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Free W-2 vs 1099 calculator for comparing take-home pay, contractor break-even rates, self-employment taxes and quarterly tax estimates across all 50 states.
JavaScript is a lightweight, interpreted programming language.

Website, pricing, platforms and company facts side by side.
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| Website | analyzemyincome.com | appcreator24.com |
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| Company | 2026 | — |
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In their own words, as submitted to SaaSHub.

Analyze My Income is a free U.S. compensation and tax-planning toolkit built to help professionals compare W-2 employment with 1099 contractor work using real inputs instead of generic percentage rules. Users can enter their salary, contractor offer, business expenses, health insurance costs,...
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As answered by people managing Analyze My Income and JavaScript Tutorial.
Analyze My Income's answer
nalyze My Income focuses on one practical question: what compensation makes a 1099 contractor offer financially comparable to a W-2 job? Instead of relying on a generic “add 20–30%” rule, it models take-home pay using 2026 federal taxes, self-employment tax, business expenses, health insurance, billable hours and state taxes across all 50 states. It also provides break-even annual compensation, hourly rate targets and related tax-planning calculators.
Analyze My Income's answer
Analyze My Income is built specifically for W-2 vs 1099 compensation decisions. Users can enter their own salary, contractor offer, expenses, health insurance, state and working hours and receive a clear, personalized comparison. The calculators are free, require no account, and use a documented methodology rather than a simple percentage-based estimate.
Analyze My Income's answer
Analyze My Income is designed primarily for U.S. professionals deciding between W-2 employment and 1099 independent contractor work. Its audience includes freelancers, consultants, software professionals, healthcare workers, recruiters, project managers and other professionals evaluating contractor offers, negotiating rates or planning self-employment taxes.
Analyze My Income's answer
Analyze My Income was created to solve a common problem: a higher 1099 offer does not automatically mean a better financial outcome than a W-2 salary. Taxes, benefits, business expenses, health insurance and unpaid time can significantly change the comparison. The project started as a dedicated W-2 vs 1099 break-even calculator and expanded into a collection of free tools for contractor compensation and tax planning.
Analyze My Income's answer
avaScript, HTML, CSS, Tailwind CSS, Chart.js, Node.js, Cloudflare Workers, Cloudflare Pages and Wrangler. The project uses GitHub for source control and automated validation of its tax calculation engine and production builds.
Analyze My Income's answer
Analyze My Income is currently a free public tool and does not yet have named enterprise customers.
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