Software Alternatives, Accelerators & Startups

Privacy.com VS PrivacyNotes

Compare Privacy.com VS PrivacyNotes and see what are their differences

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Privacy.com logo Privacy.com

Get a new virtual card for every transaction

PrivacyNotes logo PrivacyNotes

Zero-knowledge encrypted notes, tasks, journals, files, and passwords in one app. Your keys never leave your device. One-time price, no subscription. Hosted in Switzerland.
Visit Website
  • Privacy.com Landing page
    Landing page //
    2023-07-31
  • PrivacyNotes Journal
    Journal //
    2026-06-25
  • PrivacyNotes Settings
    Settings //
    2026-06-25
  • PrivacyNotes Website
    Website //
    2026-06-25

PrivacyNotes is a zero-knowledge encrypted workspace that brings your notes, tasks, journals, files, and passwords into one app, so you stop juggling four separate subscriptions.

Everything is encrypted on your device with XChaCha20-Poly1305 before it ever syncs. Your keys are derived from a recovery phrase that never touches our servers, so we cannot read your content, your filenames, or anything else. This is real zero-knowledge, not a marketing label.

Five pillars, one encrypted app:

  • Notes - a live markdown editor with note-to-note links, tags, and fast full-text search
  • Tasks - native checklists and task management next to your notes
  • Journals - daily entries with built-in mood, sleep, and medication tracking
  • Files - an encrypted vault for images, audio, and attachments
  • Vault - lock sensitive notes and logins behind a PIN or biometrics

Built for privacy, not surveillance:

  • No ads, no trackers, no analytics, ever
  • Sign in anonymously with a recovery phrase or with Google. No email or personal details required.
  • Open core: the encryption layer and database schema are published for independent review
  • Burn notes: self-destructing shares the server cannot read

Pricing that respects you:

  • Free covers every pillar with two-device sync and offline use
  • Pro is a one-time free, not a subscription, adding unlimited devices, note history, and more storage
  • Optional storage add-ons when you need them

Works on web, macOS, and soon iOS, Android, Windows and Linux with a responsive mobile layout. Import from Apple Notes, Standard Notes, Google Keep, Obsidian, and markdown in a few clicks.

Privacy.com

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-
Startup details
Country
United States

PrivacyNotes

$ Details
freemium $48 / One-off (Early adopter price)
Platforms
MacOS Web Firefox Google Chrome Edge Safari
Release Date
2026 June
Startup details
Country
Switzerland
Employees
1 - 9

Privacy.com features and specs

  • Enhanced Security
    Privacy.com allows users to create unique, virtual cards for each transaction, reducing the risk of fraud and unauthorized charges on their bank account.
  • Spending Control
    Users can set spending limits on each virtual card, ensuring better budget management and preventing overspending.
  • Merchant Lock
    Virtual cards can be locked to a specific merchant, preventing unauthorized charges from other sources and adding an extra layer of security.
  • Easy Cancellation
    Virtual cards can be easily paused or deleted, which is simpler than canceling a physical card and waiting for a replacement.
  • Privacy Protection
    Since real credit card details are not shared with merchants, users' personal information is better protected against data breaches.

Possible disadvantages of Privacy.com

  • Limited Availability
    Privacy.com currently supports only U.S. bank accounts, limiting access for international users.
  • Funding Source Restrictions
    Users can only link their bank account or debit card as a funding source; credit cards are not supported.
  • Merchant Acceptance
    Some merchants may not accept virtual cards or may have issues processing them, potentially causing inconvenience.
  • Subscription Model
    Advanced features and higher card limits are locked behind a subscription plan, which may not be ideal for all users.
  • Traceability
    While Privacy.com improves security, transactions are still traceable to an extent since they are tied to a user's real bank account.

