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Splito VS SplittyX

Compare Splito VS SplittyX and see what are their differences

Splito

Splito makes it easy to track and settle shared expenses—whether it’s group trips, nights out, or monthly rent. Organize spending, track balances, and settle up effortlessly.

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Rating
0 reviews
Alternatives Is it good?
SplittyX

Track shared expenses, see who owes whom, and settle up with one tap.

Rating
0 reviews
Pricing
Freemium Free trial €0.99 / Monthly (Supporter — no full-screen ads, PDF reports)
Alternatives Is it good?
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Which is more popular?

Personal Finance popularity
53% vs 47%
alternatives listed
14 vs 15

Base details

Website, pricing, platforms and company facts side by side.

Splito
SplittyX
Website splito.canopas.com splittyx.polylabx.com
Pricing
Official pricing
Freemium Free trial €0.99 / Monthly (Supporter — no full-screen ads, PDF reports) Official pricing
Platforms —
Android iOS
Company — Startup from Greece · 2026
Listed in
Startup Funding Expense Tracking Productivity Personal Finance +1
Expense Management Personal Finance Travel Mobile Apps +1

About Splito and SplittyX

In their own words, as submitted to SaaSHub.

Splito
SplittyX

No description of Splito yet.

SplittyX splits shared expenses with friends, flatmates, couples and travel companions — built around the awkward cases, not the easy ones: the deposit two people paid together, the friend who refuses toinstall anything, the trip where half the expenses were in another currency. What it does -...

Read more about SplittyX

Features and specs

What each product offers, as listed by its team.

Splito 5 features
SplittyX 12 features
  • Free and Open Source
    Splito is a free, open-source expense splitting app, meaning users can use it without subscription fees and the community can contribute to its development and audit its code for transparency.
  • Simple and Clean Interface
    The app features a minimalist and intuitive design that makes it easy to create groups, add expenses, and track balances without a steep learning curve.
  • Group Expense Splitting
    Splito allows users to easily split expenses among groups of friends, roommates, or travel companions, automatically calculating who owes whom and simplifying settlements.
  • Cross-Platform Availability
    The app is designed to work across platforms (iOS and Android), making it accessible to a wide range of users regardless of their device preference.
  • Privacy-Focused
    Being open source and developed with user privacy in mind, Splito offers a more transparent approach to handling personal financial data compared to some proprietary alternatives.

Possible disadvantages

  • Smaller User Base
    Compared to established apps like Splitwise, Splito has a much smaller user base, which can make it harder to get friends and group members to adopt the platform.
  • Fewer Features Than Competitors
    As a relatively newer and simpler app, Splito may lack some advanced features found in more mature expense-splitting apps, such as currency conversion, receipt scanning, or detailed analytics.
  • Limited Integrations
    Splito may not offer integrations with popular payment platforms or banking apps, meaning users still need to handle actual payments outside the app manually.
  • Less Community Support and Documentation
    Being a smaller open-source project, users may find fewer tutorials, guides, and community forums available for troubleshooting issues compared to more established alternatives.
  • Potential for Bugs and Instability
    As a newer application still in active development, users may encounter occasional bugs, missing features, or stability issues that more mature competitors have already resolved.
  • Currency handling
    51 currencies, each expense converted at the rate for its own date; every person sees totals in their own currency
  • Multiple payers
    One expense can have several payers, each with their own amount
  • Split types
    Equal, exact amounts, percentages, and a default split saved per group
  • Guests
    Add someone by name — they get a share calculated without an account or an email address
  • Debt simplification
    Works out the smallest set of payments that clears the group, and records them
  • Itemised receipt splitting
    Assign each line of a receipt to whoever it belongs to, tax and tip included (VIP)
  • Personal spaces
    Track your own expenses with no members and no splitting — 1 free, 3 on Supporter, unlimited on VIP
  • AI receipt scanning
    Reads amount, date, description and category off a photo or PDF — 10/month on Supporter, unlimited on VIP
  • Custom categories
    Create your own categories from the expense form, up to 10 per group, free
  • Offline use
    Expenses entered without a connection are queued and sync when you're back online
  • Exports
    PDF group reports on Supporter and VIP
  • Languages
    English, Greek, Italian, Spanish, French and German, chosen per person — emails and notifications follow

Analysis

An editorial look at what each product does well and who it suits.

