Primo VS Wise

• Comprehensive Search
  Primo provides a unified discovery service that allows users to search across various types of resources such as books, articles, digital media, and more, in a single query.
• User-Friendly Interface
  It offers a clean and intuitive user interface that enhances the user experience and makes navigating through complex search results easier for both novice and experienced users.
• Customizable and Flexible
  Primo allows libraries to customize the interface and tailor the discovery layer to meet their specific needs, including branding and integration with other library systems.
• Faceted Navigation
  Offers faceted search options that help users narrow down search results based on various criteria such as author, subject, resource type, and date, improving the speed and relevance of information retrieval.
• Mobile Compatibility
  Primo is optimized for use on mobile devices, allowing users to access library resources conveniently from anywhere with their smartphones or tablets.

Possible disadvantages

• Complex Setup and Maintenance
  Setting up and maintaining Primo can be complex and time-consuming, often requiring technical expertise and IT support for initial configuration and ongoing updates.
• Cost
  Primo can be expensive, especially for smaller institutions, considering software licensing, implementation, and potential customization fees.
• Learning Curve
  Despite its user-friendly interface, some users may experience a learning curve in utilizing all available features and functions effectively.
• Limited Offline Access
  Primo primarily functions as an online tool, which means users need a stable internet connection to access the full range of features, limiting access in areas with poor connectivity.
• Customization Limitations
  While customizable, some libraries may find the built-in options not flexible enough to accommodate highly specific or unique institutional needs without further development.

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

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Tracking Primo since Mar 2021.

• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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