Software Alternatives, Accelerators & Startups

Authenticator Plus VS Splitwise

Compare Authenticator Plus VS Splitwise and see what are their differences

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Authenticator Plus logo Authenticator Plus

Authenticator Plus generates 2-step verification codes and lets you synchronize your accounts.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Authenticator Plus Landing page
    Landing page //
    2021-09-24
  • Splitwise Landing page
    Landing page //
    2023-01-23

Authenticator Plus features and specs

  • Ease of Use
    Authenticator Plus features a straightforward and user-friendly interface, which makes it easy for users to set up and manage their accounts.
  • Cross-Platform Support
    The application is available on multiple platforms including Android and iOS, providing flexibility for users with different devices.
  • Backup and Restore
    The app offers a convenient backup and restore feature, allowing users to recover their data if they switch devices or reinstall the app.
  • Multi-Language Support
    Authenticator Plus supports multiple languages, making it accessible to a wider range of users across different regions.
  • Encryption and Security
    It provides strong encryption to ensure the security of the authentication codes, enhancing user trust and data protection.

Possible disadvantages of Authenticator Plus

  • Paid Features
    Some features of Authenticator Plus are locked behind a paywall, which may not be ideal for users looking for a completely free solution.
  • No Desktop Version
    Authenticator Plus lacks a dedicated desktop application, limiting its use to mobile platforms only, which might be a downside for users who prefer desktop access.
  • Limited Integration
    The app might not integrate as seamlessly with certain third-party applications or services compared to other authenticator apps with broader API support.
  • Market Competition
    There are many other authenticator apps available, some of which offer similar features for free, making it harder to justify paying for Authenticator Plus.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Authenticator Plus videos

Authenticator Plus

More videos:

  • Review - Authenticator Plus getting started
  • Review - Authenticator Plus - Best Android Wear Apps Series

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Authenticator Plus and Splitwise)
Identity And Access Management
Personal Finance
0 0%
100% 100
Password Management
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Authenticator Plus and Splitwise

Authenticator Plus Reviews

The Best 2FA Apps 2021: Locking Down Your Online Accounts
The only apps we wouldnรขย€ย™t recommend are paid ones. For example, Authenticator Plus on Google Play is rife with issues, and it costs $2.99. There are plenty of free options available, and if you donรขย€ย™t trust the likes of Google and Microsoft, there are open-source options like andOTP and FreeOTP.

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

What are some alternatives?

When comparing Authenticator Plus and Splitwise, you can also consider the following products

andOTP - andOTP is a two-factor authentication App for Android 4.4+

Tricount - Manage and share expenses with friends

Aegis Authenticator - Aegis Authenticator is a free, secure and open source app to manage your 2-step verification tokens...

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

OTP Auth - The app for calculating one-time-passwords on iPhone and iPad.

Splid - Splid helps friends manage their money.