Software Alternatives, Accelerators & Startups

Obsidian.md VS SplitBill

Compare Obsidian.md VS SplitBill and see what are their differences

Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Obsidian.md logo Obsidian.md

A second brain, for you, forever. Obsidian is a powerful knowledge base that works on top of a local folder of plain text Markdown files.

SplitBill logo SplitBill

An iOS App to split transactions from an image.
  • Obsidian.md Landing page
    Landing page //
    2023-09-01
  • SplitBill Landing page
    Landing page //
    2025-06-07

Obsidian.md features and specs

  • Local-first
    Obsidian stores your notes locally on your device, giving you full control over your data and enhancing privacy.
  • Markdown Support
    Obsidian uses Markdown, making it easy to format text and compatible with many other text editors and tools.
  • Bidirectional Linking
    You can create bidirectional links between notes, which helps in building a knowledge graph and navigating related information more easily.
  • Customizability
    Obsidian is highly customizable with community plugins, themes, and various settings to fit different workflows.
  • Graph View
    Provides a visual graph view of your notes and their connections, aiding in understanding relationships and discovering insights.
  • Offline Access
    Since the notes are stored locally, you can access and edit them without an internet connection.

Possible disadvantages of Obsidian.md

  • Learning Curve
    Obsidian can be complex and overwhelming for beginners due to its extensive features and customizable nature.
  • Sync Limitations
    While local-first is great for privacy, it requires additional steps or third-party solutions for syncing across devices.
  • No True Real-time Collaboration
    Obsidian lacks native real-time collaboration features, making it less suitable for collaborative work compared to cloud-based solutions.
  • Limited Mobile Features
    The mobile version of Obsidian, while functional, is not as robust as the desktop application, potentially hindering productivity on the go.
  • Dependence on Plugins
    Many advanced features require the use of third-party plugins, which could lead to compatibility issues and reliance on community support.
  • Performance on Large Vaults
    Performance might degrade with a very large number of notes or complex graphs, impacting usability.

SplitBill features and specs

  • Open Source
    Being available on GitHub means that SplitBill's source code is open source, allowing developers to freely access, modify, and contribute to the project.
  • Cost Effective
    Users can save money as there is no purchase cost associated with using an open source project like SplitBill.
  • Collaborative Development
    The project can benefit from collaborative development, where developers around the world can contribute to improving and expanding its features.
  • Transparency
    Users can review the code themselves to ensure there are no hidden functionalities or privacy concerns.

Possible disadvantages of SplitBill

  • Limited Documentation
    Open source projects sometimes lack comprehensive documentation, which can make it harder for new users to understand and use the software effectively.
  • Maintenance
    Open source projects may suffer from a lack of active maintenance, leading to issues like bugs or security vulnerabilities not being addressed in a timely manner.
  • User Support
    Since it's a community-driven project, it might lack dedicated customer support, requiring users to rely on community forums for assistance.
  • Technical Barrier
    Non-technical users may find it difficult to set up and use the software without a user-friendly interface or guidance.

Analysis of Obsidian.md

Overall verdict

  • Overall, Obsidian.md is an excellent tool for users looking for a versatile and powerful note-taking application. Its unique features such as backlinking, markdown support, and robust customization options make it a favorite among knowledge management enthusiasts.

Why this product is good

  • Obsidian.md is considered good by many users because it is a powerful knowledge management and note-taking application that leverages Markdown for document formatting. It allows for bi-directional linking between notes, which helps in creating a network of interconnected ideas, often described as a 'second brain.' Its ability to support plugins, themes, and robust graph visualization also adds to its appeal. Additionally, it stores notes locally, ensuring privacy and data ownership, while being cross-platform compatible across Windows, macOS, and Linux.

Recommended for

  • Knowledge workers who need a powerful tool to organize and connect their thoughts.
  • Students who are looking to create a structured and visually interconnected note system.
  • Writers and researchers who benefit from linking related ideas and maintaining detailed notes.
  • Tech-savvy users or developers who appreciate the local storage and open ecosystem for plugins and customization.

Analysis of SplitBill

Overall verdict

  • SplitBill is a solid open-source solution for splitting shared expenses among groups, offering transparency and free usage without vendor lock-in, though as a GitHub project its polish and support depend on community maintenance.

Why this product is good

  • It's open-source, meaning you can inspect, self-host, and customize the code to fit your needs
  • Free to use with no subscription fees or hidden costs typical of commercial expense-splitting apps
  • Gives you full control and ownership over your financial data by allowing self-hosting
  • Community-driven development means you can contribute features or fixes directly

Recommended for

  • Developers and technically-inclined users comfortable with self-hosting and GitHub projects
  • Roommates and shared households looking to track and split recurring expenses
  • Groups of friends splitting trip or event costs who value privacy and data ownership
  • Privacy-conscious users who prefer open-source tools over commercial apps like Splitwise

Obsidian.md videos

OBSIDIAN: Getting Started, Facts & Pricing

SplitBill videos

[Review] SplitBill Splitz

Category Popularity

0-100% (relative to Obsidian.md and SplitBill)
Knowledge Management
100 100%
0% 0
Bill-Splitting Apps
0 0%
100% 100
Note Taking
100 100%
0% 0
Personal Finance
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Obsidian.md and SplitBill

Obsidian.md Reviews

  1. The kind of software that may change your life

    Perhaps you know someone who swears by Obsidian, it may seem like a cult of overly devoted people for how passionate they are, but it's not without reason

    I've been using Obsidian for over 3 years, at a point in my life when I felt I had to handle too much information and I felt like grasping water not being able to remember everything I wanted, language learning, programming, accounting, university, daily tasks. A friend recommended it to me next to Notion (of which he is a passionate cultist priest) and I reluctantly picked it and fell in love almost immediately.

