Software Alternatives & Startups
Register | Login

Google Pay VS MasterPass

Compare Google Pay VS MasterPass and see what are their differences

Google Pay

Make secure payments right through your Android device.

Rating
0 reviews
Alternatives Is it good?
MasterPass

MasterPass is a secure digital wallet.

Rating
0 reviews
Alternatives Is it good?
Data Analytic System
Sourced crypto market data with indicator monitoring, market regime context and research. BTC, ETH, XRP, SOL + major indices monitored 24/7. Educational content — not investment advice. sponsored

Which is more popular?

Based on our record, Google Pay seems to be more popular. It has been mentioned 7 times since March 2021.

social mentions
7 vs 0
Online Payments popularity
92% vs 8%
alternatives listed
226 vs 5

Base details

Website, pricing, platforms and company facts side by side.

Google Pay
MasterPass
Website pay.google.com mastercard.us
Listed in
Online Payments Payment Platform eCommerce Tools Finance +1
Online Payments Payment Platform Finance Recurring Billing +1

Features and specs

What each product offers, as listed by its team.

Google Pay 8 features
MasterPass 5 features
  • Ease of Use
    Google Pay offers a seamless and intuitive interface, making it easy for users to make payments with just a few taps.
  • Wide Acceptance
    Google Pay is widely accepted at numerous online and in-store locations, providing users with a versatile payment option.
  • Security
    Google Pay uses tokenization and encryption to protect user information, ensuring secure transactions.
  • Rewards and Discounts
    Users can take advantage of various rewards programs and discounts available exclusively to Google Pay users.
  • Integration with Google Services
    Seamlessly integrates with other Google services, such as Google Assistant and Gmail, enhancing the overall user experience.
  • Multi-Platform Support
    Google Pay is available on multiple platforms, including Android and iOS, as well as through web browsers.
  • Contactless Payments
    Supports NFC technology, allowing for quick and easy contactless payments at compatible point-of-sale systems.
  • Peer-to-Peer Payments
    Enables users to send and receive money from friends and family effortlessly.

Possible disadvantages

  • Limited Bank Support
    Not all banks and financial institutions support Google Pay, which may limit its use for some users.
  • Privacy Concerns
    As with any digital payment service, there may be concerns regarding how user data is collected, stored, and used by Google.
  • Dependence on Mobile Devices
    Requires a compatible mobile device to use in physical stores, which may not be convenient for all users.
  • Merchant Adoption
    Despite its wide acceptance, there are still some merchants who do not support Google Pay, limiting its ubiquity.
  • Internet Requirement
    Requires an active internet connection for initial setup and sometimes for transactions, which may be a limitation in areas with poor connectivity.
  • Learning Curve for New Users
    Some users may find it challenging to set up and start using Google Pay, particularly those who are not tech-savvy.
  • Potential Fees
    There may be fees associated with certain transactions, such as sending money internationally, which could be a disadvantage for some users.
  • Convenience
    MasterPass allows users to store payment and shipping information in one place, making the checkout process faster and easier across multiple online retailers.
  • Security
    The platform uses advanced security measures, including tokenization and encryption, to protect users' payment information during transactions.
  • Wide Acceptance
    Being a MasterCard service, MasterPass is widely accepted by numerous online merchants, providing users with extensive usability.
  • Integration with Various Devices
    MasterPass can be accessed through multiple devices, including smartphones, tablets, and computers, providing flexibility and ease of access.
  • Loyalty and Rewards
    Users can often link and utilize their loyalty and rewards programs directly during checkout, enhancing the shopping experience and maximizing benefits.

Possible disadvantages

  • Merchant Participation
    Despite its wide acceptance, not all merchants support MasterPass, which can limit its use for customers who frequently shop at non-participating retailers.
  • Dependency on Internet
    MasterPass transactions require a stable internet connection, which can be a drawback in areas with poor connectivity or during network outages.
  • Limited to Mastercard Users
    MasterPass primarily supports MasterCard users, which can exclude individuals who prefer or only have cards from other networks like Visa or American Express.
  • Setup and Familiarization
    New users may find the initial setup process and familiarization with the MasterPass interface time-consuming or confusing, particularly those not tech-savvy.
  • Privacy Concerns
    Storing personal and payment information on any online platform comes with inherent privacy risks, creating hesitation among potential users concerned about data breaches.

