Software Alternatives, Accelerators & Startups

Kiva VS Splitpro

Compare Kiva VS Splitpro and see what are their differences

Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Kiva logo Kiva

Loans that change lives -- amazing microfinance web-platform

Splitpro logo Splitpro

Free drop in replacement to Splitwise: Fully Open source
  • Kiva Landing page
    Landing page //
    2023-10-19
Not present

Kiva features and specs

  • Global Reach
    Kiva allows borrowers and lenders to connect across the globe, providing opportunities for people in developing countries to access financial services that might otherwise be unavailable to them.
  • Empowerment
    Through microloans, Kiva empowers individuals and small businesses by giving them the capital to start or expand ventures, promoting economic growth and self-sufficiency.
  • Social Impact
    Lenders contribute to positive social impact by supporting entrepreneurship, education, and health, often leading to improved quality of life in communities.
  • Recycling Funds
    As loans are repaid, lenders can reinvest the funds into new projects, amplifying their impact and continuously supporting additional borrowers.
  • Low Cost
    Kiva offers a 0% interest rate to borrowers and doesn't charge any initial loan fees, making it a cost-effective option for those seeking capital.

Possible disadvantages of Kiva

  • No Interest for Lenders
    Lenders on Kiva do not earn any interest on the money they lend, which may be a drawback for those seeking a financial return on their investment.
  • Loan Default Risk
    There is a risk that borrowers might not be able to repay their loans, which can lead to a loss of funds for lenders. Although Kiva indicates a relatively low default rate, this risk is inherent in lending.
  • Limited Control
    Lenders have little control over the use of funds once they are disbursed, and they must trust that borrowers will use the money responsibly and for the intended purposes.
  • Overemphasis on Success Stories
    Kiva tends to focus heavily on success stories, which may not fully represent the challenges and complexities borrowers face in different contexts.
  • Dependency on Field Partners
    Kiva relies on local Field Partners to distribute loans and collect repayments, and the effectiveness of these partners can vary, impacting loan management and borrower support.

Splitpro features and specs

No features have been listed yet.

Analysis of Splitpro

Overall verdict

  • Splitpro is a solid, free and open-source alternative to Splitwise for tracking and splitting shared expenses, making it a good choice for people who value transparency, privacy, and no paywalls on core features.

Why this product is good

  • It's open-source, so the code is transparent and can be self-hosted for greater control over your data
  • Offers core expense-splitting features for free without the paywalls that some competitors put on basic functions
  • Supports splitting expenses across groups, multiple currencies, and settling up balances
  • Clean, modern interface that's easy to use for both individuals and groups
  • Backed by an active community and ongoing development as an alternative to proprietary apps

Recommended for

  • Roommates and housemates who need to track shared household expenses
  • Groups of friends splitting costs on trips or events
  • Privacy-conscious users who prefer open-source, self-hostable tools
  • People frustrated with paywalled features in apps like Splitwise
  • Couples or families managing shared budgets and reimbursements

Kiva videos

How Kiva Works

More videos:

  • Review - Review of Kiva
  • Review - *Cannabis* Edible Review: Kiva Confections, Churro Milk Chocolate Bar
  • Review - Kiva Business Loan Review - Usage Experience
  • Review - Kiva Business Loan Review! Loan amount $1,000-$15,000!
  • Review - Kiva Review

Splitpro videos

No Splitpro videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Kiva and Splitpro)
Online Payments
100 100%
0% 0
Personal Finance
0 0%
100% 100
Business & Commerce
100 100%
0% 0
Business Intelligence
0 0%
100% 100

User comments

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What are some alternatives?

When comparing Kiva and Splitpro, you can also consider the following products

PayPal Credit - PayPal Credit provides financing options to businesses.

Splitwise - Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Sezzle - Sezzle is a digital payment platform designed to help shoppers manage their financial futures with great ease.

Splitser - Splitser is the app for tracking, calculating and settling group expenses. ✓ Payment App ✓ Group Expenses ✓ Spend app

Splitit - Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

SettleDues - Split shared expenses with friends, flatmates, and trip groups. SettleDues calculates who owes whom and settles up in the fewest payments — free, no signup, in any currency.