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sevDesk
EU-first invoicing for freelancers: proposal → e-signature → a valid e-invoice in your country's format, with EU VAT handled. Get paid via Stripe, SEPA or iDEAL.

Invoice Ninja
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Invoicing API for developers: one request creates a numbered invoice, PDF and hosted pay page, emails it, and sends viewed and paid webhooks on paid plans.

Which is more popular?
Website, pricing, platforms and company facts side by side.
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| Website | app.useclozo.com | ashdocs.com |
| Pricing | ||
| Company | Startup from Spain · 1 - 9 employees · 2024 | — |
| Listed in |
In their own words, as submitted to SaaSHub.


Clozo automates the whole invoicing process for EU freelancers and micro-studios: send a proposal, get it e-signed (legally binding, with audit trail), and turn it into a valid e-invoice in your country's format — XRechnung/ZUGFeRD (DE), Factur-X (FR), UBL/Peppol BIS (NL/BE), FacturaE (ES),...
No description of ASHDOCS yet.
What each product offers, as listed by its team.


Possible disadvantages
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An editorial look at what each product does well and who it suits.


Overall verdict
Why this product is good
Recommended for
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How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Clozo and ASHDOCS.
Clozo's answer
Clozo is built EU-first. It combines a proposal, a legally-binding e-signature and online payment in a single link, while turning every invoice into a fully compliant e-invoice in one click — ZUGFeRD (DE), Factur-X (FR), Peppol UBL (NL/BE), FacturaE (ES), ebInterface (AT) and FatturaPA (IT). It validates the client's EU VAT against the VIES database live and applies cross-border reverse-charge automatically, so freelancers stay compliant with the 2025–2028 EU e-invoicing mandates without an accountant. Payments work the European way too: iDEAL, Bancontact and SEPA, with no transaction fees.
Clozo's answer
Unlike generic invoicing tools such as FreshBooks, Zoho Invoice or Invoice Ninja, Clozo is designed around EU compliance and European payment habits. You get live VIES VAT validation, automatic cross-border reverse-charge, and one-click country-correct e-invoices (ZUGFeRD, Factur-X, Peppol UBL, FacturaE, ebInterface, FatturaPA) — ready for the national e-invoicing mandates. It supports iDEAL, Bancontact and SEPA out of the box, covers the whole quote-to-cash flow in one link (proposal → e-signature → deposit → final invoice), ships in 6 EU languages, and charges no transaction fees.
Clozo's answer
EU freelancers and micro-studios — designers, developers, consultants and other independents — who invoice B2B and cross-border within the EU and need to stay compliant with national e-invoicing mandates without hiring an accountant. Clozo ships in English, German, Dutch, French, Spanish and Polish, matching its core markets: the Netherlands, Belgium, France, Germany, Spain and Poland.
Clozo's answer
Clozo started as a personal tool. My friends and I freelance, and every month we hit the same friction — slow, repetitive invoicing, files scattered everywhere, payments hard to track, and no clear picture of our own expenses. I automated the workflow for myself and a few friends; once we saw how much time it saved, we decided to build it properly. The result is Clozo: one link that carries a proposal, a legally-binding e-signature and online payment, with a clear view of who paid and what's still outstanding — built by freelancers, for freelancers, starting with ourselves.
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