Software Alternatives, Accelerators & Startups

PayOnly.io VS Xoom

Compare PayOnly.io VS Xoom and see what are their differences

PayOnly.io logo PayOnly.io

Payment link instead of a shop. Simple. Fast. Affordable.

Xoom logo Xoom

Xoom is a money transfer service working under the supervision of the PayPal.
  • PayOnly.io
    Image date //
    2025-06-03
  • PayOnly.io
    Image date //
    2025-06-03

PayOnly.io is a lightweight, no-fuss monetization platform that empowers creators, educators, and digital entrepreneurs to sell access to their content with a single, shareable link โ€” no accounts, subscriptions, or technical setup required. Whether itโ€™s a PDF, video, Notion page, or any digital asset, PayOnly.io makes it easy to gate content behind a secure one-time payment. Built with simplicity and user experience in mind, PayOnly.io eliminates friction for both sellers and buyers. You set the price, we handle the checkout, access control, and delivery. Your customers enjoy instant, hassle-free access after payment โ€” no signups, no waiting. Ideal for freelancers, coaches, content creators, indie developers, and anyone looking to monetize digital value in seconds.

  • Xoom Landing page
    Landing page //
    2023-02-08

PayOnly.io features and specs

No features have been listed yet.

Xoom features and specs

  • Speed
    Xoom offers fast money transfers, with many transactions completed within minutes, making it ideal for urgent remittances.
  • Global Reach
    Xoom supports transfers to over 130 countries, providing a wide range of destinations for users to send money.
  • Security
    Xoom uses advanced encryption and fraud prevention measures to ensure secure transactions, giving users peace of mind.
  • Convenience
    With a user-friendly interface and mobile app, Xoom makes it easy to send money and pay bills on the go.
  • Multiple Payment Options
    Xoom allows users to fund transfers using bank accounts, credit cards, and debit cards, offering flexibility in payment methods.

Possible disadvantages of Xoom

  • Exchange Rates
    Xoom's exchange rates can be less favorable compared to other transfer services, potentially resulting in higher costs for users.
  • Fees
    Xoom charges fees for transactions, which can add up and make it more expensive compared to some other money transfer services.
  • Transfer Limits
    Xoom imposes limits on the amount of money that can be sent in a single transaction and within a specified period, which may not be suitable for high-value transfers.
  • Availability
    While Xoom has a wide reach, it may not support all currency pairs or offer services in every country, potentially limiting its use for some users.
  • Account Requirements
    Users are required to create an account and provide personal information, which may be seen as a hassle or privacy concern for some individuals.

Analysis of Xoom

Overall verdict

  • Xoom is generally considered a reliable and efficient money transfer service.

Why this product is good

  • Xoom, a service owned by PayPal, is known for its speed, ease of use, and global coverage. It allows users to send money, pay bills, and reload phones across many countries. Many users praise its intuitive interface, prompt transaction times, and competitive exchange rates, which coupled with PayPal's backing, ensures security and trustworthiness.

Recommended for

  • Individuals who need to send money internationally quickly.
  • People who prefer a digital-first approach to money transfers.
  • Those who already use or are familiar with PayPal services.
  • Users looking for a convenient way to pay bills or top up mobile phones abroad.

PayOnly.io videos

No PayOnly.io videos yet. You could help us improve this page by suggesting one.

Add video

Xoom videos

Review of Xoom by Paypal | HOW TO SEND MONEY TO THE PHILIPPINES USING XOOM.COM

More videos:

  • Tutorial - How to Send Money Internationally with PayPal Xoom
  • Review - What Xoom does NOT want you to know about their business

Category Popularity

0-100% (relative to PayOnly.io and Xoom)
Online Payments
15 15%
85% 85
Payments
31 31%
69% 69
Payment Platform
0 0%
100% 100
Content Monetization
100 100%
0% 0

User comments

Share your experience with using PayOnly.io and Xoom. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Xoom seems to be more popular. It has been mentiond 8 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

PayOnly.io mentions (0)

We have not tracked any mentions of PayOnly.io yet. Tracking of PayOnly.io recommendations started around Jun 2025.

Xoom mentions (8)

  • How to deposit $$ to NBD bank account
    You can either exchange LKR to USD and then deposit it to your PFCA account over the counter or transfer cash thru a service like xoom directly to the local account. Source: over 2 years ago
  • ิฒีกึ€ึ‡ ีชีธีฒีธีพีธึ‚ึ€ีค ีปีกีถึ‰ I've got an off-top question
    Hello everyone, this year I decided to stop supporting the gambling hobbies of bosses of the Armenia Fund, so I want to send money to relocants from Artsakh directly by myself. Previously someone advised me to use xoom.com. What's your experience? Is it scam or not? I wanna send to different families and I have money on my PayPal. How can the receiver get the money? I've got no friends/relatives in Armenia,... Source: almost 3 years ago
  • I worked for US client recently. Now I need to get money to SL. Whatโ€™s the best method to get money? TIA!
    Most US clients prefer Paypal so you can try xoom.com (its a Paypal service so they can use their PayPal account to make a wire transfer to your bank account). Source: almost 3 years ago
  • is it possible to send PayPal funds to my prepaid withou a bank account?
    Otherwise, you'll have to fund you're and use https://xoom.com . It's another PayPal service which allows you to do what you're saying. Source: almost 3 years ago
  • How to get a free lifetime domain with eu.org
    You probably also know xoom.com and the /_xoom/ trick that disabled their ads and possibly caused their demise. Good old days searching with altavista.com using netscape browser... Source: about 3 years ago
View more

What are some alternatives?

When comparing PayOnly.io and Xoom, you can also consider the following products

Paysafe - Paysafe is a world leading payment solution that develops lots of new suite of payment solutions such as software, merchant accounts, payment gateways, credit and debit cards, online debit and credit.

ACE Money Transfer - ACE Money Transfer is a web-based money transfer service for sending money easily and in a hassle-free mode.

STAX - AWS spending management & visualization

ProPay - ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.

Vapulus - Vapulus is an ultimate Payment solution for businesses that meet their specific needs.

XE.com - XE.com Inc. (XE) is a Canadian online foreign exchange services company.