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Corefy VS Splitwise

Compare Corefy VS Splitwise and see what are their differences

Corefy

Corefy is the unified payment operating system for payment businesses. Orchestrate 650+ provider integrations, route and cascade transactions, lift approval rates, and launch your own white-label payment gateway — all from one platform.

Rating
0 reviews
Pricing
Paid €1,500 / Monthly (Payment bridge pricing)
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Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

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0 reviews
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Invoice Crowd
Proposals, estimates, invoicing and accounting in one workspace for freelancers, agencies and small businesses. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Payments Processing popularity
100% vs 0%
alternatives listed
60 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

Corefy
Splitwise
Website corefy.com splitwise.com
Pricing
Paid €1,500 / Monthly (Payment bridge pricing) Official pricing
—
Company Startup from the United Kingdom · 50 - 99 employees · 2018 —
Listed in
Payments Online Payments Payments Processing Payment Platform Fintech Paytech +3
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1

About Corefy and Splitwise

In their own words, as submitted to SaaSHub.

Corefy
Splitwise

Corefy is the unified payment operating system for companies that run payments as a core business. It sits above gateways and PSPs as the infrastructure layer that connects, routes, and controls your entire payment stack from one place. Built on 650+ ready integrations with PSPs, acquirers,...

Read more about Corefy

No description of Splitwise yet.

Features and specs

What each product offers, as listed by its team.

Corefy 10 features
Splitwise 7 features
  • 650+ Provider Integrations
    Ready-made connections to PSPs, acquirers, banks, APMs, and local payment methods. You add new providers and markets without a separate integration project each time.
  • Payment Routing
    Rule-based routing by cost, currency, geography, card type, and provider performance, so every transaction goes to the best-fit provider.
  • Cascading
    Declined transactions are automatically retried through alternative providers, which recovers revenue and lifts approval rates.
  • Unified Back Office
    One dashboard for transactions, balances, fees, and provider performance across your whole payment stack.
  • White-Label Payment Gateway
    Launch your own payment product under your brand and domain, with a merchant dashboard included, and without building the infrastructure in-house.
  • Merchant Management
    Onboard and manage merchants, and set up flexible fees, commissions, and access rights for each merchant or project.
  • Hosted Payment Page & Cashier
    A customisable checkout and cashier with localised payment methods and branding for each market.
  • Payment Bridge
    An extension layer that gives platforms instant access to Corefy's 650+ connectors. Missing providers and APMs can be added without migration or disruption.
  • Reporting & Analytics
    Transaction monitoring, approval-rate tracking, and exportable reports that show how each provider and payment method performs.
  • PCI DSS Level 1 Security
    Certified at the highest level of PCI DSS compliance, with secure card data storage and tokenisation.
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

Corefy
Splitwise

No analysis of Corefy yet.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

Corefy 2 videos + Add
Splitwise 3 videos + Add

Discover Corefy’s v2.0 Next-Gen Payment Orchestration Platform: What’s New?

More videos

  • - Payment Routing: How Corefy is Changing the Payment Processing Game

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Corefy
Splitwise
100% 100%
Payments Processing
0% 0%
0% 0%
Personal Finance
100% 100%
100% 100%
Payments
0% 0%
0% 0%
Expense Tracking
100% 100%

Questions & Answers

As answered by people managing Corefy and Splitwise.

What makes your product unique?

Corefy's answer

Most payment tools are either a gateway or an orchestrator bolted onto one. Corefy is neither. It is the unified payment operating system, an infrastructure layer that sits above your PSPs and acquirers and gives you one point of control over the whole stack.

  • 650+ ready integrations with PSPs, acquirers, banks, APMs, and local methods, one of the largest connector networks in the market
  • Two ways to use it: optimise payments as a merchant, or launch your own payment business on white-label infrastructure
  • Payment Bridge gives you access to the full connector network without migrating off your current platform
  • Provider-agnostic by design. Corefy doesn't replace your providers or hold your funds. You stay in control of your stack.

Why should a person choose your product over its competitors?

Corefy's answer

Because you need payment infrastructure, not just another tool.

  • Breadth of connectivity. With 650+ integrations live, adding a new provider or market is a configuration task, not a dev project.
  • Built for operators. Routing, cascading, merchant management, fees, and reporting all live in one back office, built for teams that run payments every day.
  • A path from optimising to building. Teams that start by orchestrating their own payments can later launch a white-label payment product on the same platform.
  • No lock-in to a single processor. Corefy works alongside your providers rather than competing with them.
  • PCI DSS Level 1 certified, with dedicated onboarding and integration support.

How would you describe the primary audience of your product?

Corefy's answer

Corefy serves people who run payments as a core business function:

  • Payment managers at complex merchants. Heads of Payments at high-volume businesses in iGaming, forex, e-commerce, and digital services who manage multiple PSPs and need control over routing, costs, and approval rates.
  • Payment entrepreneurs. Founders and operators launching or scaling PSPs, ISOs, MSPs, and fintech products who need ready infrastructure instead of an in-house build.
  • Platforms adding payment capabilities to their product, often through Payment Bridge.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Corefy no reviews yet
Splitwise no reviews yet

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