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Rippling VS Wise

Compare Rippling VS Wise and see what are their differences

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Employee Monitoring Software with Screenshots, Internet, Activity and Time Tracking featured
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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Rippling logo Rippling

One directory for employee information across IT, HR, legal, finance and facilities.

Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...
  • Rippling Landing page
    Landing page //
    2023-05-28
  • Wise Landing page
    Landing page //
    2023-09-02

Rippling features and specs

  • Unified Platform
    Rippling provides an all-in-one HR and IT management solution, including payroll, benefits, time tracking, and device management, reducing the need for multiple software subscriptions and simplifying administrative tasks.
  • Scalability
    Designed to scale with businesses as they grow, Rippling can handle the evolving needs of both small startups and large enterprises, allowing for seamless integration of additional features and services.
  • Automation
    Rippling offers extensive automation capabilities, which can streamline processes like onboarding, offboarding, and compliance management, saving time and reducing human errors.
  • User-Friendly Interface
    The platform boasts an intuitive and easy-to-navigate interface, making it accessible for users who may not be tech-savvy and enhancing overall user experience.
  • Integration Capabilities
    Rippling can integrate with a wide variety of third-party applications, allowing businesses to sync data across different tools and platforms seamlessly.
  • Cloud-Based Flexibility
    As a cloud-based solution, Rippling enables employees and administrators to access the platform from anywhere, which is particularly valuable in remote and hybrid work environments.

Possible disadvantages of Rippling

  • Cost
    Rippling tends to be more expensive compared to some other HR and IT management solutions, which might be a deterrent for smaller businesses or startups with limited budgets.
  • Learning Curve
    Despite its user-friendly interface, the vast array of features and functionalities can result in a steep learning curve for new users, requiring time and training to fully utilize the platform's capabilities.
  • Support Limitations
    Some users have reported limitations with customer support, including longer response times and less proactive support solutions, which can be frustrating during critical situations.
  • Feature Overlap
    Because Rippling offers such a broad range of services, there may be feature overlap with existing tools that a company is already using, potentially resulting in redundant functionalities.
  • Customization Constraints
    While Rippling is highly configurable, some users have noted constraints in customization options, which might limit the platform's ability to meet very specific business needs.

Wise features and specs

  • Low Fees
    Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
  • Real Exchange Rates
    Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
  • Fast Transfers
    Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
  • Multi-Currency Accounts
    Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
  • Transparent Pricing
    Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
  • User-Friendly Interface
    Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages of Wise

  • Limited Customer Support
    Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
  • Transfer Limits
    There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
  • Lack of Physical Locations
    Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
  • Verification Process
    New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
  • Not Available in All Countries
    Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
  • Occasional Delays
    While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

Analysis of Rippling

Overall verdict

  • Rippling is a well-regarded HR and payroll solution for businesses looking to streamline their administrative processes. Its robust features and integration capabilities make it suitable for organizations seeking to consolidate their HR tools into a single platform.

Why this product is good

  • Rippling is considered a strong choice for businesses due to its comprehensive suite of tools for managing employee data and payroll. It offers an integrated platform that simplifies HR processes by consolidating employee information, payroll, and benefits administration. Its user-friendly interface and automation capabilities help streamline administrative tasks, making it easier for HR teams to manage operations efficiently. Furthermore, Rippling is known for its flexibility and scalability, accommodating businesses of various sizes and facilitating seamless integration with other software systems.

Recommended for

  • Small to mid-sized businesses looking to streamline HR tasks.
  • Companies that need an all-in-one HR and payroll solution.
  • Organizations seeking to automate and integrate employee management tools.
  • Businesses that require flexibility and scalability in their HR software.

Analysis of Wise

Overall verdict

  • Overall, Wise is highly regarded as one of the top options for international money transfers. It is praised for its transparency, cost-effectiveness, and ease of use, making it a preferred choice for many users.

Why this product is good

  • Wise is considered a reliable and efficient service for international money transfers due to its transparent fee structure and competitive exchange rates. The platform uses a mid-market exchange rate with no hidden fees, making it a popular choice for individuals and businesses looking to transfer money across borders. Additionally, Wise is known for its user-friendly interface and fast transfer speeds.

Recommended for

  • Individuals needing to send money abroad frequently.
  • Expats living in foreign countries who need to transfer money to home accounts.
  • Freelancers and remote workers receiving payments from international clients.
  • Businesses conducting international transactions.