PrivacyNotes features and specs

  • Privacy-focused
    PrivacyNotes is designed with privacy as a core principle, aiming to keep your notes secure and away from third-party access, which appeals to users concerned about data confidentiality.
  • Encryption
    The service typically emphasizes encryption to protect note content, meaning your data is scrambled and less vulnerable to unauthorized reading if intercepted or stored.
  • Ephemeral notes
    Many privacy note services offer self-destructing or temporary notes that automatically delete after being read or after a set time, reducing the digital footprint left behind.
  • Simple and lightweight
    Such tools often provide a clean, minimal interface focused on quick note creation and sharing without unnecessary features, making it easy to use.
  • No account required
    Privacy-oriented note apps frequently allow you to create and share notes without registration, lowering the barrier to entry and reducing personal data collection.

Analysis of Privacy.com

Overall verdict

  • Privacy.com is a reliable and effective tool for those looking to maintain privacy and security in online transactions. Its ease of use and comprehensive features make it a strong choice for individuals who frequently shop online and want to safeguard their payment information.

Why this product is good

  • Privacy.com is considered a good service due to its ability to enhance online security and privacy by generating virtual card numbers. This prevents sharing real credit card information with merchants, reducing the risk of fraud and unauthorized transactions. The platform also offers features like spending limits and merchant locking, giving users more control over their finances.

Recommended for

    Privacy.com is recommended for online shoppers, privacy-conscious individuals, and anyone looking to manage their financial transactions securely. It's especially useful for those who engage with multiple online subscriptions and purchases, providing an extra layer of protection against data breaches and credit card fraud.

Analysis of PrivacyNotes

Overall verdict

  • I don't have verified, specific information about PrivacyNotes (privacynotes.app) to make a reliable assessment of its quality, security practices, or features. I cannot confirm details about its encryption methods, privacy policy, company background, or user reviews.

Why this product is good

  • Unable to verify claims about encryption or zero-knowledge architecture without independent confirmation
  • No access to current user reviews, ratings, or reputation data for this specific service
  • Cannot confirm company legitimacy, ownership, or track record
  • Unable to verify uptime, reliability, or actual security audit results
  • No information available on pricing structure or terms of service specifics

Recommended for

  • Before using, research independently via security audit reports if available
  • Check for third-party security reviews or penetration testing results
  • Verify the company's privacy policy and data handling practices directly on their site
  • Look for user reviews on independent platforms rather than relying on marketing claims
  • Consider established, well-audited alternatives if handling highly sensitive information

Privacy.com videos

Privacy.com Review โ€” How this Free Service Can Help Protect Your Money

More videos:

  • Review - A SAFER WAY TO PAY ONLINE (Privacy.com)

PrivacyNotes videos

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Category Popularity

0-100% (relative to Privacy.com and PrivacyNotes)
Online Payments
100 100%
0% 0
Journal
0 0%
100% 100
Payment Platform
100 100%
0% 0
Note Taking
0 0%
100% 100

Questions & Answers

As answered by people managing Privacy.com and PrivacyNotes.

Who are some of the biggest customers of your product?

PrivacyNotes's answer:

Honestly? We have no idea, and that is the entire point. Signup is anonymous (a recovery phrase or Google, no email or personal details), the app ships zero analytics and zero trackers, and zero-knowledge encryption means we cannot see who you are or what you store. We could not name a single customer if we tried. A privacy product that tracked its users closely enough to brag about them would be missing the plot.

What makes your product unique?

PrivacyNotes's answer:

PrivacyNotes is the only zero-knowledge encrypted workspace that keeps notes, tasks, journals, files, and a password vault behind one set of on-device keys. Most privacy apps do one of those well and rent it to you monthly. We do all five, encrypt everything with XChaCha20-Poly1305 before it leaves your device, and charge once instead of forever. The encryption core is open core, published so the claims can be verified rather than trusted.

Why should a person choose your product over its competitors?

PrivacyNotes's answer:

Three reasons:

  • One app, not four subscriptions. Standard Notes, Day One, and Lunatask each rent you a slice (notes, journaling, tasks). PrivacyNotes covers all of them plus files and a vault, for a fair one-time fee.
  • Real zero-knowledge. Your keys come from a recovery phrase that never touches our servers, so we cannot read your notes, your filenames, or your metadata. Some encrypted apps leave note or task metadata in the clear; we do not.
  • Verifiable, not just trusted. The crypto and schema are open core and published for review, and there is no ad, tracker, or analytics anywhere in the app.

