Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, Splid
seems to be more popular. It has been mentioned
2 times
since March 2021.
social mentions
0 vs 2
Finance popularity
37% vs 63%
alternatives listed
60 vs 146
Base details
Website, pricing, platforms and company facts side by side.
Instant Access to Earned Wages Earnin allows users to access their earned wages before their official payday, which can help in managing unexpected expenses and cash flow issues.
No Interest or Mandatory Fees Unlike traditional payday loans, Earnin does not charge interest or mandatory fees for advances, potentially making it a cheaper option for accessing emergency funds.
Optional Tips Earnin operates on a voluntary tipping model where users can choose to tip the company an amount they feel is fair, offering flexibility in potential costs associated with using the service.
No Credit Check The service does not require a credit check, making it accessible for individuals with poor or no credit history.
Financial Management Tools Earnin provides additional tools like Balance Shield Alerts to help users avoid overdraft fees and better manage their finances.
Possible disadvantages
Limited Advance Amounts There are limits to how much users can withdraw in advance per pay period, which may not meet all emergency needs.
Dependent on Consistent Pay Schedule The service relies on regular direct deposits from employers, which might not be ideal for freelancers or those with inconsistent paycheck amounts and schedules.
Possible Bank Fees While Earnin itself does not charge fees, users could incur potential overdraft or other fees from their bank if their account lacks sufficient funds after an advance.
Privacy Concerns Users must share banking details and provide sensitive employment information, which could raise privacy and data security concerns.
Requires a Smartphone Earnin is app-based, meaning users need access to a compatible smartphone and internet connection to use its services.
User-Friendly Interface Splid offers an intuitive and easy-to-use interface that makes it simple for users to split expenses without any confusion.
Offline Functionality Users can log expenses and use the app even without an internet connection, which is useful in remote areas.
Multiple Currency Support Splid allows users to add expenses in different currencies, making it convenient for international travel and expenses.
No Sign-Up Required The app does not require users to create an account, simplifying access and reducing privacy concerns.
Easy Sharing Users can easily share expense reports with group members via a link, simplifying communication and transparency.
Possible disadvantages
Limited Integration Splid lacks integration with other financial apps or services, which can limit its functionality for some users.
Manual Expense Entry All expenses must be entered manually, which can be time-consuming compared to apps that offer receipt scanning.
No Real-Time Sync Changes are not updated in real-time across devices, potentially leading to discrepancies if multiple users are managing a list.
Basic Features Free While the basic app is free, advanced features require a paid upgrade, which might not be ideal for all users.
Limited to Group Expense Splid is focused on group expense sharing, lacking features for individual finance management or budgeting.
Activehours Inc. developed and published Earnin, a fantastic product. It’s a financial app that allows you to get paid as soon as you leave work rather than waiting until payday. Earnin is a free mobile application...
Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions,...
I prefer this app to similar ones I've tried. It seems clearer, more straightforward and simpler to use for normal holidays etc. But if you need more complex arrangements it's versatile too: in that you can...
Splitting up the cost of group trips can be tough. Splid allows you to add in all the expenses of a trip and then split it up among each person on the trip. The app is useful for splitting up non-trip expenses as...
Social recommendations and mentions
Recommendations tracked on public social media and blogs since March 2021.
Earnin0 mentionsSplid2 mentions
Tracking Earnin since Mar 2021.
Running an Open Source App: Usage, Costs and Community Donations
Would be interesting to see how this compares to https://splid.app/.
- Source: Hacker News
/
about 2 years ago
Show HN: An alternative to Splitwise, more minimalist, no ads, no account
Https://splid.app/ is a great no-account alternative.
- Source: Hacker News
/
over 4 years ago
Alternatives to Earnin and Splid
When comparing Earnin and Splid, you can also consider the following products.
Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!