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SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Whop
Patreon
Sublyna
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Sell Discord roles as subscriptions on your own Stripe, set up in four steps. Free up to 15 paying members, then a flat fee. 0% of sales.

Which is more popular?
Based on our record, Settle Up seems to be more popular. It has been mentioned 1 time since March 2021.
Website, pricing, platforms and company facts side by side.
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| Website | settleup.io | flatpass.io |
| Pricing | — | |
| Platforms | — | |
| Company | — | Startup from Germany · 1 - 9 employees · 2026 |
| Listed in |
In their own words, as submitted to SaaSHub.


No description of Settle Up yet.
flatpass sells Discord roles as subscriptions on your own Stripe account. Members pay on an invite page in your server's own look, or from a price card you pin inside Discord, and the bot gives them the role the moment they pay. Flat pricing, never a percentage. Free up to 15 paid members,...
What each product offers, as listed by its team.


Possible disadvantages
Walkthroughs and reviews on video.
Settle Up - hisab rakhna hua aasan
More videos
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How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Settle Up and flatpass.
flatpass's answer:
flatpass is built on the premise that the payment relationship belongs to you, not the platform.
Payments settle into your own Stripe account through Stripe Connect Standard. Not a platform balance you withdraw from on someone else's schedule — your account, your balance, instant settlement, no rolling reserves or minimum payout thresholds. Your customers, their payment history, and your ability to email them are yours from the first sale. Revoke the connection whenever you like and you keep every bit of it.
Everything else follows from that. The invite page is a real hosted checkout, not a bot DM — members see your tiers, pay with cards, Apple Pay, or Google Pay in their own currency, and get their role instantly. Renewals, failed payments, and cancellations are handled without you touching anything.
And because flatpass isn't processing your money, it doesn't need a cut of it. Free up to 15 paid members, then a flat monthly tier metered on community size — never a percentage of your sales, at any volume.
flatpass's answer:
Discord community owners who already have an audience and are monetizing access to it — trading and investing groups, creator and fan communities, coaching and cohort programs, professional and industry servers, gaming communities with supporter tiers, and study or skills groups.
The common thread is that members are already arriving through the owner's own channels: a following, a mailing list, a podcast, an existing free server. These owners don't need discovery — they need billing and role management that doesn't scale its price with their success.
flatpass is free up to 15 paid members, so it costs nothing to start — and past that, a flat tier replaces a percentage that would otherwise grow with every sale. It's built for owners who want to keep the Stripe account, customer data, and payment relationship in their own hands rather than on a platform. EU-based, with sellers in any country Stripe supports.
flatpass's answer:
Your Stripe, not a platform balance. Several competitors mention Stripe, but the account is often theirs. With Stripe Connect Standard the account is yours — instant settlement, no rolling reserves, no withdrawal fees, and the customer relationship stays with you if you leave.
No API keys. flatpass authorizes through Stripe Connect Standard — an OAuth grant you approve in your own Stripe dashboard and revoke there in one click. Some Discord payment bots instead ask you to paste your Stripe secret key into their dashboard. That key is unscoped: it can charge, refund, read your entire customer list, and change payout details, and the only way to revoke it is to rotate it. Stripe's own guidance is not to share secret keys with third parties. flatpass never asks for one and has nothing of yours to leak.
A product that feels finished. A hosted invite page rather than a bot DM flow, local-currency checkout, monthly, quaterly, six-monthly or yearly billing, with multiple role tiers per server, and a public status page. Every feature is on every tier — nothing is held back for a higher plan.
Share your experience with using Settle Up and flatpass. For example, how are they different and which one is better?
External articles and on-site reviews we used to compare the two products.


Settle Up is a great option for anyone who wants an easy way to split bills. With features like peer-to-peer payments, automated payment reminders, and detailed accounts of transactions, the Settle Up app makes it...
Settle Up excels in its calculation capabilities, providing accurate and fair splits of expenses. The app considers various factors, such as who paid for what and any existing imbalances, to determine each...
Settle Up can handle a variety of payment scenarios: When one person pays or multiple people have paid, it can split payments evenly based on the amounts or allow you to select individual amounts for each person to...
We have no reviews of flatpass yet. Be the first one to post
Recommendations tracked on public social media and blogs since March 2021.


Can't you have her send you her money on your bank account, keep track of that on an app like Settle Up, load your combined budget on a WeSwap card and go from there? Source: almost 5 years ago
Tracking flatpass since Aug 2026.
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