B2Bpay VS Wise

• Ease of Use
  B2Bpay provides a user-friendly platform that simplifies the process of making and receiving payments for businesses, reducing the complexity associated with traditional banking systems.
• Low Transaction Fees
  The service offers competitive transaction fees compared to traditional banking, helping businesses save money on their international and domestic transactions.
• Fast Processing
  B2Bpay is known for its fast payment processing times, which can improve cash flow for businesses by reducing the waiting time between sending and receiving payments.
• Multi-Currency Support
  It supports multiple currencies, making it easier for businesses to operate internationally by eliminating currency conversion hassles.
• Integration with Accounting Software
  B2Bpay can integrate with popular accounting software, which can streamline bookkeeping and financial management for businesses.

Possible disadvantages

• Limited Availability
  B2Bpay might not be available in all regions, which could limit its usefulness for some businesses that operate internationally.
• Lack of Personal Touch
  As a digital platform, B2Bpay might lack the personalized customer service that some businesses prefer, which can be an issue when dealing with complex payment queries or issues.
• Dependency on Internet Connectivity
  As with any online platform, B2Bpay requires a stable internet connection, which might be a drawback for businesses in areas with unreliable internet access.
• Potential Security Concerns
  While B2Bpay likely implements strong security measures, some businesses might be concerned about the potential risks of handling financial transactions through an online platform.
• Learning Curve
  Some businesses might face a learning curve when first adopting B2Bpay, as users need to familiarize themselves with the new system and potentially train their staff.

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

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Tracking B2Bpay since May 2022.

• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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