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Splid VS Utterly App

Compare Splid VS Utterly App and see what are their differences

Splid

Splid helps friends manage their money.

Rating
5.0 · 1 review
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Alternatives Is it good?
Utterly App

100% on-device AI transcription app. 26 languages, fully offline, completely private. No cloud, no compromise. Start Free on iPhone, iPad, and Mac, lifetime plan, Family sharing, unlimited transcription

Rating
0 reviews
Pricing
Freemium Free trial $49.99 / One-off (Unlimited Offline Transcription and Dictation)
Promote on VibeVoted
Alternatives Is it good?
EcomIQX
EcomIQX scores every product in your catalog on content health, keyword coverage and AI search visibility, then rewrites the weak ones in your brand voice. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Splid seems to be more popular. It has been mentioned 2 times since March 2021.

social mentions
2 vs 0
Personal Finance popularity
100% vs 0%
alternatives listed
146 vs 58

Base details

Website, pricing, platforms and company facts side by side.

Splid
Utterly App
Website splid.app utterlyapp.com
Pricing —
Freemium Free trial $49.99 / One-off (Unlimited Offline Transcription and Dictation) Official pricing
Company — Startup from the United States · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Business Intelligence +1
Offline Dictation Transcription Video Transcription Audio Transcription Live Captions Mac Dictation Productivity Voice To Text Speech To Text AI Localization AI Transcription +9

About Splid and Utterly App

In their own words, as submitted to SaaSHub.

Splid
Utterly App

No description of Splid yet.

Utterly brings fast, private speech-to-text to iPhone, iPad, and Mac. It runs fully on device with no accounts or cloud, supporting 26 languages for meetings, lectures, interviews, and notes. Use live transcription and captions, dictate polished text, or transcribe audio or video files and system...

Read more about Utterly App

Features and specs

What each product offers, as listed by its team.

Splid 5 features
Utterly App 13 features
  • User-Friendly Interface
    Splid offers an intuitive and easy-to-use interface that makes it simple for users to split expenses without any confusion.
  • Offline Functionality
    Users can log expenses and use the app even without an internet connection, which is useful in remote areas.
  • Multiple Currency Support
    Splid allows users to add expenses in different currencies, making it convenient for international travel and expenses.
  • No Sign-Up Required
    The app does not require users to create an account, simplifying access and reducing privacy concerns.
  • Easy Sharing
    Users can easily share expense reports with group members via a link, simplifying communication and transparency.

Possible disadvantages

  • Limited Integration
    Splid lacks integration with other financial apps or services, which can limit its functionality for some users.
  • Manual Expense Entry
    All expenses must be entered manually, which can be time-consuming compared to apps that offer receipt scanning.
  • No Real-Time Sync
    Changes are not updated in real-time across devices, potentially leading to discrepancies if multiple users are managing a list.
  • Basic Features Free
    While the basic app is free, advanced features require a paid upgrade, which might not be ideal for all users.
  • Limited to Group Expense
    Splid is focused on group expense sharing, lacking features for individual finance management or budgeting.
  • Live Captions
    Real-time speech-to-text displayed as a live, scrolling transcript on your device
  • System Audio Transcription (Pro)
    Transcribe any audio playing on your Mac — meetings, podcasts, videos, calls.
  • Dual Audio Mode (Pro)
    Capture microphone and system audio simultaneously in side-by-side columns.
  • Unlimited File Transcription (Pro)
    Transcribe unlimited audio and video files. Free users get 3.
  • Dictation
    Speak to type into any app. Text is refined offline and inserted at the cursor.
  • Fn Key Gestures
    Hold Fn to dictate (push-to-talk) or double-tap to toggle hands-free mode.
  • File Transcription
    Transcribe audio and video files locally with word-level timing and progress
  • Drag & Drop
    Export transcripts as plain text, SRT subtitles, or WebVTT captions
  • Transcript Search
    Search within file transcripts with highlighted results and segment filtering.
  • 26 Languages
    26 languages with automatic on-the-fly detection and switching.
  • 100% On-Device
    All processing runs locally on the Neural Engine. No data ever leaves your device.
  • Share Extension
    Share audio files from other apps (WhatsApp, Telegram, Files) to transcribe.
  • Keep Onscreen
    Pin the Live Captions window above all other windows during meetings.

Analysis

An editorial look at what each product does well and who it suits.

Splid
Utterly App

No analysis of Splid yet.

Overall verdict

  • Utterly App appears to be a lesser-known productivity/note-taking tool with limited public information, reviews, or track record available, making it difficult to fully vouch for its quality or long-term reliability compared to more established alternatives.