How would you describe the primary audience of your product?

PrivacyNotes's answer:

Privacy-conscious individuals and independent professionals who handle information they would not want a vendor reading: lawyers, journalists, healthcare and mental-health practitioners, developers, security specialists, researchers, and founders. It also fits anyone who simply wants one private home for their notes, tasks, journaling, and wellness tracking instead of spreading them across surveillance-funded apps.

Which are the primary technologies used for building your product?

PrivacyNotes's answer:

React, TypeScript, Vite and Tailwind CSS.

What's the story behind your product?

PrivacyNotes's answer:

PrivacyNotes started from a simple frustration: staying organized meant scattering your life across half a dozen apps, most of which could read everything you typed and billed you monthly for the privilege. We wanted one place for notes, tasks, journals, files, and passwords, encrypted so thoroughly that the people running the servers could not read a word of it, and paid for once rather than forever. So we built the encryption first, made the keys live only on your device, and published the crypto as open core so the promise could be checked, not just believed. Everything else grew from one rule: your data is yours, and no one else's to mine.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Privacy.com and PrivacyNotes

Privacy.com Reviews

  1. CEO

    Real easy to use-- at first. As time went on it got harder and harder to get it to work. Finally it 'lost' my password, so I couldn't use it, and 'Support' never got back to me; but they did send me a 'customer satisfaction survey.' Hah!

    ๐Ÿ‘Ž Cons:    No customer support!

PrivacyNotes Reviews

  1. Everything I Needed in One App

    This app checks every box for me. Clean interface, no learning curve, local-first encryption, and secure sync across all of my devices.

    The biggest surprise is how many apps it replaced. Instead of juggling separate apps for notes, habits, mood, activities, and important dates, everything lives in one place now. It's made staying organized a lot simpler.

    Paying once and knowing I won't lose access to my workflow because I canceled yet another subscription is incredibly refreshing. That peace of mind is worth a lot to me.

    ๐Ÿ Competitors: Capacities, Evernote, Notion, Obsidian.md
  2. Feature rich

    The best thing about this: No subscription model, it's a one-time fee for a lifetime license. But you can start for free with the generous freemium model. I only needed to upgrade to pro because I wanted to use the app on my phone, laptop and desktop. Highly recommended! Btw, it's a perfect markdown editor as well, not sure why they don't emphasize this more.

Social recommendations and mentions

Based on our record, Privacy.com seems to be more popular. It has been mentiond 1012 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Privacy.com mentions (1012)

  • Credit Cards Are Vulnerable to Brute Force Kind Attacks
    I think https://privacy.com is the best solution we can have with the current system. - Source: Hacker News / 4 months ago
  • Space Elevator
    I use https://privacy.com for this, you can create virtual cards with total spend limits. - Source: Hacker News / 10 months ago
  • Americans are spending billions on stuff they forget to cancel
    I use a service called Privacy [1] to generate virtual card numbers, which I than use with all of my subscriptions. All of the virtual cards are tied to a physical credit card used as the funding source. I get a notification every time a card is charged or a charge is denied (if it's above the set limit or no longer active). This has saved me from fraud where a single-use virtual card # I used to pay for airport... - Source: Hacker News / over 2 years ago
  • Buying from China...
    Privacy.com is a good one - but I just paypal from temu/ali. Source: over 2 years ago
  • Dbrand refusing to steal my money
    One more option I can think of trying is using privacy.com with you debit card. Source: over 2 years ago
View more

PrivacyNotes mentions (0)

We have not tracked any mentions of PrivacyNotes yet. Tracking of PrivacyNotes recommendations started around Jun 2026.

What are some alternatives?

When comparing Privacy.com and PrivacyNotes, you can also consider the following products

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.

Obsidian.md - A second brain, for you, forever. Obsidian is a powerful knowledge base that works on top of a local folder of plain text Markdown files.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Standard Notes - A safe place for your notes, thoughts, and life's work

ProPay - ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.

Apple Notes - Apple Notes functions as a service for making short text notes.