popularity

0-100% (relative to Splitwise and Abode Money)

Splitwise

Abode Money

Personal Finance

97 97%

Personal Finance

3% 3

Expense Tracking

100 100%

Expense Tracking

0% 0

Home Owners

0 0%

Home Owners

100% 100

Finance

100 100%

Finance

0% 0

Questions & Answers

As answered by people managing Splitwise and Abode Money.

What makes your product unique?

Abode Money's answer:

Abode Money is the first platform to automate property tax appeals nationwide. It combines AI, local tax data, and simple digital workflows to help homeowners save thousands of dollars without paperwork or middlemen. Beyond property taxes, Abode Money extends its automation to insurance, utilities, and mortgage monitoring, helping homeowners manage and reduce the full cost of homeownership from one place.

Why should a person choose your product over its competitors?

Abode Money's answer:

Abode Money isn’t just another tax or finance app — it’s a comprehensive automation layer for homeownership costs. Competing services focus on one category (like insurance or utilities), but Abode integrates them all with:

AI-driven automation for property tax appeals, not just advice

Transparent, local results based on each homeowner’s county and property data

Full-service or self-service flexibility depending on the user’s comfort level

A simple, one-login platform that keeps recurring home costs optimized year-round

How would you describe the primary audience of your product?

Abode Money's answer:

Abode Money serves U.S. homeowners — especially those in high-property-tax states or with rising home values — who want to save money without navigating complex local systems. They tend to be digitally savvy, middle- to upper-middle-income homeowners who value automation, transparency, and financial control.

Who are some of the biggest customers of your product?

Abode Money's answer:

Abode Money serves individual homeowners nationwide, with early traction strongest in Texas, Florida, and California. The company also partners with property management groups, mortgage lenders, and home-services platforms that integrate Abode’s tools to help their clients reduce costs and improve retention.

User comments

Share your experience with using Splitwise and Abode Money. For example, how are they different and which one is better?

Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Abode Money

Splitwise Reviews

12 Best Bill Splitting Apps in 2023

Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...

Source: www.mobileappdaily.com

6 Best Bill Splitting Apps for Hassle-Free Expense Sharing

Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.

Source: www.how2shout.com

Best Bill-Splitting Apps

For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...

Source: www.thebalancemoney.com

7 Best Budgeting Tools and Apps for Personal Finance

This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Source: www.softwaresuggest.com

Abode Money Reviews

We have no reviews of Abode Money yet.
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What are some alternatives?

When comparing Splitwise and Abode Money, you can also consider the following products

Tricount - Manage and share expenses with friends

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Splid - Splid helps friends manage their money.

Ownwell - Ownwell helps property owners reduce the costs of owning real estate.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

bunq - bank of the Free! Mobile banking that makes life easy.

Tricount vs Splitwise

Tricount vs Abode Money

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