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Rippling VS Splitwise

Compare Rippling VS Splitwise and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Rippling logo Rippling

One directory for employee information across IT, HR, legal, finance and facilities.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Rippling Landing page
    Landing page //
    2023-05-28
  • Splitwise Landing page
    Landing page //
    2023-01-23

Rippling features and specs

  • Unified Platform
    Rippling provides an all-in-one HR and IT management solution, including payroll, benefits, time tracking, and device management, reducing the need for multiple software subscriptions and simplifying administrative tasks.
  • Scalability
    Designed to scale with businesses as they grow, Rippling can handle the evolving needs of both small startups and large enterprises, allowing for seamless integration of additional features and services.
  • Automation
    Rippling offers extensive automation capabilities, which can streamline processes like onboarding, offboarding, and compliance management, saving time and reducing human errors.
  • User-Friendly Interface
    The platform boasts an intuitive and easy-to-navigate interface, making it accessible for users who may not be tech-savvy and enhancing overall user experience.
  • Integration Capabilities
    Rippling can integrate with a wide variety of third-party applications, allowing businesses to sync data across different tools and platforms seamlessly.
  • Cloud-Based Flexibility
    As a cloud-based solution, Rippling enables employees and administrators to access the platform from anywhere, which is particularly valuable in remote and hybrid work environments.

Possible disadvantages of Rippling

  • Cost
    Rippling tends to be more expensive compared to some other HR and IT management solutions, which might be a deterrent for smaller businesses or startups with limited budgets.
  • Learning Curve
    Despite its user-friendly interface, the vast array of features and functionalities can result in a steep learning curve for new users, requiring time and training to fully utilize the platform's capabilities.
  • Support Limitations
    Some users have reported limitations with customer support, including longer response times and less proactive support solutions, which can be frustrating during critical situations.
  • Feature Overlap
    Because Rippling offers such a broad range of services, there may be feature overlap with existing tools that a company is already using, potentially resulting in redundant functionalities.
  • Customization Constraints
    While Rippling is highly configurable, some users have noted constraints in customization options, which might limit the platform's ability to meet very specific business needs.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Rippling

Overall verdict

  • Rippling is a well-regarded HR and payroll solution for businesses looking to streamline their administrative processes. Its robust features and integration capabilities make it suitable for organizations seeking to consolidate their HR tools into a single platform.

Why this product is good

  • Rippling is considered a strong choice for businesses due to its comprehensive suite of tools for managing employee data and payroll. It offers an integrated platform that simplifies HR processes by consolidating employee information, payroll, and benefits administration. Its user-friendly interface and automation capabilities help streamline administrative tasks, making it easier for HR teams to manage operations efficiently. Furthermore, Rippling is known for its flexibility and scalability, accommodating businesses of various sizes and facilitating seamless integration with other software systems.

Recommended for

  • Small to mid-sized businesses looking to streamline HR tasks.
  • Companies that need an all-in-one HR and payroll solution.
  • Organizations seeking to automate and integrate employee management tools.
  • Businesses that require flexibility and scalability in their HR software.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Rippling videos

+ Add

Rolfe Winkler on Zenefits fmr CEO Parker Conradโ€™s new competing startup Rippling adds IT to payroll

More videos:

  • Review - Rippling CTO Prasanna Sankar: Parker Conrad Gave Rippling CTO 40% 2,000 Customers "$36m ARR Not Far"
  • Review - Rippling Review: Rippling is Magical
  • Review - Rippling Review: Huge Positive Change moving to Rippling
  • Review - Work Magic | Rippling.com
  • Review - Rippling review timesheets on app
  • Tutorial - How to Use HR Features & Run Payroll with Rippling
  • Review - Rippling Review - Should You Use it? Top Features, Pros and cons, Walktrough

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Rippling and Splitwise)

Rippling

Splitwise

HR
100 100%
HR
0% 0
Personal Finance
0 0%
Personal Finance
100% 100
HR Tools
100 100%
HR Tools
0% 0
Expense Tracking
0 0%
Expense Tracking
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Rippling and Splitwise

Rippling Reviews

Best Paychex alternatives (2026): prices you can actually see
The consolidation landing. If payroll is only one of the things you want to replace, and device management or app provisioning is the other, youโ€™re shopping a different category. Rippling is quote-only too; third-party buyer price checks from July 2026 put the core around $8/employee/mo plus a base fee, before modules. A February 2026 Capterra reviewer who made exactly this...
Source: wiserstaff.com
Best Rippling alternatives (2026): tested picks by use case
The best Rippling alternative depends on which slice of Rippling you actually use. For US payroll and core HR, Gusto is the tested pick. For global payroll and EOR hiring, Deel is the global-first answer (see Deelโ€™s plans). If the module doing the real work is recruiting, Breezy HR and Manatal beat a platform bolt-on at a fraction of the price. Rippling itself is a strong...
Source: wiserstaff.com
Best Gusto alternatives (2026): picked by exit reason
The consolidation exit. If payroll is only part of what you want to replace, and device management or app provisioning is the other part, the platform route is a different comparison entirely. Rippling is quote-only; third-party buyer price checks from July 2026 (not Ripplingโ€™s own list) put the core around $8/employee/mo plus a base fee, before the modules that matter. It...
Source: wiserstaff.com
Best BambooHR alternatives (2026): tested picks by use case
Stay if youโ€™re an HR-records-first US team that finds the all-in-one suites oversized. Thatโ€™s a real buyer, not a hypothetical: one Senior Director of Talent Management chose BambooHR over Rippling and Paylocity precisely because โ€œthe other platforms were more than we neededโ€ (Capterra). If BambooHRโ€™s core HRIS is the part you actually use (records, onboarding, reporting),...
Source: wiserstaff.com
Top 8 Deel Competitors & Alternatives in 2025
Rippling stands out for its comprehensive approach, offering a more complete global HR platform compared to Deel. It excels in compliance management and IT integration, making it suitable for businesses seeking an all-encompassing solution for global workforce management. However, its pricing structure and potential complexity may be drawbacks for smaller organizations or...
Source: www.wisemonk.io

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

What are some alternatives?

When comparing Rippling and Splitwise, you can also consider the following products

BambooHR - Personalized HR software for SMBs

Tricount - Manage and share expenses with friends

Workday - Workday is an onโ€‘demand financial management and human capital management software solution.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Gusto - Gusto. Payroll, benefits and compliance in one integrated product. We're here to change how the world works, and put people first.

Splid - Splid helps friends manage their money.

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