Software Alternatives, Accelerators & Startups

Circle.so VS Splitwise

Compare Circle.so VS Splitwise and see what are their differences

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Circle.so logo Circle.so

Bring together your discussions, memberships, and content. Integrate a thriving community wherever your audience is, all under your own brand.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Circle.so Landing page
    Landing page //
    2023-06-14
  • Splitwise Landing page
    Landing page //
    2023-01-23

Circle.so features and specs

  • User-Friendly Interface
    Circle.so offers an intuitive and clean design that makes it easy for users to navigate and engage with the community features.
  • Customization Options
    Users can customize their communityโ€™s look, feel, and functionality to align with their brand, making it a versatile platform.
  • Integrated Monetization
    Circle.so provides built-in tools for monetization, such as the ability to charge for memberships, courses, and events, which helps creators generate revenue.
  • Robust Community Features
    The platform includes various features like forums, chats, events, and live streams, enabling rich interactions and engagement within the community.
  • Scalability
    Circle.so can support communities of different sizes, from small groups to large organizations, allowing for growth and adaptability.
  • Integration with Other Tools
    The platform integrates with popular tools and services like Zapier, Slack, and third-party membership platforms to enhance functionality and connectivity.

Possible disadvantages of Circle.so

  • Pricing
    Circle.so can be relatively expensive, with pricing plans that may not be affordable for all individuals or small businesses.
  • Learning Curve
    While user-friendly, some users may still face a learning curve in terms of fully utilizing all the platformโ€™s features and customization options.
  • Limited Built-In Analytics
    The platform's built-in analytics capabilities are somewhat limited, which can make it harder for community managers to track detailed engagement and performance metrics.
  • Dependence on Internet Connectivity
    Circle.so is a cloud-based platform, so a stable internet connection is required at all times to access the community features, which can be a disadvantage for users with unreliable internet.
  • Feature Overwhelm
    The abundance of features can be overwhelming for new users, making it challenging to determine which tools are most beneficial for their specific community needs.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Circle.so

Overall verdict

  • Overall, Circle.so is a robust and effective tool for community building, offering ample features to enhance engagement and communication among members.

Why this product is good

  • Circle.so is considered a good platform for building and maintaining online communities due to its user-friendly interface, customizable spaces, and integration capabilities. It allows creators to gather their audiences, share content, and engage in meaningful interactions through features like discussion forums, live streams, and group events.

Recommended for

    Circle.so is recommended for content creators, educators, coaches, and organizations seeking to build strong and interactive online communities. It's particularly beneficial for those who want to monetize their communities or create exclusive spaces for member interaction.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Circle.so videos

Circle.So Review: A First Look at Circle, the NEW SASS For Building Online Communities Without Code

More videos:

  • Review - Circle.so Review: Is this the best community platform for creators?
  • Tutorial - Learn how to Use Circle.So: Add Spaces, Structure Your Community and Monetize Your Platform

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Circle.so and Splitwise)
Community Platform
100 100%
0% 0
Personal Finance
0 0%
100% 100
Community Management
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Circle.so and Splitwise

Circle.so Reviews

The Top Free and Paid Teachable Alternatives For Creators
While Circle offers video and social integrations, itโ€™s missing quite a number of features on the sales and market side. For example, it doesnโ€™t allow you to create in-app sales funnels with customizable landing pages and checkout for selling community memberships. It also doesnโ€™t offer any native or third-party email marketing tools.
20 Telegram Alternatives to Chat With in 2024
Like Mighty Networks, Circle is a community platform that can work as an alternative to Telegram. It has a combination of forum, course, and livestreaming features to build a community around a shared interest. And your members can share text and video content.

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, Circle.so seems to be more popular. It has been mentiond 32 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Circle.so mentions (32)

  • Collaboration Circles for Developers (2026)
    Circle.so is a platform designed for online communities, with sub-groups, private spaces, etc. Ideal for creating private circles: you could set up an "Angular/React/AI circle" of 5 people and use Circle's functionalities to schedule meetings, chats, shared files. Advantage: more structured, ideal for your 5-person model. Limitation: may have a cost or require configuration. - Source: dev.to / 9 months ago
  • Do you guys know of another platform where people can talk, but is less anonymous than reddit? Allows for more of a sense of connecting with real people in a safe way.
    Https://cptsdfoundation.org/ has a group that you can interact with using https://circle.so/. Membership is 5 bucks a month, and to me, while I was using it, it was a very welcoming community. Source: over 2 years ago
  • Tell HN: DuckDuckGo Search Results have jumped the shark
    Https://circle.so/pricing/ I would guess even if DDG protects your privacy, it would use information (perhaps search and or site history) the browser is broadcasting regardless to filter results it pipes to the end point. For example I never see quora results (honestly it's been some years so I'd forgotten they existed still) as some members in this thread were annoyed with and paid to be done with them ... Then... - Source: Hacker News / almost 3 years ago
  • Which nocode tool to build an online academy?
    What is the reason you are trying to go custom? https://circle.so this is probably the best platform I have seen. Big and small companies use it (even webflow) so it has great adoption works well. I would stay away from a custom solution when there are wonderful tools like circle out there. Source: about 3 years ago
  • Show HN: Engineering Book Club
    I am also curious about the logistics of the club. It seems to be this: https://circle.so. - Source: Hacker News / about 3 years ago
View more

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing Circle.so and Splitwise, you can also consider the following products

Mighty Networks - Mighty Networks enables entrepreneurs, organizations, and companies to create and grow a community-powered brand.

Tricount - Manage and share expenses with friends

UUKI Live - UUKI helps you build meaningful relationships within your community through events, newsletters, and a community page

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Bettermode - Create community sites, code-free.

Splid - Splid helps friends manage their money.