Quicken
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HomeBank
GnuCash
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Thrust.finance
YNAB
Mint
Actual Budget
Lunch Money
PocketGuard
Monarch.is
Thrust is a privacy-first personal finance app for iPhone, iPad, and Apple Watch. It features an AI-powered financial advisor that runs entirely on your device — your transactions, budgets, and financial data never leave your phone. With support for 16+ cryptocurrency chains alongside traditional currencies, Thrust is built for people who live and earn across borders.
Unlike most finance apps, Thrust requires no account creation and collects zero user data. Ghost Mode lets you use the full app without signing up — no email, no phone number, nothing. Features include voice transaction input, AI-driven budget recommendations, Shared Mode via iCloud for couples and families, Live Activities for real-time spending tracking, and home screen widgets.
Thrust is free to download and use, with an optional Thrust Pro subscription for power users who want advanced AI insights and additional features.
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Thrust.finance's answer:
Thrust is the only personal finance app that runs a full AI financial advisor entirely on your device using GPU acceleration. Your financial data never leaves your phone — there are no servers, no cloud sync, and no analytics. You can use the entire app without creating an account (Ghost Mode), manage 16+ crypto chains alongside fiat currencies, and get AI-powered budget recommendations — all while maintaining complete privacy. It's free to use with an optional Pro upgrade.
Thrust.finance's answer:
Unlike most finance apps that require accounts, bank linking, and cloud storage, Thrust keeps everything on your device. There's no sign-up required, no data collection, and no tracking. Most competitors like YNAB or Monarch Money require subscriptions and cloud accounts just to get started. Thrust is free, works offline, supports both crypto and fiat currencies natively, and includes an on-device AI advisor that gives you personalized financial guidance without ever sending your data to a server.
Thrust.finance's answer:
Privacy-conscious iPhone and iPad users who want to manage their money without handing their financial data to a third party. This includes people who hold both crypto and traditional currencies, expats and travelers who deal with multiple currencies, and anyone who wants smart budgeting help from AI without the privacy trade-off. Thrust also appeals to users who are tired of subscription-only finance apps and just want something that works out of the box.
Thrust.finance's answer:
Thrust was built by an independent developer who was frustrated that every finance app on the market required handing over sensitive financial data to third-party servers. The idea was simple: build a powerful personal finance tool that keeps everything on the device, uses on-device AI for smart features, and respects the user's privacy above all else. It started as a side project and grew into a full-featured app with crypto support, AI budgeting, and an Apple Watch companion.
Thrust.finance's answer:
Thrust is built natively for Apple platforms using Swift and SwiftUI. The AI features run entirely on-device using GPU acceleration for fast, private inference. The app uses SwiftData for local storage, WidgetKit for home screen widgets, ActivityKit for Live Activities, and WatchKit for the Apple Watch companion app. iCloud sync powers the optional Shared Mode for family finance tracking.
Thrust.finance's answer:
Thrust is a consumer app for individual users, not a B2B product, so it doesn't have enterprise customers. Its users are privacy-minded individuals, crypto holders, expats managing multiple currencies, and people looking for a free, no-account-required finance app on iOS.
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Are you able to log into your account on quicken.com. Source: over 3 years ago
1) log off quicken.com .... edit, preferences, quickenid & cloud accounts. Sign on as different user. Then sign back on with the same account. Source: over 3 years ago
I'm on Quicken for Windows Release 48.9 and Build 27.1.48.9. Haven't been asked to sign in to quicken.com for quite awhile. I've had no issues or crashes with the release. You may want to do a file validate or super validate. Source: over 3 years ago
There are a couple threads on here and on quicken.com that discuss similar problems, but I have reviewed them and tried those solutions with no joy. Source: almost 4 years ago
I just checked the quicken.com website. I'm not sure because I've never tried it, but you probably get a number of devices to install it on. It gives me links to both Windows and Mac versions, but I only have installed the Windows. Source: about 4 years ago
YNAB - Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.
Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
HomeBank - Free, easy, personal accounting, for everyone
Actual Budget - Robust and simple budgeting that works
GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.
Lunch Money - A personal budgeting tool with multi-currency support