ShellNewHandler VS Bankless Budget

Bankless Budget's answer:

It tracks your spending without ever connecting to your bank. Your bank can email you every time your card is used, and each alert already says where you spent, how much and when. Bankless Budget builds your dashboard, transaction history and monthly budget from those alerts, so it never needs your bank username, password or account numbers. It reads only the Gmail label you set aside for bank alerts, and then Google's Gemini picks out the details of each purchase.

Bankless Budget's answer:

Choose it if you'd rather not connect your bank to another app, but don't want to type every purchase in by hand either. Most budgeting apps connect to your bank, and for many people that works well. Without a connection, the usual options are manual entry or downloading files from your bank. Bankless Budget is a third way: it works from alerts that already arrive in your inbox.

It has honest limits. It shows what you spent, not your account balances. It can only import alerts that are in your Gmail, and it needs a bank that sends email alerts. If balances or investments matter most to you, an app that connects to your bank will suit you better.

Bankless Budget's answer:

It's for people who want their spending tracked automatically but would rather not connect their bank to another app. You don't need to be technical; setup takes a few minutes per bank, and our guides walk through each step. You need a Gmail account and a bank that emails transaction alerts, which most large banks offer.

Bankless Budget's answer:

We wanted a way to track spending that didn't involve connecting a bank, typing purchases in, or downloading statements. Transaction alerts turned out to be that way: most large banks offer them, and they go to an inbox you already have. The information was already arriving; it just needed organizing. Bankless Budget is a small, independent product, built and run in the US.

Bankless Budget's answer:

A React web app you can install on your phone or computer, a Python (FastAPI) backend and a database, running on Google Cloud. The Gmail API fetches alerts from the label you choose, Google's Gemini reads each alert, and payments are handled by Stripe.