Software Alternatives, Accelerators & Startups

Rakuten VS CardPointers

Compare Rakuten VS CardPointers and see what are their differences

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Rakuten logo Rakuten

Feel the Joy of Cash Back. Find coupons and Cash Back in just 1 click with the Rakuten browser extension

CardPointers logo CardPointers

Get the most points from your credit cards every day.
  • Rakuten Landing page
    Landing page //
    2023-03-22
  • CardPointers Landing page
    Landing page //
    2023-10-02

Rakuten features and specs

  • Cashback Offers
    Rakuten provides cashback on purchases made through its platform, allowing users to save money on their shopping.
  • Wide Range of Retailers
    Rakuten partners with thousands of retailers, giving users multiple options for earning cashback across various categories.
  • User-Friendly Interface
    The website and mobile app are easy to navigate, providing a seamless experience for users to find deals and track their earnings.
  • Additional Savings Opportunities
    Rakuten frequently offers exclusive discount codes and special promotions, adding to the potential savings.
  • Referral Program
    Users can earn additional rewards by referring friends and family to the platform, which can result in extra cashback.
  • Payout Flexibility
    Cashback earnings can be received via check or PayPal, providing flexibility in how users want to access their funds.

Possible disadvantages of Rakuten

  • Delayed Cashback
    Cashback rewards often take a significant amount of time to be processed and credited to the user's account.
  • Non-Eligibility for Certain Purchases
    Not all purchases are eligible for cashback, such as those made with gift cards or certain excluded items, which can be frustrating for users.
  • Account Deactivation Risk
    Rakuten reserves the right to deactivate accounts if they suspect fraudulent activity, which may result in the loss of accrued cashback.
  • Limited International Availability
    The platform's services and cashback offers are primarily targeted at U.S. shoppers, limiting its usefulness for international users.
  • Third-Party Tracking Issues
    The tracking of purchases through third-party cookies can sometimes fail, resulting in missed cashback rewards.
  • Minimum Payout Threshold
    Rakuten requires users to meet a minimum cashback balance before payouts are issued, which can be a hindrance for infrequent shoppers.

CardPointers features and specs

  • Optimized Credit Card Rewards
    CardPointers helps users maximize their credit card rewards by identifying the best card to use for each purchase category, ensuring they get the most points, miles, or cash back possible.
  • Comprehensive Card Management
    The platform offers a centralized hub where users can manage all of their credit cards in one place, tracking benefits, rewards, and annual fees effortlessly.
  • Personalized Recommendations
    CardPointers provides tailored advice on new card offerings and promotional bonuses that align with the user's spending habits and existing card portfolio.
  • Ease of Use
    The interface is user-friendly, allowing for easy navigation and understanding of how to utilize the features for both novice and experienced credit card users.
  • Privacy and Security
    CardPointers ensures user data is protected and does not require sensitive information such as credit card numbers to provide its analysis and recommendations.

Possible disadvantages of CardPointers

  • Limited Free Features
    Some of the more advanced features and insights are only available through a paid subscription, which might not be ideal for users looking for a completely free solution.
  • Initial Setup Time
    New users may find the initial setup process time-consuming as they need to input details about all their credit cards to fully leverage the appโ€™s features.
  • Dependency on User Input
    The accuracy and usefulness of the insights are heavily dependent on the user providing accurate and up-to-date information about their spending habits and card usage.
  • Potential Overwhelm
    Users with many credit cards might feel overwhelmed by the amount of information and recommendations provided, necessitating careful sorting to focus on the most relevant tips.
  • No Direct Financial Transactions
    The app does not facilitate direct financial transactions or payments, meaning users still need to manage actual payments through their bank or card issuer's platform.

Analysis of Rakuten

Overall verdict

  • Rakuten is a good choice for online shoppers looking to save money through cashback offers and find competitive prices on a wide variety of products. Its reputation and extensive network of partner retailers make it a reliable platform for many consumers.

Why this product is good

  • Rakuten is a well-established online marketplace and cashback service that allows users to earn cashback on purchases from various retailers. It offers a wide range of products, often has competitive prices, and provides the additional benefit of cashback, which can be appealing to budget-conscious shoppers. The platform is user-friendly and features regular promotions and discounts, enhancing the overall shopping experience.

Recommended for

  • Bargain hunters looking to save money through cashback offers
  • Online shoppers who frequently purchase from Rakuten's partner retailers
  • Individuals who appreciate easy-to-use platforms with regular promotions and discounts

Rakuten videos

Rakuten Cash Back Review | Used for 9 Years | Does It Work?

More videos:

  • Tutorial - How does Rakuten (Ebates) work? Does it really work? Review & full tutorial
  • Review - Rakuten Review: Best Cash Back Website?

