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Free, instant debt payoff calculators with month-by-month schedules, balance charts and extra-payment savings. Nothing leaves your browser.

Website, pricing, platforms and company facts side by side.
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| Website | planmypayoff.com | codegres.org |
| Pricing | — | |
| Company | Startup from the United States · 2026 | — |
| Listed in |
In their own words, as submitted to SaaSHub.


Free debt payoff calculators for credit cards, student loans, car loans, mortgages and HELOCs. Month-by-month schedules, total interest, and snowball vs avalanche comparisons. Browser-based, no sign-up.
No description of Codegres.org yet.
What each product offers, as listed by its team.


Possible disadvantages
An editorial look at what each product does well and who it suits.


No analysis of Plan My Payoff yet.
Overall verdict
Why this product is good
Recommended for
How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Plan My Payoff and Codegres.org.
Plan My Payoff's answer
It is a free, no-signup suite of seven debt payoff calculators that runs entirely in your browser. Most competitors either ask for an email, show only a headline number, or focus on one debt type. Plan My Payoff gives every visitor a month-by-month schedule, a balance-over-time chart, total interest paid, an “add $50/month” comparison, and a side-by-side snowball vs avalanche view with the exact dollar difference — all on one page.
Plan My Payoff's answer
No account, no data sent anywhere, and no upsell. The results are richer than typical calculators, so you can actually see when you will be debt-free, not just how much. The site also pairs each calculator with plain-English guides, and every page includes an honest “educational estimate, not financial advice” disclaimer, which makes it feel trustworthy rather than salesy.
Plan My Payoff's answer
U.S. adults who are actively searching for ways to pay off debt — credit cards, student loans, car loans, mortgages, or HELOCs. They are usually stressed, comparison-shopping for a quick answer, and wary of handing over an email or signing up for something. They want a fast, credible tool that shows them a clear path to $0.
Share your experience with using Plan My Payoff and Codegres.org. For example, how are they different and which one is better?
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