Rippling videos

+ Add

Rolfe Winkler on Zenefits fmr CEO Parker Conradโ€™s new competing startup Rippling adds IT to payroll

More videos:

  • Review - Rippling CTO Prasanna Sankar: Parker Conrad Gave Rippling CTO 40% 2,000 Customers "$36m ARR Not Far"
  • Review - Rippling Review: Rippling is Magical
  • Review - Rippling Review: Huge Positive Change moving to Rippling
  • Review - Work Magic | Rippling.com
  • Review - Rippling review timesheets on app
  • Tutorial - How to Use HR Features & Run Payroll with Rippling
  • Review - Rippling Review - Should You Use it? Top Features, Pros and cons, Walktrough

Wise videos

+ Add

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Category Popularity

0-100% (relative to Rippling and Wise)

Rippling

Wise

HR
100 100%
HR
0% 0
Online Payments
0 0%
Online Payments
100% 100
HR Tools
100 100%
HR Tools
0% 0
Money Transfer
0 0%
Money Transfer
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Rippling and Wise

Rippling Reviews

Top 8 Deel Competitors & Alternatives in 2025
Rippling stands out for its comprehensive approach, offering a more complete global HR platform compared to Deel. It excels in compliance management and IT integration, making it suitable for businesses seeking an all-encompassing solution for global workforce management. However, its pricing structure and potential complexity may be drawbacks for smaller organizations or...
Source: www.wisemonk.io
PeopleSoft Alternatives: 10 Modern HRIS Solutions for Every Business Size
Rippling represents the forefront of modern HRIS, integrating easily with a vast array of systems. It's particularly suitable for tech-forward businesses, streamlining complex processes through advanced workflow automation. Rippling's approach to HRIS makes it a strong contender for firms that demand cutting-edge technology to manage their human resources efficiently and...
Source: www.outsail.co
The best 6 Paylocity competitors
Unlike Paylocity, which focuses on payroll automation, Rippling goes beyond payroll automation, offering customizable workflows across your entire HR, IT, and finance functions. With access to data from three key sectors, Rippling also offers a much more advanced reporting and analytics functionality than Paylocity. Where Paylocity offers 12 template reports, Rippling has...
Source: www.rippling.com
Top 6 UKG Competitors and Alternatives
Rippling is a comprehensive HR software and service platform with a particular focus in information technology management functions. It allows you to combine HR and IT features to improve employee experience and workforce management, such as coordinating device and software deployment during the employee onboarding process.
Source: www.techrepublic.com
Best Paylocity Competitors & Alternatives in 2024
Beyond features like tax management, benefits administration, time tracking, and expense management, Rippling stands out thanks to its modern and user-friendly design, customizable features, and integration capabilities. With a pricing structure similar to other Paylocity competitors, like OnPay or Justworks, Rippling starts at a base price of $8 per monthly employee. Some...
Source: www.myshortlister.com

Wise Reviews

The 8 Best Payment Processing Systems
Wise is a payments system specifically geared at cross-border payments. You can benefit from transparent pricing and its broad reach. It does focus on international payments, so if you're looking for recurring payments or integration capabilities, other options could be a good bet.
Source: gocardless.com
6 Cheaper Payoneer Alternatives for Your Online Transcations
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.
Source: www.withparallax.com
Top 5 Payoneer Alternatives [2024]
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneerโ€™s fee structure is only transparent on...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.
Source: www.doola.com
Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Source: www.techradar.com

Social recommendations and mentions

Based on our record, Wise seems to be more popular. It has been mentiond 24 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Rippling mentions (0)

We have not tracked any mentions of Rippling yet. Tracking of Rippling recommendations started around Mar 2021.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: about 3 years ago
  • We are happy to welcome you to Auction 88 โ€” Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: about 3 years ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 3 years ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 3 years ago
  • My New Client Is Asking Me For My Bank Info
    Iโ€™ve used Wise for bank payments from international clients before: https://wise.com/us/ that way youโ€™re not giving them your actual bank info but the process is similar on the clientโ€™s end. Source: over 3 years ago
View more

What are some alternatives?

When comparing Rippling and Wise, you can also consider the following products

BambooHR - Personalized HR software for SMBs

Bill.com - Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to growโ€”all on one platform.

Workday - Workday is an onโ€‘demand financial management and human capital management software solution.

Zoho Invoice - 100% free online invoicing software for small businesses.

ADP Workforce Now - ADP Workforce Now provides cloud-based software, expert support and predictive analytics for data-driven insights.

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

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