Deskimo VS Wise

• Flexibility
  Deskimo provides flexible workspace solutions allowing users to choose spaces according to their needs and only pay for the time they use, which is ideal for freelancers and remote workers who require different environments without committing to long-term leases.
• Wide Network
  Deskimo partners with a wide array of coworking spaces across various cities, giving users access to multiple locations and types of workspaces, thus enhancing their ability to work from different places depending on their proximity and convenience.
• No Long-term Commitment
  Users are not tied to any long-term contracts or commitments, making it an attractive option for those who prefer or require month-to-month flexibility.
• Cost Efficiency
  By paying only for the hours they use, users can potentially save costs compared to traditional office leases, especially if they do not need a full-time office space.
• User-friendly App
  Deskimo offers a user-friendly app that simplifies the process of finding, booking, and accessing coworking spaces, which enhances the overall user experience.

Possible disadvantages

• Limited Availability
  The availability of spaces can be limited based on location and demand, especially during peak hours, which may not suit users needing a dedicated workspace at specific times.
• Variable Quality
  Since Deskimo partners with various coworking spaces, the quality and amenities of locations can vary, which may affect consistent user experience.
• Lack of Personalization
  The service doesn't offer personalized office setups as users work in shared environments, which may not suit those requiring tailored or specific office settings.
• Not Suitable for Large Teams
  For larger teams requiring collaboration and consistent interaction, Deskimo’s model may not be practical as it is geared more towards individual or small team usage.
• Potential Hidden Costs
  Some additional services or amenities may incur extra charges, and users need to be aware of potential hidden costs that could inflate their overall expenses.

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

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Tracking Deskimo since Aug 2021.

• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: over 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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