Software Alternatives & Startups

Splid VS Knowi

Compare Splid VS Knowi and see what are their differences

Splid

Splid helps friends manage their money.

Knowi

Knowi is an agentic analytics platform. AI agents work inside the data layer to query SQL, NoSQL and APIs directly, join across sources without ETL, and build dashboards teams can use or embed in their own product.

Rating
0 reviews
Pricing
Free Free trial

Which is more popular?

Based on our record, Splid seems to be more popular. It has been mentioned 2 times since March 2021.

social mentions
2 vs 0
Personal Finance popularity
100% vs 0%
alternatives listed
146 vs 62

Base details

Website, pricing, platforms and company facts side by side.

Splid
Knowi
Website splid.app knowi.com
Pricing —
Free Free trial Official pricing
Company — Startup from the United States · 20 - 49 employees · 2015
Listed in

About Splid and Knowi

In their own words, as submitted to SaaSHub.

Splid
Knowi

No description of Splid yet.

Knowi is the Agentic Analytics Platform. It unifies data from anywhere, adds a governed semantic layer, and deploys AI agents that analyze, monitor, and act on live business data. Traditional BI tools bolt AI onto dashboards. Knowi was built AI-first. The semantic layer defines your metrics,...

Read more about Knowi

Features and specs

What each product offers, as listed by its team.

Splid 5 features
Knowi 10 features
  • User-Friendly Interface
    Splid offers an intuitive and easy-to-use interface that makes it simple for users to split expenses without any confusion.
  • Offline Functionality
    Users can log expenses and use the app even without an internet connection, which is useful in remote areas.
  • Multiple Currency Support
    Splid allows users to add expenses in different currencies, making it convenient for international travel and expenses.
  • No Sign-Up Required
    The app does not require users to create an account, simplifying access and reducing privacy concerns.
  • Easy Sharing
    Users can easily share expense reports with group members via a link, simplifying communication and transparency.

Possible disadvantages

  • Limited Integration
    Splid lacks integration with other financial apps or services, which can limit its functionality for some users.
  • Manual Expense Entry
    All expenses must be entered manually, which can be time-consuming compared to apps that offer receipt scanning.
  • No Real-Time Sync
    Changes are not updated in real-time across devices, potentially leading to discrepancies if multiple users are managing a list.
  • Basic Features Free
    While the basic app is free, advanced features require a paid upgrade, which might not be ideal for all users.
  • Limited to Group Expense
    Splid is focused on group expense sharing, lacking features for individual finance management or budgeting.
  • Agents Inside the Data Layer
    AI agents connect to schemas and the query engine directly rather than sitting on top of finished dashboards, so they build queries, widgets and dashboards instead of only answering questions about ones that already exist.
  • Native NoSQL Analytics
    Query MongoDB and Elasticsearch in their own query language, including nested documents and arrays, without a BI connector or a separate flattening step.
  • Cross-Source Joins Without ETL
    Blend MongoDB, PostgreSQL, Snowflake, Databricks SQL, Trino, Salesforce and REST APIs in a single query, without first moving the data into a warehouse.
  • Semantic Layer as a Dataset Service
    Curated datasets, governed business definitions and a shared glossary the data team controls, so plain-English questions resolve against approved metrics rather than raw tables.
  • Wide Range of Integrations
    The platform connects to relational databases, NoSQL stores, cloud warehouses, SaaS APIs and files, including MongoDB, Elasticsearch, PostgreSQL, MySQL, Snowflake, Databricks SQL, Trino, BigQuery, Redshift, Salesforce and REST endpoints.
  • Real-Time Insights
    Knowi provides real-time data processing and visualization, which enables businesses to access up-to-date insights for timely decision-making.
  • Alerts and Scheduled Reporting
    Threshold and anomaly alerts routed to Slack, email or webhooks, plus scheduled PDF and CSV delivery.
  • MCP Server for AI Assistants
    A Model Context Protocol server so assistants such as Claude can query data, build widgets and create dashboards through Knowi's governed layer.
  • Flexible Deployment
    Run on Knowi Cloud, inside your own VPC, or fully on-premise.
  • No-Code Data Analytics
    Knowi offers a no-code platform that allows users to perform data analytics tasks without needing in-depth programming skills, making it accessible to data-driven teams.

Videos

Walkthroughs and reviews on video.

Splid 3 videos + Add
Knowi 1 video + Add

"Splid" by Kvelertak (ALBUM OF THE YEAR CONTENDER?) | ALBUM REVIEW

More videos

  • - Album Review/Reaction: Kvelertak - Splid
  • - Kvelertak: Splid -- 💿 album review 💿

Knowi: End-to-End AI Analytics Platform - Architecture Overview

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splid
Knowi
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splid and Knowi.