Why this product is good

  • May offer a simple, focused feature set for specific note-taking or organizational needs
  • Could provide a lightweight alternative to bloated productivity apps
  • Potentially useful if it fills a specific niche not covered by mainstream tools

Recommended for

  • Users specifically seeking niche or minimalist tools who have already vetted the app firsthand
  • Early adopters comfortable trying lesser-known apps with limited reviews
  • Those who prioritize trying new or indie software over established, well-reviewed alternatives

Videos

Walkthroughs and reviews on video.

Splid 3 videos + Add
Utterly App 0 videos + Add

"Splid" by Kvelertak (ALBUM OF THE YEAR CONTENDER?) | ALBUM REVIEW

More videos

  • - Album Review/Reaction: Kvelertak - Splid
  • - Kvelertak: Splid -- 💿 album review 💿

No Utterly App videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splid
Utterly App
100% 100%
Personal Finance
0% 0%
0% 0%
Transcription
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Offline Dictation
100% 100%

Questions & Answers

As answered by people managing Splid and Utterly App.

What makes your product unique?

Utterly App's answer:

Utterly is one of very few transcription apps that runs entirely on-device with zero cloud dependency. Every word is processed locally on Apple's Neural Engine — no audio ever leaves your device, no account required, no internet needed.

It delivers real-time live captions, voice dictation, and file transcription in a single app, supporting 26 languages with automatic switching. Most competitors sacrifice either privacy, speed, or accuracy. Utterly doesn't compromise on any of the three.

Why should a person choose your product over its competitors?

Utterly App's answer:

  • Privacy — Unlike Otter.ai, Rev, or cloud-based Whisper tools, your audio never touches a server. Critical for confidential meetings, medical conversations, or anyone who values privacy.
  • Speed — Real-time streaming transcription, not batched processing. Words appear as they're spoken.
  • Versatility — Live captions for meetings, dictation that inserts text at your cursor in any app, and file transcription with word-level timestamps and subtitle export — all in one lightweight app.
  • No lock-in — Works fully offline, no account needed, and free users get meaningful functionality without a paywall blocking basic use.

How would you describe the primary audience of your product?

Utterly App's answer:

  • Deaf and hard-of-hearing users who rely on live captions for meetings, calls, and daily conversations
  • Remote workers who want searchable records of video calls without trusting a third party with their audio
  • Journalists, researchers, and students who transcribe interviews and lectures
  • Multilingual professionals who switch between languages throughout their day
  • Privacy-conscious users in healthcare, law, and finance where audio data simply cannot leave the device

What's the story behind your product?

Utterly App's answer:

Utterly started with a real person's need. The founder and his wife run an online language school, and one of their students was partially deaf — she relied on lip reading and asked if they could provide "subtitles" for the lessons.

Looking for a solution, nothing available met all three requirements: private, fast, and accurate. Most tools managed two out of three.

Knowing the field had advanced significantly with on-device neural models, the founder decided to build something that satisfied all three — and Utterly was born. That student says it changed her life, and she now uses live captions daily for remote work too.

That's the bar the app is built to meet: technology that meaningfully changes how people communicate.

Which are the primary technologies used for building your product?

Utterly App's answer:

  • Swift & SwiftUI — Native Apple experience across macOS and iOS
  • CoreML on Neural Engine — optimised AI model running locally for real-time inference
  • Zero cloud dependencies — No networking stack, no cloud APIs, no telemetry SDKs

User comments

Share your experience with using Splid and Utterly App. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splid 5.0 · 1 review
Utterly App no reviews yet
  • 12 Best Bill Splitting Apps in 2023
    www.mobileappdaily.com · Oct 2023

    Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions,...

  • great! easy to use, versatile, flexible. Recommended.
    SaaSHub review
    · Mar 2023

    I prefer this app to similar ones I've tried. It seems clearer, more straightforward and simpler to use for normal holidays etc. But if you need more complex arrangements it's versatile too: in that you can...

  • Best Bill-Splitting Apps
    www.thebalancemoney.com · Mar 2023

    Splitting up the cost of group trips can be tough. Splid allows you to add in all the expenses of a trip and then split it up among each person on the trip. The app is useful for splitting up non-trip expenses as...

We have no reviews of Utterly App yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splid 2 mentions
Utterly App 0 mentions
  • Running an Open Source App: Usage, Costs and Community Donations
    Would be interesting to see how this compares to https://splid.app/. - Source: Hacker News / about 2 years ago
  • Show HN: An alternative to Splitwise, more minimalist, no ads, no account
    Https://splid.app/ is a great no-account alternative. - Source: Hacker News / over 4 years ago

Tracking Utterly App since May 2026.

Alternatives to Splid and Utterly App

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