bunq VS SkillPath

• 100% online – no branch visits, no paperwork
  Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.
• Manage expenses effortlessly
  Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
• Earn Cashback
  Get rewarded for every payment made with your card, including employee cards—paid weekly.
• Free Business Account for Freelancers
  A perfect no fee business bank account option to help you manage your finances efficiently.
• Tap to Pay (receiving payments)
  Businesses can easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your smartphone.
• Save time with automation
  From bookkeeping integrations and AutoVAT to quick invoice processing, bunq offers a wide range of tools that save you time, so you can get back to running your business.
• Sky-high interest rates
  Boost your savings with 2.51% interest on EUR for personal accounts and 0.75% for business accounts — and earn even more on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
• Teamwork made easy
  For businesses - quickly and safely share your account with co-directors and employees, so you can manage money collectively and make financial decisions together, all within the bunq app.
• Bank like a local, wherever you are
  Open accounts with NL, DE, ES, FR & IE IBANs, and in up to 22 currencies quickly and without any hassle. You also get 6 worldwide ATM withdrawals for free every month.
• Plant trees with your card
  As a bunq user you'll plant trees just by using your bunq card. We're planting mangroves in Kenya thanks to our partner veritree. You can also track the estimated CO2 impact of your transactions in the app!
• Exclusive Business Card perks
  With our business accounts, get top discounts on tools and services like Google Workspace to help your business grow and succeed.

Possible disadvantages

• Monthly Fees
  Unlike some free banking apps, bunq charges a monthly fee for its accounts, which could be a drawback for users seeking a no-cost option.
• Limited Physical Branches
  Bunq operates primarily online with no physical branches, which might be inconvenient for users who prefer in-person banking services.
• Complex Pricing Structure
  The various plans and add-ons can be confusing, making it challenging for users to clearly understand what features they are paying for.
• ATM Withdrawal Fees
  Bunq charges fees for ATM withdrawals beyond a limited number of free transactions, which may incur additional costs for cash users.
• Geographical Limitations
  Bunq's services are not available in all countries, which limits its accessibility to users worldwide looking for a global banking solution.

• Wide Range of Training Topics
  SkillPath offers a broad catalog of professional development courses covering leadership, communication, management, HR, and other business skills, making it a one-stop shop for workplace training needs.
• Multiple Learning Formats
  SkillPath provides flexible learning options including live virtual seminars, on-demand courses, and on-site training, allowing learners to choose the format that best fits their schedule and learning style.
• Affordable Pricing and Subscription Options
  SkillPath offers relatively affordable training options compared to many competitors, including unlimited training passes and group discounts that make it cost-effective for organizations looking to train multiple employees.
• Experienced Instructors
  Courses are typically led by experienced trainers and industry professionals who bring real-world knowledge and practical insights, helping participants apply what they learn directly to their work.
• Certificates of Completion
  Participants receive certificates upon completing courses, which can be useful for professional development records, continuing education credits, and demonstrating commitment to growth to employers.

Possible disadvantages

• Limited Depth for Advanced Learners
  Many SkillPath courses are geared toward introductory or intermediate levels, which may not be sufficient for professionals seeking advanced, specialized, or highly technical training in their field.
• No Accredited Degrees or Certifications
  SkillPath does not offer accredited degree programs or industry-recognized certifications (like PMP or Six Sigma), which limits its value for professionals who need formal credentials.
• Mixed Course Quality
  The quality of courses can be inconsistent, with some seminars receiving excellent reviews while others are criticized for being too surface-level or relying heavily on generic content that lacks actionable takeaways.
• Outdated Website and User Experience
  Some users have noted that the website interface and course navigation could be more modern and intuitive, making it sometimes difficult to find specific courses or manage enrollments efficiently.
• Limited Interactivity in On-Demand Courses
  While live seminars offer some interaction, the on-demand and self-paced courses can feel passive with limited opportunities for engagement, Q&A, or hands-on exercises compared to other e-learning platforms.

bunq Update 27

More videos

SkillPath

• NexoCard issues/rejections in Germany

  I had similar issues with bunq.com from Netherlands where their Mastercards where registered in Russia and they had to fix it and afterwards everything is fine and you can use the card without any major problems. Source: over 4 years ago

• [FWI] More people would use those existing solutions?

  Plants trees for customers under 18 • https://bunq.com. Source: over 4 years ago

• Is YNAB really better than just using multiple bank accounts as envelopes?

  I use Vivid here in Germany (https://vivid.money/en-de/) and before that Bunq (deemed it too expensive) (http://bunq.com), but these are both only available in Europe. Looks like One Finance could be an alternative for people in the US,... Source: about 5 years ago

• [WA] Training

  My go-to for e-learning are: 1. https://www.learningpremier.com 2. https://skillpath.com. Source: over 4 years ago