Who are some of the biggest customers of your product?

Knowi's answer:

Verizon Telstra Everbridge ConvergeOne NJM Insurance Volante Systems intlx Solutions Alteas Health Hometime Tata

What makes your product unique?

Knowi's answer:

Knowi runs AI agents inside the data layer rather than on top of finished dashboards. The agents reach schemas and the query engine directly, which means they can build queries, widgets and dashboards, not just answer questions about ones that already exist.

That architecture comes from what Knowi was built to do: query data where it already lives. It speaks MongoDB and Elasticsearch in their own query language, including nested documents and arrays, and it joins across MongoDB, PostgreSQL, Snowflake, Databricks SQL, Trino, Salesforce and REST APIs in a single query without first moving anything into a warehouse.

Knowi also runs its own AI by default, with OpenAI and Claude available as optional integrations rather than requirements, and it deploys to cloud, your own VPC, on-premises via Docker or Kubernetes, or air-gapped.

Why should a person choose your product over its competitors?

Knowi's answer:

Three practical reasons.

Your data does not have to be relational first. Most BI tools need a warehouse and an ETL pipeline before you see a chart, which means unstructured, nested and API data either gets flattened or gets left out. Knowi queries those sources natively, so the modelling work you would normally do up front becomes optional.

The AI is part of the query path, not a chat box on the side. Many platforms added a copilot that describes existing dashboards. Knowi's agents have access to the schema and the query engine, so they can create new datasets, widgets and dashboards from a question.

You control where it runs and which model touches your data. Knowi AI is the default, third-party models are optional, and deployment can be Knowi Cloud, your own VPC, on-premises, or air-gapped. Knowi is SOC 2 Type II certified, GDPR compliant, and offers a HIPAA BAA.

How would you describe the primary audience of your product?

Knowi's answer:

Data, engineering and product teams at mid-market and enterprise companies whose data is spread across more than one kind of system: NoSQL alongside SQL, warehouses alongside SaaS APIs and documents.

Two buying patterns show up most often. Internal analytics teams who need governed self-service across sources without building a pipeline for every question. And product teams who need customer-facing, multi-tenant analytics embedded inside their own application with row-level access control.

By industry, the customer base skews to telecom, healthcare, manufacturing, SaaS and adtech, proptech and e-commerce. Knowi is sold through a sales team and priced per deployment rather than by public self-serve tier.

What's the story behind your product?

Knowi's answer:

Knowi was founded in 2014, at the point where a lot of production data had stopped being relational. Teams were running MongoDB and Elasticsearch, and the BI tools of the day all assumed a star schema in a warehouse. Getting a dashboard meant building a pipeline first, and anything nested or semi-structured got flattened or dropped along the way.

Knowi was built the other way round: connect to the source, query it in its own language, and join across sources at query time instead of moving the data. Cross-source joins, post-query transformation and a dataset layer that data teams could govern followed from that starting point, and embedded analytics came from customers who wanted to give the same views to their own users.

The AI work is a continuation rather than a pivot. Because Knowi already owned the query path across every connected source, AI agents could be placed inside the data layer with access to schemas and the query engine, instead of being bolted onto a finished dashboard.

User comments

Share your experience with using Splid and Knowi. For example, how are they different and which one is better?

Log in or Post with

Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splid 5.0 · 1 review
Knowi no reviews yet
  • 12 Best Bill Splitting Apps in 2023

    Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions,...

  • great! easy to use, versatile, flexible. Recommended.
    SaaSHub review
    · Mar 2023

    I prefer this app to similar ones I've tried. It seems clearer, more straightforward and simpler to use for normal holidays etc. But if you need more complex arrangements it's versatile too: in that you can...

  • Best Bill-Splitting Apps

    Splitting up the cost of group trips can be tough. Splid allows you to add in all the expenses of a trip and then split it up among each person on the trip. The app is useful for splitting up non-trip expenses as...

We have no reviews of Knowi yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splid 2 mentions
Knowi 0 mentions
  • Running an Open Source App: Usage, Costs and Community Donations
    Would be interesting to see how this compares to https://splid.app/. - Source: Hacker News / about 2 years ago
  • Show HN: An alternative to Splitwise, more minimalist, no ads, no account
    Https://splid.app/ is a great no-account alternative. - Source: Hacker News / over 4 years ago

Tracking Knowi since Mar 2021.

Alternatives to Splid and Knowi

When comparing Splid and Knowi, you can also consider the following products.