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US-issued Visa and Mastercard virtual cards for ad spend, SaaS, cloud and AI tools. Verify once, top up your balance and pay online.

Website, pricing, platforms and company facts side by side.
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| Website | github.com | zikcards.com |
| Pricing | — | |
| Company | — | Startup from the United States · 1 - 9 employees · 2026 |
| Listed in | — |
In their own words, as submitted to SaaSHub.


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ZikCards provides US-issued Visa and Mastercard virtual cards to people and businesses outside the United States. Most payment problems outside the US aren't about money. They're about geography. You try to pay for ad platforms, a cloud bill, an AI tool or a software subscription, and the card is...
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How to Get a US Virtual Card (Visa or Mastercard): Full Walkthrough
As answered by people managing cppq and ZikCards.
ZikCards's answer:
Laravel (PHP), MariaDB and Redis, served behind Cloudflare. Cards are issued through a US card-issuing partner, deposits are taken in USDT, and identity verification runs automatically with document and selfie checks.
ZikCards's answer:
ZikCards cards are issued in the US on credit BINs, the card ranges ad platforms and US merchants accept most readily, rather than the prepaid ranges many alternatives use. Every customer is identity-verified, and every fee is published up front, including the issuer's decline and cross-border charges that most providers leave out.
ZikCards's answer:
People and small businesses outside the United States who pay for US-based online services: advertisers and agencies running ads, developers buying cloud and AI tools, and freelancers who earn in US dollars and need a card that works where their local one is declined.
ZikCards's answer:
Three reasons: acceptance (US-issued credit BINs, tested with real purchases and with Google Ads billing), transparency (every fee listed before you pay, no monthly fee, and an unused balance comes back to your account when you close a card), and trust (full identity verification and a registered US company behind the service).
ZikCards's answer:
ZikCards started from a simple frustration: living outside the US, having the money, and still being declined by ad platforms and software companies because of where the card was issued. I'm a solo founder, and I built ZikCards to close that gap: a US-issued card funded from a stablecoin balance, with verification and fees done properly.
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