CardPointers videos

CardPointers 4 Launches with iOS 16

Category Popularity

0-100% (relative to Rakuten and CardPointers)
Online Shopping
100 100%
0% 0
iPhone
0 0%
100% 100
Coupons
100 100%
0% 0
Fintech
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Rakuten and CardPointers

Rakuten Reviews

Top 20 Airbnb competitors and alternative booking sites
Rakuten has a particularly strong presence in Japan, and although it has listings in a total of 200 countries, its global brand awareness isnโ€™t as strong as Airbnbโ€™s.
25 Best Coupon Websites
Rakuten is a coupon site that gives you cash back for your shopping purchases. You can get up to 40% back depending on the store. Currently, they feature over 2500 stores to choose from.
16 Best Coupon Apps of 2022
Shopping is fun, but earning cash back for buying stuff? Well, thatโ€™s what dreams are made of. Meet Rakuten, the app that gives you cash back on your purchases plus all the coupon codes you need in this lifetime. And you donโ€™t have to wait for a check to hit your mailbox . . . These guys will pay you through PayPal. Not impressed yet? Theyโ€™ll even give you 10 bucks just for...
Best Coupon Apps for Online Shopping
Rakuten blends the benefits of a cash-back app with a discounts and coupons app. With Rakuten, you can get paid to shop at your favorite stores, including Walmart, Sam's Club, Macy's, PetSmart, Lowe's, and more.
25 Best Sites Like eBay To Sell and Buy Stuff in 2022
Rakuten offers cash back rewards for using their platform to shop. These rewards can vary from product to product, but some Rakuten sellers offer up to 20% back on purchases.

CardPointers Reviews

We have no reviews of CardPointers yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Rakuten should be more popular than CardPointers. It has been mentiond 38 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Rakuten mentions (38)

  • 5 Tools That Let You Code Without Writing a Single Line
    Lattice and Rakuten both use Webflow for parts of their marketing stack. - Source: dev.to / about 1 year ago
  • Samsung flagship s23 ultra, watch, and buds bought for less than 900 dollars.
    Third: Used rakuten.com to get 15% cashback which resulted to about 150$ cashback in Paypal. Using referral code gives you 40 dollars bonus. Source: over 2 years ago
  • [Lenovo] Legion Pro 7 AMD gaming laptop - RTX 4090 (175 W) - 16" 1600p 240 Hz 500-nit display - 7945HX CPU - 32 GB RAM - 2 TB SSD - $2750 with codes EXTRA5 and GAMINGCTO - $2298 after Rakuten sign up and 15% rebate - additional 5% education/military/healthcare discount via id.me
    1: Start through Rakuten itself. Go to rakuten.com or pull up the app, search for the store you want, click the "Shop Now" button (after which you'll see a "Congratulations, you're on your way to Cash Back" loading screen), then you'll be on the store's website and you can go from there. Source: over 2 years ago
  • Bi-Weekly camping gear deals (USA) - Weeks of July 9 and July 16, 2023
    Use cashback sites like Activejunky.com, topcashback.com, rakuten.com to stack additional savings. Source: almost 3 years ago
  • Ordering or already ordered from Lenovo website? Then ask for an additional discount!!!
    Also, if you donโ€™t use a cash back app, I would use it for Lenovo. I use rakuten (ref) | (non-ref). I mainly use them to seek coupon codes and I also get the cash back if I shop using it. Source: about 3 years ago
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CardPointers mentions (9)

  • Amex offers iOS shortcut
    This is very nice, might I also recommend: Cardpointers. I am not affiliated in any way, just a satisfied user. They also have a Cardpointers Reddit. The developer is very active on that reddit. Source: over 3 years ago
  • Amex AI to track where we shop to suggest Amex offers
    Shoutout to the CardPointers app and browser extension. You just log into your CC account and itโ€™ll detect youโ€™re on a banking page and add all the offers. Source: over 3 years ago
  • I made the app CardPointers to help you maximize the points, cash back, and offers on all of your cards, and just added the most-requested features on every platform (and HBD, it's 4 years old now ๐ŸŽ‚)
    Hi all, I'm Emmanuel, the indie developer who's been working on the CardPointers app which launched right here on r/CreditCards almost exactly 4 years ago, and have been super busy the last few months adding in all of the most-requested features from y'all -- thank you so much for all of the awesome feedback! Source: over 3 years ago
  • Is there not an app that tells me all current cash back and offers from credit cards? No app Iโ€™ve downloaded does this.
    I trialed CardPointers which sounds like part of what youโ€™re looking for. It was good for credit card rewards, but the yearly cost for Pro didnโ€™t seem worth it to me. I already have a general grasp of which credit card to use though. Source: over 3 years ago
  • New way to easily earn the most points on every purchase with lock screen widgets and app shortcuts added to CardPointers 4; Apple is featuring it as a Great App for iOS 16 this week ๐Ÿคฏ
    Hi all, I'm the indie developer making the app CardPointers, which I launched right here back in 2019 to help users know which of their credit cards to use to get the most points or cash back on every purchase. Since then it has launched on every platform, with Android in January. Source: almost 4 years ago
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What are some alternatives?

When comparing Rakuten and CardPointers, you can also consider the following products

RetailMenot - The RetailMeNot mobile app allows you to find deals on the go for both online shopping and in store shopping.

Card Curator - Win credit card rewards, points, and miles game

Honey - Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click.

Debitize - Credit card perks without credit card debt

Slickdeals.net - Slickdeals: The Best Deals, Coupons & Discounts on everything

Miles Mosaic - All your miles, points & status in one private dashboard