Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, 3CX
seems to be more popular. It has been mentioned
3 times
since March 2021.
social mentions
0 vs 3
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 200
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Cost-Effective 3CX offers competitive pricing compared to traditional PBX systems, helping businesses save on operational costs.
Flexibility Supports multiple platforms including Windows, Linux, and cloud-based environments, allowing for versatile deployment options.
Ease of Use Provides an intuitive interface and easy-to-follow setup processes, making it accessible for users without advanced technical knowledge.
Unified Communication Combines voice, video, messaging, chat, and presence into one platform, streamlining communications within businesses.
Scalability Easily scalable to accommodate growing businesses, with the capability to add or remove extensions and features as needed.
Integrated Features Includes features such as call forwarding, voicemail to email, web conferencing, and CRM integrations to boost productivity.
Remote Work Support Offers WebRTC technology and mobile apps, enabling employees to work remotely while staying connected to the office system.
Security Implements robust security measures like SRTP encryption and a built-in firewall to protect communications.
Possible disadvantages
Initial Setup While generally user-friendly, the initial setup can be complex and may require a certain level of technical expertise.
Ongoing Maintenance Regular updates and maintenance are needed to keep the system secure and functional, which can be time-consuming.
Limited Customer Support Support options can be limited, especially for smaller businesses or those not subscribed to premium support plans.
Compatibility Issues May face compatibility challenges with certain legacy systems or specific hardware, requiring additional configuration or replacement.
Third-Party Dependence Many features and integrations depend on third-party services, which can lead to additional costs and potential reliability concerns.
Licensing Model The licensing model can be complex and may not be as straightforward as other communication solutions, potentially leading to cost overruns.
Learning Curve Users might face a learning curve when adapting to the new system, particularly if they are accustomed to traditional PBX systems.
Analysis
An editorial look at what each product does well and who it suits.
Splitwise3CX
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
3CX is generally considered a good option for businesses seeking a reliable and comprehensive VoIP solution. Its scalability makes it suitable for small businesses and large enterprises alike, and its focus on providing a seamless user experience has made it a popular choice in the VoIP market. However, as with any product, it's important to evaluate your specific needs to ensure it aligns with your business requirements.
Why this product is good
3CX is a versatile and cost-effective communication solution known for its ease of use, robust feature set, and flexibility. It supports multiple platforms, including Windows, Linux, and cloud-based systems, which allows businesses to manage their phone systems in a way that best suits their operational needs. It offers features such as video conferencing, call center operations, live chat, and the integration of mobile apps, which enhance communication efficiency and collaboration within organizations.
Recommended for
Small to medium-sized businesses looking for an affordable and scalable communication solution.
Enterprises in need of a unified communication system that integrates with existing infrastructure.
Organizations seeking a platform with advanced features such as video conferencing, mobile apps, and live chat capabilities.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
3CX does not price the AI Receptionist separately. It is bundled into the 3CX AI edition annual system licence. As published on 24 August 2026, the entry tier of that licence covers 8 simultaneous calls at $575 per...
Per minuteSmall included allowance, then a rate per minuteRingCentral (100 min, then 40p), Zoom (100 min), Ivy by Verbalise (£197 + 55p/min)Cost rises with every call. No ceiling. Per callCharged per answered call...
3CX is a software-based PBX that can be deployed in the cloud, on-premise, or in private environments such as AWS, Azure, or self-hosted servers. While flexible, it requires customers to manage infrastructure,...
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentions3CX3 mentions
Tracking Splitwise since Mar 2021.
Facebook Messaging App Review Fails
This Facebook App is used to integrate our 3CX Phone System (https://3cx.com) with Facebook Messenger. This app allows us to connect Facebook Messenger to our internal Chat system in our 3CX PBX Phone System so that we can seamlessly...
Source:
almost 3 years ago
3CX Instance Not Working
The instruction from 3cx.com is "When the Debian installer finishes, the machine is rebooted and the 3CX installation starts automatically.".
Source:
almost 4 years ago
Stuck integrating an ATA with SBC on a wee-little home network
Disclaimer: I'm out of my element here. I've watched a few youtube videos, and followed several guides on 3cx.com to get me where I am today.
Source:
over 4 years ago
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