AWS Organizations VS Splitwise

• Centralized Management
  AWS Organizations allows for centralized management of multiple AWS accounts, making it easier to consolidate billing, implement policies, and manage permissions across all accounts.
• Cost Savings
  By consolidating billing, you can leverage volume discounts across all accounts in the organization, potentially reducing overall costs.
• Improved Security
  Organizations enables you to set Service Control Policies (SCPs) that establish permission guardrails, enhancing security by ensuring compliance with enterprise policies.
• Resource Structuring
  It allows you to organize AWS accounts into a hierarchy of Organizational Units (OUs) for easier management and policy application.
• Simplified Automation
  You can automate account provisioning and resource management across multiple accounts, leading to greater efficiency and consistency.

Possible disadvantages

• Complexity
  Managing multiple accounts and policies can introduce complexity, especially in large organizations with diverse requirements.
• Learning Curve
  Administrators must familiarize themselves with AWS Organizations' features and best practices, which may require additional training and time to master.
• Policy Limitations
  Service Control Policies (SCPs) may not cover all scenarios, and crafting policies that do not unintentionally restrict necessary access can be challenging.
• Account Limitations
  There may be limits on the number of accounts or organizational units you can have, necessitating careful planning and management.
• Dependency on AWS Environment
  AWS Organizations is tightly integrated into the AWS ecosystem, which means it may not be suitable for enterprises operating in hybrid or multi-cloud environments.

• User-Friendly Interface
  Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
• Multi-Platform Availability
  Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
• Expense Tracking
  The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
• Flexible Split Options
  Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
• Currency Conversion
  Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
• Bill Reminders
  The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
• Integration with Payment Platforms
  Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

• Privacy Concerns
  Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
• Subscription-Based Features
  Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
• Manual Entry Requirement
  Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
• Limited Automatic Reconciliation
  While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
• Dependency on Group Honesty
  The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
• Potential for Confusion
  The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

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Tracking Splitwise since Mar 2021.