    Obsidian seems very simple, like a notepad with folder interface, similar to Sublime Text, but the ability to link files together in a Wiki style allows you to organize ideas in any way you want, one file may lead to a dozen or more ideas that are related

    If you want to do something specific, Obsidian has a plethora of community created plugins that expand the functionality, in my case, I use obsidian to organize my classes both as a teacher and as a student, using local databases, calendars, dictionaries, slides, vector graphic drawings, excel-like tables, Anki connection, podcasts, and more

    ๐Ÿ Competitors: Notion, Evernote
    ๐Ÿ‘ Pros:    Awesome community|Custom plugins|Local hosting|Beautiful themes|Highly customizable|Cloud storage|Becomes more useful over time|Markdown support
    ๐Ÿ‘Ž Cons:    Seems complicated/complex at first|Takes time to set up your personal workspace|Overwhelming for first time user
  2. Stan
    ยท Founder at SaaSHub ยท
    My personal knowledge-base of choice

    I've been using Obsidian for more than a year. It's been great. I think it offer a great balance of control, flexibility and extensibility. What is more, you own your own data, that's been a must-have feature for me. I just can't imagine putting all my knowledge into something that I don't have control over.

    I think two of the most popular alternatives that people consider are Logseq and Roam Research. Although Logseq is a bit different, it's considered compatible with Obsidian. Supposedly, you can use them with a shared database (files. Both use simple text files for storage). I tried that once, a few months ago. It worked, yet it messed up a bit my Obsidian files ยฏ_(ใƒ„)_/ยฏ.

    ๐Ÿ Competitors: Logseq, Roam Research

The 6 best note-taking apps in 2024
One thing to note: Notion bills itself as an Evernote competitor for personal users. It can beโ€”but it's too much for most people, and its offline functionality isn't the best. If you love the idea of Notion, go right ahead and try the free Personal Plan, but for me, it's really best as a team notes app or an AI-powered notes app. Something like Obsidian (which we'll look at...
Source: zapier.com
The best note-taking apps for collecting your thoughts and data
This app is the kind of thing that, if youโ€™re into it, will have you exploring its various ins, outs, and add-ons for days and weeks on end. Obsidian uses the Markdown format for its notes (which means they can be used on a variety of other apps). Your notes and other media are kept locally in a Vault (in other words, a main folder). There are ways to sync between devices...
The 5 Best Open Source Miro Alternatives in 2024
However, it's important to note that Obsidian's whiteboard functionality is not as robust as dedicated collaboration tools. While it lacks real-time basic collaboration features, Obsidian compensates with its vibrant plugin ecosystem, empowering users to customize their experience.
Source: affine.pro
The best encrypted note taking apps
For a consumer coming from Evernote, Notion, OneNote, or a similar product, we would advise trying Obsidian along another product on this list as it has the largest learning curve. However, if you are an expert with markdown, experts, linking, and graph views, Obsidian could be an excellent choice. Like many other configuration options, Obsidian leaves end-to-end encryption...
Source: www.skiff.com
Supercharge Your Productivity: Three Recommended Tools for Thought
One of my AP Productivity: Cohort mentors has a powerful system pairing Obsidian with OmniFocus. In OmniFocus, he builds his project and task structures, and in Obsidian he develops and organizes the project support materials as well as other relevant information. Because itโ€™s easy to link to an Obsidian note or an OmniFocus project, he can seamlessly navigate back and forth...
Source: medium.com

SplitBill Reviews

We have no reviews of SplitBill yet.
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Social recommendations and mentions

Based on our record, Obsidian.md seems to be more popular. It has been mentiond 1522 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Obsidian.md mentions (1522)

  • I Built a Self-Evolving Knowledge Base โ€” Here's the Architecture
    The stack is all open source: Obsidian, GBrain, Horizon, PGLite, and a couple of small Python scripts for the state machine and quality gates. None of the interesting parts are proprietary โ€” the interesting part is the discipline. - Source: dev.to / 6 days ago
  • A Second Brain Your AI Agent Can Read
    Obsidian is a note-taking app that stores everything as Plain markdown files. It lets you organize and structure your notes in a Flexible way, and because the files are plain text on disk, anything that can Read a directory can read your notes, including an AI agent. - Source: dev.to / 16 days ago
  • Bringing Notes, WeChat Reading, and Zhihu into Obsidian: My LLM-Wiki Knowledge Hub
    Install Obsidian: Download the client from obsidian.md and create a local Vault โ€” just a local folder. - Source: dev.to / about 2 months ago
  • Ask HN: New clean macOS install. Must-have apps? Best browser?
    Obsidian (https://obsidian.md/) Honestly its not huge and most are probably obvious, but those are what I immediately install on my machines. - Source: Hacker News / 2 months ago
  • Turning Kiro Into a Leadership Coach With Meeting Transcripts
    A place to store the feedback - I keep mine in an Obsidian vault, organised by type (interviewing, facilitation) and date. This makes trend tracking trivial. - Source: dev.to / 3 months ago
View more

SplitBill mentions (0)

We have not tracked any mentions of SplitBill yet. Tracking of SplitBill recommendations started around Jun 2025.

What are some alternatives?

When comparing Obsidian.md and SplitBill, you can also consider the following products

Notion - All-in-one workspace. One tool for your whole team. Write, plan, and get organized.

Splitwise - Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Logseq - Logseq is a local-first, non-linear, outliner notebook for organizing and sharing your personal knowledge base.

BillSplit - Split bills with colleagues on Slack

Joplin - Joplin is a free, open source note taking and to-do application, which can handle a large number of notes organised into notebooks. The notes are searchable, tagged and modified either from the applications directly or from your own text editor.

Tricount - Manage and share expenses with friends