Splito
SplittyX

Overall verdict

  • Splito is a solid, straightforward expense-splitting app that's good for individuals and groups who want a simple way to track shared costs without unnecessary complexity, though as a newer or niche tool it may lack some advanced features found in more established competitors like Splitwise.

Why this product is good

  • Simplifies splitting bills and shared expenses among friends, family, or roommates
  • Clean and user-friendly interface that's easy to navigate
  • Helps track who owes what, reducing awkward money conversations
  • Likely free or low-cost compared to premium expense-tracking apps
  • Focused feature set means less clutter and a streamlined experience

Recommended for

  • Roommates splitting rent and utility bills
  • Friend groups sharing costs on trips or outings
  • Couples managing joint expenses
  • Small groups looking for a lightweight, no-frills expense splitter
  • Users who prioritize simplicity over advanced budgeting features

No analysis of SplittyX yet.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splito
SplittyX
53% 53%
Personal Finance
47% 47%
100% 100%
Expense Tracking
0% 0%
0% 0%
Mobile Apps
100% 100%
100% 100%
Startup Funding
0% 0%

Questions & Answers

As answered by people managing Splito and SplittyX.

What makes your product unique?

SplittyX's answer:

Friend groups on trips, flatmates, and couples — people splitting real, everyday amounts rather than running a business. The design assumes the group is mixed: some members are meticulous, some will never open the app, and at least one person paid for something in a currency the others don't think in.

Why should a person choose your product over its competitors?

SplittyX's answer:

Three reasons, and they are narrow on purpose.

You can add as many expenses as you want on the free plan. On a five-day trip that is the difference between recording things as they happen and writing them on a napkin.

Currency is handled per expense date and per person's own currency, on every plan rather than a paid tier.

And guests: the one friend who won't install anything still gets a fair share calculated, by name, with no account and no email address.

What we don't claim: the free plan shows a banner ad plus a full-screen one from your third expense of the day, and there is no import from other splitters. If neither of those is acceptable, another app is the better choice — that is a real trade-off, not a footnote.

How would you describe the primary audience of your product?

SplittyX's answer:

Friend groups on trips, flatmates, and couples — people splitting real, everyday amounts rather than running a business. The design assumes the group is mixed: some members are meticulous, some will never open the app, and at least one person paid for something in a currency the others don't think in.

It is European-first in practice. The interface, emails and notifications are in English, Greek, Italian, Spanish, French and German, and each person in a group picks their own, so a mixed-nationality group doesn't have to settle on one language.

What's the story behind your product?

SplittyX's answer:

I was a Splitwise user. On a trip with friends I hit the point where I couldn't keep adding expenses as the day went on, and paying to remove that limit felt steep for what I was getting back. So I built the thing I wanted for me and my friends, starting with the parts that had annoyed me: no cap on how much you record, currency converted at the rate for the day of the expense, and the friends who refuse to install an app still included in the maths.

It turned out better than a personal tool has any right to be, so I put it on both stores. It is a one-person project, still, and that is why the free plan is generous and the paid tiers are €0.99 and €2.49 rather than anything grander.

Which are the primary technologies used for building your product?

SplittyX's answer:

React Native with Expo (expo-router, Zustand, TanStack Query) for the Android and iOS apps, and a Node/Express API on MySQL behind it. Subscriptions run through RevenueCat against the App Store and Google Play, push goes out via Expo and Firebase Cloud Messaging, email through Amazon SES, and errors are tracked in Sentry. Receipt scanning uses Google's Gemini vision models.

Who are some of the biggest customers of your product?

SplittyX's answer:

None — and it would be strange if there were. SplittyX is a consumer app: the "customer" is a group of friends on a trip, a flat sharing bills, or a couple keeping track between them. There are no corporate accounts and no logos to show, and we don't publish who uses it.

User comments

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