Lichess VS Splitwise

• Free to Use
  Lichess is completely free to use, with no hidden fees or subscription models required to access its features.
• Open Source
  The platform is open-source, allowing anyone to contribute to its development or customize it according to their needs.
• Ad-Free
  Lichess does not run advertisements, providing a cleaner and more enjoyable user experience.
• Variants
  Offers a wide range of chess variants like Crazyhouse, Chess960, and Atomic, catering to diverse player interests.
• Community Features
  Features strong community elements such as forums, tournaments, and team play, enhancing social interaction.
• Analysis Tools
  Provides powerful game analysis tools, including Stockfish integration, to help players improve their skills.
• Accessibility
  The platform has a clean and intuitive interface that is accessible to both beginners and experienced players.
• Mobile Apps
  Lichess offers mobile applications for both iOS and Android, allowing users to play and learn chess on the go.

Possible disadvantages

• No Official Recognition
  Lichess is not officially recognized by the major chess organizations, which might be a limitation for professional players.
• Lesser User Base Compared to Competitors
  Although it has a strong community, its user base is smaller when compared to competitors like Chess.com.
• Limited Social Features
  Lacks some of the advanced social features found on other platforms, such as comprehensive user profiles and social media integration.
• Server Issues
  Occasionally faces server reliability issues during peak times, which can disrupt gameplay.
• Learning Resources
  Although there are learning resources available, they are not as extensive or structured as those found on some other platforms.

• User-Friendly Interface
  Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
• Multi-Platform Availability
  Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
• Expense Tracking
  The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
• Flexible Split Options
  Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
• Currency Conversion
  Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
• Bill Reminders
  The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
• Integration with Payment Platforms
  Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

• Privacy Concerns
  Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
• Subscription-Based Features
  Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
• Manual Entry Requirement
  Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
• Limited Automatic Reconciliation
  While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
• Dependency on Group Honesty
  The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
• Potential for Confusion
  The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Review of LiChess, Chess.com, ChessClub, ICC, Playchess, chesscube Reviewed!

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Tracking Splitwise since Mar 2021.