Analysis

An editorial look at what each product does well and who it suits.

Google Pay
MasterPass

Overall verdict

  • Google Pay is a reliable and efficient payment solution for users seeking a straightforward and secure way to handle digital payments and transactions, both online and in-store.

Why this product is good

  • Google Pay is considered a good digital payment platform because it offers a user-friendly interface, diverse functionalities such as sending and receiving money, storing loyalty cards, and integrating with various banking institutions. Moreover, it provides robust security features like tokenization, which protects user data during transactions. Its wide acceptance among retailers and the ability to make contactless payments enhance its convenience for everyday transactions.

Recommended for

  • Individuals who frequently make digital transactions or online purchases.
  • Tech-savvy users who prefer contactless or mobile payments.
  • People who want to consolidate payment methods and loyalty cards into a single platform.
  • Users who value security and want to avoid carrying physical credit or debit cards.

Overall verdict

  • MasterPass was a digital wallet service by Mastercard that has been discontinued and merged into other payment solutions, so it is no longer available or relevant for current use.

Why this product is good

  • MasterPass was retired by Mastercard around 2019, with services transitioned to other platforms like Masterpass merchants moving to alternatives such as Click to Pay
  • It is no longer supported, meaning no updates, customer service, or functionality for new or existing users
  • Users seeking a Mastercard-backed digital wallet should look into 'Click to Pay' which replaced MasterPass with EMV-standard checkout
  • Legacy MasterPass integrations on merchant websites may cause errors or security risks if not updated

Recommended for

  • No one, as this specific service is discontinued
  • Merchants or developers should migrate to Click to Pay or other supported payment gateways
  • Users should switch to current digital wallets like Apple Pay, Google Pay, or Click to Pay for secure online transactions

Videos

Walkthroughs and reviews on video.

Google Pay 3 videos + Add
MasterPass 3 videos + Add

Apple Pay vs. Samsung Pay vs. Google Pay: Which is best?

More videos

  • - How to set up and use Google Pay
  • - How to Use Google Pay Step by Step in Hindi | By Ishan

MasterPass de MasterCard review en español

More videos

  • - Masterpass by Mastercard
  • - Masterpass Security Features

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Google Pay
MasterPass
92% 92%
Online Payments
8% 8%
91% 91%
Payment Platform
9% 9%
87% 87%
Finance
13% 13%
0% 0%
Recurring Billing
100% 100%

User comments

Share your experience with using Google Pay and MasterPass. For example, how are they different and which one is better?

Log in or Post with

Reviews and articles

External articles and on-site reviews we used to compare the two products.

Google Pay no reviews yet
MasterPass no reviews yet

We have no reviews of MasterPass yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Google Pay 7 mentions
MasterPass 0 mentions
  • Google Pay app will no longer be available
    From their website in the UK https://pay.google.com/about/ -------- Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. :Add a card to Google Pay: And download Google... - Source: Hacker News / over 2 years ago
  • Wallet as a Service API
    Google Pay is a WAAS API that use to create digital wallets. It provides you fast access to offers by using the Google Wallet API. It makes it straightforward for your customers to add offers to Google Wallet on their phones, providing... - Source: dev.to / almost 4 years ago
  • Wallet as a Service
    Google Pay Google Pay is another wallet service provided by Google. It is safe and simple to pay and manage your money. It is available for both IOS and Android. The most interesting part of Google Pay is that you can make group... - Source: dev.to / almost 4 years ago

View more

Tracking MasterPass since Mar 2021.

Alternatives to Google Pay and MasterPass

When comparing Google Pay and MasterPass, you can also consider the following products.

Loading...