Software Alternatives, Accelerators & Startups

AND CO VS Splitwise

Compare AND CO VS Splitwise and see what are their differences

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AND CO logo AND CO

AND CO helps freelancers, entrepreneurs and other small businesses run their business smarter.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • AND CO Landing page
    Landing page //
    2022-07-21
  • Splitwise Landing page
    Landing page //
    2023-01-23

AND CO features and specs

  • User-Friendly Interface
    AND CO features an intuitive and easy-to-navigate interface, making it accessible for freelancers and small business owners who may not have extensive technical skills.
  • Invoicing and Payments
    AND CO allows users to create professional invoices quickly and integrates with payment platforms like PayPal and Stripe to facilitate seamless transaction processing.
  • Expense Tracking
    AND CO provides tools to track expenses effortlessly, categorizing them to simplify bookkeeping and financial planning.
  • Time Tracking
    The platform includes a built-in time tracking feature that helps freelancers log hours worked on various projects, which can be directly linked to invoices.
  • Contracts and Proposals
    AND CO offers templates and tools for creating contracts and proposals, ensuring that business agreements are professionally presented and legally sound.
  • Mobile App
    A mobile app is available for both iOS and Android devices, enabling users to manage their business on-the-go.
  • Customer Support
    AND CO provides robust customer support options, including live chat, to assist users with any issues or questions they might encounter.

Possible disadvantages of AND CO

  • Limited Advanced Features
    While AND CO is excellent for freelancers and small businesses, it may lack some advanced features required by larger enterprises or more complex organizations.
  • Subscription Cost
    AND CO operates on a subscription model which may be cost-prohibitive for some users, especially those just starting out or with limited budgets.
  • Customization Limitations
    Users may find that there are limitations to how much they can customize invoices, contracts, and other documents, which could be a drawback for those needing more tailored solutions.
  • Limited Integration Options
    AND CO might not integrate with all the third-party apps and services that a user needs, which could limit its usability for certain businesses.
  • Feature Overlap
    For users already employing other software solutions for invoicing, expense tracking, or project management, AND CO might present redundant features, reducing its overall value.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

AND CO videos

How To Get Started With AND CO by Fiverr, the FREE Customer Management Platform for Freelancers

More videos:

  • Review - Introducing AND CO From Fiverr | Fiverr

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to AND CO and Splitwise)
Time Tracking
100 100%
0% 0
Personal Finance
0 0%
100% 100
Project Management
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare AND CO and Splitwise

AND CO Reviews

A better Harvest alternative
AND CO is your best bet for a software that can help you do it all. Itโ€™s not hard to tell where Harvest falls behind - if you are interested in getting the most out of a software that will help your business thrive, the choice is clear. With AND CO you can have your cake and eat it too.
Source: www.and.co

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, AND CO seems to be more popular. It has been mentiond 3 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

AND CO mentions (3)

  • [HELP] Can I invoice clients on Fiverr using Fiverr workspace?
    No. Fiverr workspace is for your off-fiverr clients, they purchased and.co (now rebranded as workspace) so they could get a piece of the freelance invoice pie. Dont mix the two, its wont go well. Once u have a client on fiverr they have to stay with u on fiverr forever or u break tos, not even an option to buy out contracts like on upwork (where clients pay thousands of $ to cover upworks commission losses). Be... Source: over 4 years ago
  • 1st time consultant need software for accounting/billing/time logging
    Am looking at QuickBooks Essentials so I have a turnkey solution to do it all, and a buddy of mine is using and.co but his daughter is his accountant, I don't have that in the local gene pool. Source: almost 5 years ago
  • How to ask a client for payment?
    As a freelancer, it's our job to ask for payment. Communicate clearly with them and determine how often they want an invoice. I tend to send a monthly invoice for each of my clients with line items for each article written that month. Other writers send invoices weekly, bi-weekly, or upon completion. As a tip, try using something like and.co which is a platform that helps you send out invoices that link right to... Source: almost 5 years ago

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing AND CO and Splitwise, you can also consider the following products

Bonsai - One platform to streamline your agency business. Consolidate your projects, clients and finances into one integrated and easy-to-use platform.

Tricount - Manage and share expenses with friends

FreshBooks - The ideal accounting software for small business owners.

Splid - Splid helps friends manage their money.

Harvest - Simple time tracking, fast online invoicing, and powerful reporting software. Simplify employee timesheets and billing. Get started for free.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...