Software Alternatives, Accelerators & Startups

1Password VS Splitwise

Compare 1Password VS Splitwise and see what are their differences

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1Password logo 1Password

1Password can create strong, unique passwords for you, remember them, and restore them, all directly in your web browser.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • 1Password Landing page
    Landing page //
    2024-05-06
  • 1Password Homepage Features
    Homepage Features //
    2024-05-09
  • 1Password Pricing
    Pricing //
    2024-05-09
  • Splitwise Landing page
    Landing page //
    2023-01-23

1Password

$ Details
paid Free Trial $36 / Annually
Release Date
2005 January
Startup details
Country
Canada
State
Ontario
City
Toronto
Founder(s)
Dave Teare
Employees
100 - 249

1Password features and specs

  • Strong Security
    1Password employs end-to-end encryption, ensuring that data is encrypted locally before it is sent to their servers. They use advanced encryption protocols like AES-256 bit to secure user data.
  • Cross-Platform Support
    1Password is available on multiple platforms, including Windows, macOS, iOS, Android, and Linux, and it also offers browser extensions for seamless integration.
  • User-Friendly Interface
    The application has a clean and intuitive UI that makes it easier for users to manage their passwords and other sensitive information effectively.
  • Secure Sharing
    It allows users to securely share passwords and other sensitive information with trusted contacts through shared vaults.
  • Additional Features
    Offers features like secure notes, credit card storage, document storage, and a password generator to enhance user convenience and security.
  • Regular Updates
    1Password frequently updates its software to introduce new features, improve usability, and address security vulnerabilities.
  • 24/7 Support
    Users have access to 24/7 customer support for resolving issues and answering queries.

Possible disadvantages of 1Password

  • Subscription Cost
    1Password operates on a subscription-based model, which can be expensive over time compared to one-time payment options offered by some competitors.
  • No Free Version
    While there is a trial period, 1Password does not offer a free tier, which may deter some potential users from fully committing.
  • Learning Curve
    Even though it has a user-friendly interface, new users may still experience a learning curve when setting up and navigating through all its features.
  • Limited Customization
    Compared to some of its competitors, 1Password offers less customization in terms of how data is organized and displayed.
  • Internet Dependency
    Some features, like synchronization across devices, require an active internet connection, limiting its functionality in offline scenarios.
  • Potential Overhead
    As a feature-rich application, it may consume more system resources, which could impact performance on less powerful devices.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of 1Password

Overall verdict

  • Yes, 1Password is generally considered a good and trustworthy option for password management. It provides a strong combination of security, usability, and convenience, making it a popular choice among both personal and professional users.

Why this product is good

  • 1Password is widely regarded as a reliable and secure password manager due to its robust encryption, user-friendly interface, and cross-platform compatibility. It offers features like password vaults, secure storage for sensitive information, and a range of integrations with different browsers and operating systems. Its emphasis on security and privacy, with features such as zero-knowledge architecture, makes it a trusting choice for users looking to protect their digital credentials.

Recommended for

    1Password is recommended for individuals and businesses who prioritize digital security and need a reliable way to manage passwords and sensitive information. It's especially beneficial for those using multiple devices across different platforms or managing team access in a business environment.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

1Password videos

1Password Password Manager Review

More videos:

  • Review - 1Password vs LastPass Password Manager Review
  • Review - 1Password Review, Making the Switch from LastPass
  • Tutorial - 1Password Review & Tutorial 2024 | Learn to use 1Password
  • Tutorial - 1Password REVIEW and TUTORIAL 2023 | Learn to use 1Password!
  • Review - 1Password Review | My thoughts after 1 year of use (PROS vs CONS)
  • Review - 1Password review: Should YOU use it in 2025?
  • Tutorial - 1Password Review & Tutorial | (DEEP DIVE) ๐Ÿค” Is it worth it?

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to 1Password and Splitwise)
Password Management
100 100%
0% 0
Personal Finance
0 0%
100% 100
Security & Privacy
100 100%
0% 0
Expense Tracking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare 1Password and Splitwise

1Password Reviews

5 Best Password Managers for Teams (2024)
1Password is a versatile password manager suitable for individuals, families, and businesses of all sizes. It offers fast and secure access to your vault using PIN and biometric unlock options. With Watchtower, it scans and alerts users about compromised passwords.
Top 10 Best Password Managers [NEW 2023 Rankings]
Price: It offers two pricing plans for personal use i.e. 1Password ($2.99/month) and 1Password Families ($4.99/month).
9 Best KeePass Alternatives
1Password ($35.88/year) is a popular password manager that lacks a few of the more advanced features offered by the leading apps. Like Dashlane and LastPass, it provides a comprehensive password auditing feature.
Best KeePass Alternatives (Better Password Managers)
1Password is the best closed-source password manager for most users. Its Premium Personal plan costs only $2.99 a month.For such a low price, it offers two-factor authentication, a 365-day deleted item recovery, country restrictions, and 24/7 email support. 1Password secures your digital wallet information with the leading 256-bit AES encryption algorithm.
The Best 2FA Apps 2021: Locking Down Your Online Accounts
Although itรขย€ย™s becoming less common, security questions still show up as a strange form of 2FA. We always recommend lying on these questions, then jotting down your response in a password manager like 1Password (read our 1Password review). Between social media and other online services, itรขย€ย™s usually not hard for an attacker to figure out the answers to your security...

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, 1Password seems to be more popular. It has been mentiond 133 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

1Password mentions (133)

  • Security in the Age of Coding Agents
    Store secrets in a proper manager. 1Password and Doppler both have solid secrets management with fine-grained access control. Worth noting: Bitwarden's own npm CLI was compromised via a hijacked GitHub Action in their CI pipeline in April 2026 - end-user vaults were untouched, but it's a clean illustration of why the tool you trust and the channel it ships through are separate threat surfaces. - Source: dev.to / 4 months ago
  • 7 Free Tools for Managing Secrets and Environment Variables in Web Projects
    1Password has a Secrets Automation product that allows teams to reference secrets stored in their 1Password vaults from CI/CD pipelines, Docker environments, and application configurations. The op CLI tool resolves secret references at runtime, substituting vault values into configuration at the point of use. - Source: dev.to / 4 months ago
  • Dashlane Review 2026: Best Password Manager for Developers?
    For security-first teams: Consider 1Password Business instead. Better CLI integration, hardware token support, and stronger enterprise features at similar pricing. - Source: dev.to / 5 months ago
  • The FBI's Data Dragnet: How Government Agencies Are Secretly Purchasing Your Digital Footprint Without Warrants
    Implement a password manager like 1Password to reduce data correlation across services. - Source: dev.to / 5 months ago
  • Why Your Next AI-Generated Code Could Void Your Software Warranty (And What Developers Need to Know)
    For developers using tools like 1Password for secure development workflows or NordVPN for secure remote development, the security implications of AI-generated code add another layer of complexity to your security posture. - Source: dev.to / 5 months ago
View more

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing 1Password and Splitwise, you can also consider the following products

Lastpass - LastPass is an online password manager and form filler that makes web browsing easier and more secure.

Tricount - Manage and share expenses with friends

bitwarden - Bitwarden is a free and open source password management solution for individuals, teams, and business organizations.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

KeePass - KeePass is an open source password manager. Passwords can be stored in highly-encrypted databases, which can be unlocked with one master password or key file.

Splid - Splid helps friends manage their money.